AMAXX

JANUARY 14, 2025

While their primary purpose is to ensure employees receive medical and wage replacement benefits for work-related injuries, they also offer critical advantages to employers. Under this system, employees who accept workers compensation benefits for a work-related injury or illness forfeit the right to sue their employer for negligence.

Workers Compensation 91

Workers Compensation Compensation Workers Comp Injury 91

AMAXX

OCTOBER 24, 2024

Workplace injuries can have significant financial and operational impacts on businesses, but the cost to the employee is often much greater. From physical pain to financial insecurity, an injury can be life-altering. Despite this, many employers overlook one of the most critical aspects of workplace injury management: rehabilitation.

Workers Compensation 97

Workers Compensation Compensation Injury Workers Comp 97

AMAXX

JANUARY 13, 2025

Insurance Company: The Risk Bearer Often referred to as the underwriter, insurer, or carrier, the insurance company provides the workers’ compensation policy and assumes the employers risk. TPAs operate independently of the insurance carrier, focusing on streamlined claims handling rather than insurance services.

Workers Compensation 91

Workers Compensation Compensation Workers Comp Broker-Agent 91

AMAXX

JANUARY 27, 2025

Misidentifying the Problem A frequent mistake is attributing WC challenges solely to injury management partners or external factors, such as adjuster turnover or physician behavior. Do supervisors and employees understand their roles in the post-injury process? Provide them with: Clear guidelines on post-injury response.

Workers Comp 69

Workers Comp Injury Workers Compensation Claim 69

AMAXX

AUGUST 21, 2024

Reserves are the funds set aside by an insurer to cover the future costs of a claim, including medical expenses, lost wages, and other associated costs. Will the Injury Require Future Medical or Surgical Interventions? Stack is the creator of Injury Management Results (IMR) software and founder of Amaxx Workers’ Comp Training Center.

Workers Compensation 99

Workers Compensation Compensation Workers Comp Injury 99

AMAXX

NOVEMBER 5, 2024

Successfully settling workers’ compensation (WC) claims can significantly reduce costs and streamline processes for employers and insurers. Identifying red flag cases involving Medicare considerations early on is essential, especially for catastrophic injuries or workers nearing Medicare eligibility. All state laws vary.

Workers Compensation 102

Workers Compensation Compensation Claim Workers Comp 102

AMAXX

SEPTEMBER 9, 2024

Employers and insurance companies face the challenge of controlling medical costs while ensuring that injured employees receive the care they need. Each method provides unique advantages for both employers and insurers to control costs, ensure appropriate treatment, and reduce claim durations.

Workers Comp 81

Workers Comp Injury Compensation Claim 81

AMAXX

JANUARY 20, 2025

Employers, insurers, and healthcare providers face a delicate balance: ensuring injured workers receive appropriate care while effectively managing costs and promoting timely return-to-work. Enhancing Accessibility Employers and insurers can support EBM by providing resources that make evidence-based guidelines more accessible.

Workers Compensation 92

Workers Compensation Compensation Workers Comp Injury 92

AMAXX

OCTOBER 7, 2024

If the file is reportable to an insurer, excess carrier, or any other party, the date the reporting will be completed. Stack is the creator of Injury Management Results (IMR) software and founder of Amaxx Workers’ Comp Training Center. You should consult with your insurance broker, attorney, or qualified professional.

Workers Comp 94

Workers Comp Claim Workers Compensation Compensation 94

AMAXX

DECEMBER 19, 2024

In the context of workers compensation, fostering a similar collaborative environment can lead to earlier injury reporting, effective hazard identification, and creative solutions for return-to-work programs, ultimately reducing costs. Early reporting and hazard mitigation are key to preventing costly claims and minimizing downtime.

Workers Comp 84

Workers Comp Workers Compensation Injury Compensation 84

AMAXX

AUGUST 7, 2024

Classification rules are guidelines used by rating bureaus and insurance companies to categorize businesses based on the type of work they perform. These rules are established by rating organizations like the National Council on Compensation Insurance (NCCI) in most states, though some states have their own rating bureaus.

Workers Compensation 81

Workers Compensation Compensation Workers Comp Premium 81

AMAXX

OCTOBER 8, 2024

Transitional duty allows employees to return to the workplace in a modified capacity while they continue to recover from their injuries. Both approaches offer unique advantages depending on the nature of the injury and the availability of suitable work within the company.

Workers Compensation 86

Workers Compensation Compensation Workers Comp Injury 86

AMAXX

OCTOBER 15, 2024

These programs should be tailored to each employee’s capabilities and should align with medical advice to prevent further injury. Employers should work closely with healthcare providers to estimate the duration of the injury and how long the employee will need to remain on transitional duty. Contact: mstack@reduceyourworkerscomp.com.

