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Beyond Coverage: Understanding the Limitations of Cyber Liability Insurance for California’s Tech Companies

Jackson & Jackson

Property Damage : Traditional cyber policies typically don’t cover physical damage caused by cyber events. General Liability Insurance: to help cover claims your business caused property damage or bodily injury. This can be a critical gap for tech companies with significant physical assets.

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Big Changes Ahead for California Auto Insurance: Senate Bill 1107 and What It Means for Agents

American Agents Alliance

The legislation, effective January 1, 2025, will increase the current minimum of $15,000 per claimant and $30,000 per occurrence for bodily injury, and $5,000 for property damage (15/30/5), to $30,000 per claimant, $60,000 per occurrence for bodily injury, and $15,000 for property damage (30/60/15).

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Navigating Commercial Property Insurance: A Guide for New Investors in California

Jackson & Jackson

In California, considering the state’s susceptibility to natural disasters like earthquakes and wildfires, having robust insurance coverage is not just recommended; it’s essential. Liability Protection : Protects against claims of property damage or personal injury caused by you or your operations.

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What to Do After a Car Accident: A Step-by-Step Guide

TGS

Immediately after the accident, check yourself and your passengers for injuries. It’s also important to remember that injuries aren’t always obvious right away—adrenaline can mask pain, so be cautious even if you feel okay at first. Plus, having a police report on file can help you later when dealing with insurance claims.

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A Guide to Classic Car Insurance

TGS

Others verify that you have a separate car (with standard auto insurance ) that you use for your day to day activities, such as your commute. >> >> TGSI TIP: Ask your insurance agent about Under Construction coverage for an ongoing restoration project. It all starts with a free quote , no strings attached.

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Tips for Buying Home Insurance

Bankers Insurance

Coupled with the significant property damages caused by the aforementioned natural disasters, these price increases make claims submitted by policyholders who must repair or rebuild their homes considerably more expensive. In most cases, home insurance policies include personal liability coverage. Explore discounts.

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Top 6 Insurance Policies Every IT Business in California Should Have

Jackson & Jackson

If a client trips over cables during a meeting at your office or your equipment damages their property, General Liability Insurance provides coverage. Business Property Insurance Your servers, laptops, and office equipment are essential for running your IT business.