AMAXX

FEBRUARY 18, 2025

Classification rules are guidelines used by rating bureaus and insurance companies to categorize businesses based on the type of work they perform. These rules are established by rating organizations like the National Council on Compensation Insurance (NCCI) in most states, though some states have their own rating bureaus.

Workers Compensation 103

Workers Compensation Compensation Workers Comp Premium 103

AMAXX

AUGUST 26, 2024

To better grasp this, let’s walk through a hypothetical scenario that illustrates two different supervisor responses to an employee’s injury and explore the potential consequences of each approach. Then, we’ll talk about how we can work together to accommodate your injury and help you return to the team as soon as possible.”

Injury 105

Injury Workers Comp Workers Compensation Compensation 105

AMAXX

MARCH 24, 2025

Stack is the creator of Injury Management Results (IMR) software and founder of Amaxx Workers Comp Training Center. WC Mastery Training teaching injury management best practices such as return to work, communication, claims best practices, medical management, and working with vendors. Contact: mstack@reduceyourworkerscomp.com.

Workers Comp 104

Workers Comp Premium Workers Compensation Compensation 104

AMAXX

FEBRUARY 25, 2025

EBM provides clear, data-backed injury duration guidelines to help answer these questions. Best Practice: Immediate Return to Light-Duty Work According to EBM principles, 90%+ of injured employees should return to work in a modified-duty capacity within 0-4 days of injury.

Workers Comp 80

Workers Comp Injury Workers Compensation Claim 80

AMAXX

JANUARY 20, 2025

Employers, insurers, and healthcare providers face a delicate balance: ensuring injured workers receive appropriate care while effectively managing costs and promoting timely return-to-work. Enhancing Accessibility Employers and insurers can support EBM by providing resources that make evidence-based guidelines more accessible.

Workers Compensation 98

Workers Compensation Compensation Workers Comp Injury 98

AMAXX

MARCH 4, 2025

Past Negative Experiences : If a company has a history of poorly handling claims or has terminated employees following an injury, fear will be heightened. Making it clear in company policies that an injury will not automatically lead to job loss. You should consult with your insurance broker, attorney, or qualified professional.

Workers Compensation 82

Workers Compensation Compensation Claim Workers Comp 82

AMAXX

FEBRUARY 4, 2025

Return to Original Position Upon Full Recovery Once the employee reaches maximum medical improvement (MMI) , they return to their pre-injury job. Stack is the creator of Injury Management Results (IMR) software and founder of Amaxx Workers Comp Training Center. This is often categorized as voluntary withdrawal from the workforce.

Workers Comp 97

Workers Comp Workers Compensation Injury Compensation 97

AMAXX

FEBRUARY 24, 2025

The injury coordinator can evaluate these aspects of both telephonic case management and field-based case management by first emailing the adjuster and stating the above. Also, the injury coordinator should know whether your NCM is an RN or a Licensed Practical Nurse (LPN). Require the NCM to provide frequent updates.

Workers Compensation 66

Workers Compensation Workers Comp Compensation Claim 66

AMAXX

JANUARY 27, 2025

Stack is the creator of Injury Management Results (IMR) software and founder of Amaxx Workers Comp Training Center. WC Mastery Training teaching injury management best practices such as return to work, communication, claims best practices, medical management, and working with vendors. Contact: mstack@reduceyourworkerscomp.com.

Workers Comp 92

Workers Comp Workers Compensation Injury Compensation 92

AMAXX

FEBRUARY 18, 2025

Consider Psychosocial Factors Recovery from work injuries is often influenced by psychological and social barriers that go beyond physical healing. How to Overcome This Barrier Engage a Medical Advisor for Peer Review A peer review physician evaluates whether the treating doctors recommendation aligns with best practices for injury recovery.

Workers Comp 91

Workers Comp Injury Workers Compensation Compensation 91

AMAXX

MARCH 24, 2025

Payroll serves as a primary measure of the employer’s exposure to potential workplace injury and thus significantly impacts premium costs. Accurate payroll accounting reflecting these deductions helps maintain appropriate premium charges aligned with actual exposure to injury risk. However, strict rules apply.