Workers Compensation 94

Workers Compensation Compensation Workers Comp Injury 94

AMAXX

OCTOBER 28, 2024

Stack is the creator of Injury Management Results (IMR) software and founder of Amaxx Workers’ Comp Training Center. WC Mastery Training teaching injury management best practices such as return to work, communication, claims best practices, medical management, and working with vendors. Contact: mstack@reduceyourworkerscomp.com.

Workers Comp 95

Workers Comp Workers Compensation Compensation Injury 95

AMAXX

DECEMBER 2, 2024

Managing work-related injuries and illnesses effectively requires a well-coordinated approach. By adhering to best practices, a medical director can significantly enhance the efficiency and outcomes of workplace injury management ( How to Calculate Cost per FTE Metric to Show Workers’ Comp as Profit Center ).

Workers Compensation 71

Workers Compensation Compensation Workers Comp Injury 71

AMAXX

JANUARY 6, 2025

Many employers point fingers at their injury management partners, assuming they are the primary issue. Injury management partners can only be as effective as the employers level of engagement and activity in the program. Stack is the creator of Injury Management Results (IMR) software and founder of Amaxx Workers Comp Training Center.

Workers Comp 90

Workers Comp Building Workers Compensation Compensation 90

AMAXX

DECEMBER 9, 2024

Non-Severe Injuries Without Lost Time Claims involving minor injuries that dont require time away from work typically dont justify the cost of nurse case management. Stack is the creator of Injury Management Results (IMR) software and founder of Amaxx Workers Comp Training Center. Contact: mstack@reduceyourworkerscomp.com.

Workers Compensation 80

Workers Compensation Compensation Workers Comp Injury 80

AMAXX

NOVEMBER 12, 2024

For every response, Paradigm made a donation—$4,000 in total—to Kids’ Chance of America, a nonprofit dedicated to helping the children of those affected by catastrophic workplace injuries and Paradigm’s core philanthropic partner. Their stories underscored Paradigm’s commitment to a team-based approach to care.

Workers Comp 91

Workers Comp Workers Compensation Injury Compensation 91

AMAXX

AUGUST 12, 2024

Start Early and Stay Consistent Initiate Contact Immediately The communication process should begin as soon as the injury is reported. Coordinate with Stakeholders Effective communication extends beyond the injured worker to include coordination with other stakeholders, such as medical providers, case managers, and the insurance company.

Workers Compensation 96

Workers Compensation Workers Comp Injury Compensation 96

AMAXX

FEBRUARY 17, 2025

” Fear of termination often outweighs the physical and financial stress of an injury. These concerns could be addressed proactively with a structured post-injury communication plan. Consider using an injury triage system to connect employees with medical professionals early in the process. All state laws vary.

Workers Comp 59

Workers Comp Claim Workers Compensation Injury 59

AMAXX

JULY 15, 2024

Unfortunately, a common procedural mistake can leave employees in a painful and detrimental limbo: the delay of care due to technicalities in insurance coverage. Example: Consider John, who reports a shoulder injury first thing on a Monday morning. John is left in a holding pattern, his pain worsens, and his injury deteriorates.

Workers Compensation 59

Workers Compensation Compensation Claim Workers Comp 59

AMAXX

FEBRUARY 4, 2025

Return to Original Position Upon Full Recovery Once the employee reaches maximum medical improvement (MMI) , they return to their pre-injury job. Stack is the creator of Injury Management Results (IMR) software and founder of Amaxx Workers Comp Training Center. This is often categorized as voluntary withdrawal from the workforce.

Workers Comp 72

Workers Comp Workers Compensation Injury Compensation 72

AMAXX

OCTOBER 1, 2024

Service providers such as claims handlers and insurance brokers have a responsibility to educate and inform employers about their role in claims handling. Stack is the creator of Injury Management Results (IMR) software and founder of Amaxx Workers’ Comp Training Center. How many missed or modified duty days?

Workers Comp 81

Workers Comp Claim Workers Compensation Compensation 81

AMAXX

FEBRUARY 18, 2025

Consider Psychosocial Factors Recovery from work injuries is often influenced by psychological and social barriers that go beyond physical healing. How to Overcome This Barrier Engage a Medical Advisor for Peer Review A peer review physician evaluates whether the treating doctors recommendation aligns with best practices for injury recovery.

Workers Comp 67

Workers Comp Injury Workers Compensation Compensation 67

Protect Commercial Insurance

JULY 26, 2024

Welcome to our blog post on how to maximise your business growth by securing the right commercial tailors insurance. In this article, we will provide you with four essential tips to help you understand your coverage needs, find the best rates, review and update your policy regularly, and work with an experienced insurance broker.

