Property Insurance Centre

MARCH 21, 2025

Insurers view these uses as higher risk, which can lead to increased premiums or the need for specialist insurance policies. Crime Risk in Certain Urban Areas While overall crime in Manchester is lower than in London, some districts still report higher rates of burglary and vandalism, which can affect insurance costs.

Premium 52

Premium Insurance Insured Insurer 52

Property Insurance Centre

JANUARY 4, 2024

Emerging Property Insurance Trends 2024 Welcome to our guide on emerging trends in the property insurance industry. As we dive into the evolving landscape of property insurance, it’s important to stay informed about the latest trends and challenges affecting the market. Hurricane Harvey 2017 92.0

Property Insurance 52

Property Insurance Commercial Property Liability Insurance 52

Property Insurance Centre

MARCH 19, 2024

Understanding Consumer Education and Property Insurance As an informed consumer, education on consumer rights and property insurance is crucial. It empowers individuals to make informed decisions about insurance coverage and understand their policy rights. Leads to confusion and potential gaps in coverage.

Property Insurance 52

Property Insurance Policyholder Insurance Insurer 52

Property Insurance Centre

SEPTEMBER 11, 2024

What does a Lift Inspection Policy cover? What does a Lift Inspection Policy cover in conjunction with a Purpose Built Flats Insurance Policy? Lift Inspection policies will often accompany a Purpose Built Flats Insurance Policy, and for good reason.

Insurance Policy 52

Insurance Policy Policy Boiler and Machinery Insurance 52

Distinguished

MARCH 6, 2025

However, for more significant violationssuch as major plumbing failures or fire hazardscoverage may be denied entirely, leaving the property ineligible for insurance. Additionally, even if insurance is provided, policies may come with exclusions that specifically limit coverage for risks related to unresolved violations.

Building 59

Building Damage Insurance Broker Underwriter 59

Prof. Allan Manning

FEBRUARY 24, 2024

L oss Management International (Post loss Claims Preparation and Loss Adjusting) , Risk Management International (Pre Loss policy program reviews and business interruption sum insured reviews), and Claims Management International (Post Loss Third Party Administration services) based in Melbourne, Australia.

Business Interruption 130

Business Interruption Claim Policy Insurance Industry 130

Tosten Marketing

MARCH 3, 2025

Its diverse user base makes it ideal for connecting with potential clients, particularly for life and property insurance needs. Stay on top of insurance industry trends and share relevant updates with your audience. For example, if a new type of cyber insurance policy gains traction, explain how it could benefit your clients.

Insurance Agency 52

Insurance Agency Insurance Insured Insurer 52

Wren Insurance Agency

JULY 22, 2024

When you purchase your first home, if you are using a mortgage lender to finance your investment, you'll learn that your property taxes and home insurance fees are going to be included in your monthly mortgage amount. Property taxes are paid in arrears and homeowners insurance is paid in advance.

Insurance 53

Insurance Insured Insurer Home Insurance 53

Property Insurance Centre

AUGUST 12, 2024

This policy applies to office blocks or industrial estates during daytime hours, unless we receive a direct report of a fire. This new policy doesn’t apply to all buildings. Review all fire risk assessments. For example, schools, hospitals and many other types are exempt. Read the list of exemptions here, or see it further below.

Commercial Property 52

Commercial Property Commercial Property Insurance Building 52

Cover4LetProperty

AUGUST 15, 2022

Beware of the headline price One possible problem with products branded as low-priced or cheap landlords’ insurance, though, is that the attractive price tag may have been achieved at the cost of the levels of let property insurance cover provided. Does cheap landlords’ insurance really exist?

Insurance 52

Insurance Insured Insurer Policy 52

Cover4LetProperty

OCTOBER 1, 2024

Landlord’s insurance (also known as buy to let insurance or let property insurance ) is something a landlord should consider when purchasing a property with the intention to let it. Here we discuss what landlord insurance covers, why it is so important, plus other considerations.

Insurance 60

Insurance Insurer Insured Injury 60

Cover4LetProperty

APRIL 16, 2024

But before we actually look at some of the principal ways in which landlord insurance may continue to protect your property, let’s take a look at the different types of landlord there are in the UK. This insurance typically goes beyond standard home insurance to address the unique risks and liabilities associated with being a landlord.

Insurance 52

Insurance Insurer Insured Property Insurance 52

Property Insurance Centre

AUGUST 28, 2024

Corner Shop Insurance and BT Redcare Alarm changes Business Owners who have corner shop insurance are all to aware of the benefits an appropriate intruder alarm system will have, both in relation to their insurance premiums (or in being given an insurance policy at all in some cases) and to the physical security of their goods.

Insurance 52

Insurance Insurer Insured Property Insurance 52

Property Insurance Centre

DECEMBER 23, 2024

Do I have the right lock for my insurance ? Being a Commercial Property Owner or Business Owner you will be aware there will be certain conditions within your insurance policy with regard to the Security at the premises. Without this level of security, insurer will often exclude cover for malicious damage, fire or theft!

Commercial Property 52

Commercial Property Insurance Insured Insurer 52

Property Insurance Centre

JANUARY 16, 2025

Commercial Flood Insurance in the United Kingdom: Types of Coverage Available Commercial flood insurance policies typically cover: Property Damage: Repair or replacement of buildings, fixtures, and equipment. Engage with Insurers: Work with brokers to explore tailored policies and risk-reduction discounts.

Commercial 52

Commercial Commercial Property Insurance Insured 52

Property Insurance Centre

AUGUST 8, 2024

How to get Empty Office Insurance Empty office Insurance If you are a property owner of an office. You will want to make sure you have the right policy in place that will cater for your particular requirements. These may be any/all of the following depending on the policy. How long has the office been empty for?

Insurance 52

Insurance Insurer Insured Premium 52

Property Insurance Centre

JULY 21, 2024

We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership. We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks.

Claim 52

Claim Property Damage Building Property Insurance 52

Wren Insurance Agency

SEPTEMBER 18, 2024

First and foremost, you will need a homeowners insurance policy on the residence, even though it isn't your primary location. So regular homeowners insurance (or condo insurance) on the home itself is required, especially if the home is financed. It is typically the renter's responsibility to cover those.

Home Insurance 52

Home Insurance Insurance Insured Insurer 52

Property Insurance Centre

NOVEMBER 11, 2024

In other cases, it will be due to underwriting appetite of insurers and their ever changing attitudes to risk. Unfortunately, customers are more often than not caught in the middle, and end up having to fork out more money to pay for policies or settle for lesser cover. It can be an extremely nuanced subject & question.

Insurance 52

Insurance Insurer Insured Premium 52

Property Insurance Centre

JANUARY 30, 2024

Freehold Block of Flats Insurance: Top Cover Tips If you own a freehold block of flats , it’s crucial to have the right insurance coverage to protect your investment. Standard home insurance policies may not provide adequate protection for the unique risks associated with a block of flats.

Building 52

Building Insurance Insured Insurer 52

Cover4LetProperty

JANUARY 21, 2023

So, why is specialist landlord insurance necessary? Why won’t standard home building and contents cover suffice, for example? The same might be said of standard homeowners’ insurance and landlords’ insurance – on the outside they appear fairly similar, but it is on the inside that the real differences start to emerge.

Insurance 52

Insurance Insurer Insured Damage 52

Property Insurance Centre

SEPTEMBER 25, 2024

See what is not covered in terms of events/damage for your policy and think about getting flood insurance or accidental damage insurance if desired. Accidental damage is not usually covered by a normal building insurance policy. – Failure to read particular policy documents. What is Covered?

Building 52

Building Insurance Insured Insurer 52

Cover4LetProperty

OCTOBER 10, 2022

Note that the cover required by your lender is sufficient only to safeguard the outstanding mortgage balance on the property and may not cover the full cost of rebuilding in the event of a major disaster and its total loss. Why do I need specialist let property insurance, rather than any other type of property insurance?

Insurance 52

Insurance Insured Insurer Property Insurance 52

Cover4LetProperty

JANUARY 2, 2024

To understand how you might get the most appropriate cover for your let property, it might be helpful to recap the difference between buy to let insurance and standard home insurance. Quite simply, properties that have been bought to let are quite different to those occupied by their owner.