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Commercial Insurance Broker General Liability Business Interruption 52

AMAXX

SEPTEMBER 3, 2024

Employee Resistance : Sometimes, employees may be hesitant or resistant to returning to work, often due to fear of re-injury, perceived inadequacies in their abilities post-injury, or psychological factors such as anxiety or depression. You should consult with your insurance broker, attorney, or qualified professional.

Workers Comp 89

Workers Comp Injury Workers Compensation Compensation 89

AMAXX

JANUARY 27, 2025

Stack is the creator of Injury Management Results (IMR) software and founder of Amaxx Workers Comp Training Center. WC Mastery Training teaching injury management best practices such as return to work, communication, claims best practices, medical management, and working with vendors. Contact: mstack@reduceyourworkerscomp.com.

Workers Comp 69

Workers Comp Workers Compensation Injury Compensation 69

Word & Brown

DECEMBER 11, 2024

If you are looking for another way to address more of your clients needs and increase your commissions in 2025 it might be time to consider selling disability income insurance. disability insurance market is estimated to be $19.3 In California, you can sell disability insurance if you have an Accident and Health license.

Workers Compensation 52

Workers Compensation Insurer Insured Insurance 52

AMAXX

SEPTEMBER 10, 2024

” Prompt Appointment Scheduling Time is of the essence when an injury occurs. Efficient Communication of Medical Records Communication is critical, especially when it comes to sharing medical records with insurance claims adjusters or your company. Contact: mstack@reduceyourworkerscomp.com. All state laws vary.

Workers Comp 91

Workers Comp Workers Compensation Compensation Injury 91

AMAXX

NOVEMBER 26, 2024

Get Immediate Treatment : Ensure that employees have access to immediate medical care following an injury. Stack is the creator of Injury Management Results (IMR) software and founder of Amaxx Workers’ Comp Training Center. Workers’ Comp Roundup Blog: [link] Injury Management Results (IMR) Software: [link] ©2024 Amaxx LLC.

Workers Comp 91

Workers Comp Workers Compensation Compensation Injury 91

Word & Brown

AUGUST 6, 2024

What Is Ancillary Insurance? Ancillary insurance coverage includes Dental, Vision, and Life as well as Accident, Critical Illness, Hospital Indemnity, Disability, and other secondary or health-supplemental coverage. Familiar insurance choices continue to rank among the most popular. billion, or 68% of the total market.

Broker 52

Broker Injury Insurance Broker Life Insurance 52

AMAXX

NOVEMBER 11, 2024

Let’s look at how this issue manifests and how to address it: Wage Continuation Policies : Full salary or benefits exceeding pre-injury earnings can disincentivize returning to work. Stack is the creator of Injury Management Results (IMR) software and founder of Amaxx Workers’ Comp Training Center. All state laws vary.

Policy 87

Policy Workers Comp Workers Compensation Injury 87

AMAXX

FEBRUARY 10, 2025

Stack is the creator of Injury Management Results (IMR) software and founder of Amaxx Workers Comp Training Center. WC Mastery Training teaching injury management best practices such as return to work, communication, claims best practices, medical management, and working with vendors. Contact: mstack@reduceyourworkerscomp.com.

Workers Comp 59

Workers Comp Risk Workers Compensation Premium 59

AMAXX

FEBRUARY 11, 2025

On occasion, work injuries arise for employees traveling in motor vehicles. As a general rule, workers compensation insurance is the primary insurance, which requires the claim team to investigate and make determinations regarding compensability and subrogation rights.

Workers Compensation 52

Workers Compensation Workers Comp Injury Compensation 52

Word & Brown

DECEMBER 10, 2024

All businesses with workers in California and Nevada are required to have Workers Compensation Insurance. But do you know that Word & Browns partnership with CompNet Insurance Solutions makes it easy for you to offer Workers Comp coverage? Workers Compensation Insurance is the oldest social insurance program in the United States.

Workers Comp 52

Workers Comp Workers Compensation Workers Compensation Insurance Compensation 52

Protect Commercial Insurance

SEPTEMBER 20, 2024

Introduction to Liability Insurance for UK Tradespeople and Contractors If you’re a tradesperson or contractor in the UK, navigating the world of liability insurance can seem a bit daunting. Whether you’re fitting kitchens or fixing roofs, liability insurance provides a safety net.

Liability Insurance 52

Liability Insurance Liability Insurer Insured 52

Jackson & Jackson

MAY 22, 2024

Investors must understand the importance of securing comprehensive commercial property insurance coverage to protect their investments. “Understanding Multi-Family Property Insurance” Commercial property insurance is a vital safeguard for property owners, protecting their assets against various risks.

Property Insurance 52

Property Insurance Commercial Property Commercial Insurer 52