Liability 52

Liability Damage Home Insurance Building 52

Cover4LetProperty

NOVEMBER 3, 2024

The use to which the dwelling is put, determines the type of insurance required The distinction is very important to any property owner looking to safeguard his or her investment by arranging insurance cover. Can I use home insurance for my buy to let property?

Insurance 40

Insurance Insured Insurer Home Insurance 40

Tosten Marketing

JANUARY 15, 2023

For instance, the cost of a “home insurance” lead tends to be +$50 while a lead for a motorcycle policy tends to be less. For instance, a $15,000 annual premium commercial truck insurance lead that costs you $60 is far better of a lead than a $100 annual premium motorcycle policy that cost you $20.

Insurance Agent 52

Insurance Agent Insurance Agents Agents Insurance 52

Property Insurance Centre

JULY 30, 2024

It helps keep your rent competitive, understand your property’s performance, and decide on the best steps for your investment, like selling or buying more. We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership.

Building 52

Building Property Insurance Policy Commercial 52

Prof. Allan Manning

FEBRUARY 3, 2025

This means that no Terrorism Levy is charged by Insurers and that if the Federal Government and the Minister for Finance in particular declares some event a terrorism event, then any exclusion found within a Landlord’s policy will not be void and claims where there is an exclusion will not be paid.

Policy 173

Policy Insurance Policy Insurance Insured 173

Distinguished

MARCH 6, 2025

However, for more significant violationssuch as major plumbing failures or fire hazardscoverage may be denied entirely, leaving the property ineligible for insurance. Additionally, even if insurance is provided, policies may come with exclusions that specifically limit coverage for risks related to unresolved violations.

Building 52

Building Damage Insurance Broker Underwriter 52

Cover4LetProperty

AUGUST 23, 2022

Buy to let property insurance (also known as landlord insurance) is cover specifically designed to protect the principal assets of a buy to let business. How is let property insurance different from home insurance? Insurance is all about the management of risk.

Insurance 40

Insurance Insurer Insured Property Insurance 40

Cover4LetProperty

JANUARY 4, 2023

Some landlord insurance policies may have certain conditions attached to who you can and cannot rent your property. For example, some policies may specifically exclude cover if tenancies are granted to groups such as students, DSS recipients, asylum seekers, or others. What does landlord insurance for DSS tenants cover?

Insurance 52

Insurance Insured Insurer Damage 52

Property Insurance Centre

NOVEMBER 26, 2024

We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership. We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks.

Injury 52

Injury Protection Risk Damage 52

Prof. Allan Manning

JANUARY 29, 2025

Last week I posted an article in regard to terrorism coverage under commercial property, and/or business interruption policies. At the request of quite a few readers, I now turn my attention to home and contents. In a day or two I will address Strata and after than residential landlord policies, and finally private motor.

Policy 208

Policy Business Interruption Risk Commercial 208

Property Insurance Coverage Law

MARCH 12, 2025

This tale of policy language, legal arguments, and an unfortunate tree offers a critical lesson for all … The post Detached Garage Disaster: Why Your Home Insurance Might Not Protect You appeared first on Property Insurance Coverage Law Blog.

Home Insurance 121

Home Insurance Protection Property Insurance Insurance 121

Property Insurance Coverage Law

MARCH 12, 2025

This tale of policy language, legal arguments, and an unfortunate tree offers a critical lesson for all … The post Detached Garage Disaster: Why Your Home Insurance Might Not Protect You appeared first on Property Insurance Coverage Law Blog.

Home Insurance 108

Home Insurance Protection Property Insurance Insurance 108

McMahon Insurance Agency

FEBRUARY 13, 2025

Key Takeaways Increased Home Value Affects Coverage Major renovations like additions or kitchen remodels raise your homes value, requiring […]

Home Insurance 91

Home Insurance Insurer Insurance Insured 91

LexisNexis

JANUARY 28, 2025

But already the Los Angeles wildfires threaten to push the fragile California insurance market closer to the brink. Seven out of the 12 biggest home insurers have limited their coverage in the state over the past two years; increased fire risk driven by climate change is part of the reason. Oregon SB 340 , by Sen.

Insurance 52

Insurance Insured Insurer Property Insurance 52