Workers Comp 71

Workers Comp Premium Injury Workers Compensation 71

AMAXX

FEBRUARY 24, 2025

Evidence-Based Medicine (EBM) plays a critical role in workers compensation, guiding both medical professionals and non-medical stakeholders in making informed decisions about injury treatment, recovery time, and return-to-work strategies. This ensures that EBM guidelines reflect a comprehensive, well-rounded approach to injury treatment.

Workers Compensation 66

Workers Compensation Compensation Workers Comp Injury 66

AMAXX

MARCH 17, 2025

For example: If production is prioritized over safety , employees may feel pressured to work through injuries or avoid reporting them. While this seems logical, it often results in employees not reporting injuries out of fear theyll cost their team a bonus. Small injuries go unaddressed, leading to more severe claims down the road.

Workers Comp 66

Workers Comp Workers Compensation Injury Compensation 66

AMAXX

MARCH 4, 2025

OSHA Compliance as a Cost-Saving Strategy Workplace injuries are expensive. A proactive safety strategy aligned with OSHA standards can drastically reduce workplace injuries, lowering both direct and indirect costs. Analyzing injury trends , near-miss reports, and incident rates can help identify weak spots in your operations.

Workers Comp 71

Workers Comp Workers Compensation Injury Compensation 71

AMAXX

MARCH 10, 2025

Pressure in an Uncertain Job Market When layoffs occur, employees might rush to file claims for minor injuries they’ve previously worked through, feeling pressured by the uncertain job market. Invite them to tour your facility beforehand to enhance their understanding of potential injury contexts. All state laws vary.

Workers Comp 59

Workers Comp Claim Workers Compensation Injury 59

AMAXX

FEBRUARY 17, 2025

” Fear of termination often outweighs the physical and financial stress of an injury. These concerns could be addressed proactively with a structured post-injury communication plan. Consider using an injury triage system to connect employees with medical professionals early in the process. All state laws vary.

Workers Comp 66

Workers Comp Claim Workers Compensation Injury 66

AMAXX

MARCH 24, 2025

Assignment of Classification Codes Initially, insurance brokers typically assign classification codes when securing coverage for employers. Brokers discuss the nature of the employer’s work to determine the most suitable code. You should consult with your insurance broker, attorney, or qualified professional.

Workers Comp 59

Workers Comp Premium Workers Compensation Compensation 59

AMAXX

MARCH 10, 2025

Be meticulous in updating personnel files, health insurance documentation, and records of sick leave. Prepare Universal Transitional Duty Options Be ready to place all employees, regardless of their injury status, into transitional duty roles. You should consult with your insurance broker, attorney, or qualified professional.

Workers Comp 59

Workers Comp Claim Workers Compensation Injury 59

AMAXX

JULY 29, 2024

In the realm of workers’ compensation, the role of an injury coordinator is pivotal. This position is crucial for managing the complex processes associated with workplace injuries, ensuring both compliance with regulations and the well-being of employees.

Workers Compensation 59

Workers Compensation Injury Compensation Workers Comp 59

AMAXX

FEBRUARY 11, 2025

On occasion, work injuries arise for employees traveling in motor vehicles. As a general rule, workers compensation insurance is the primary insurance, which requires the claim team to investigate and make determinations regarding compensability and subrogation rights.

Workers Compensation 59

Workers Compensation Workers Comp Injury Compensation 59

Distinguished

MARCH 20, 2025

In Philadelphia, housing code violations are a major concern for property owners and insurers alike. Today, we speak with Katie Vespia, President of Distinguisheds Real Estate program , to break down the common violations in the city, the fines and penalties imposed, the resolution process, and how these issues affect insurance coverage.

Broker 52

Broker License Insurance Broker Risk 52

Distinguished

FEBRUARY 24, 2025

However, for insurance brokers, the wide spectrum of restaurants represents both a challenge and an opportunity. With thousands of restaurants in Charlotte and across North Carolina, the need for comprehensive insurance coverage is vital. What Does Distinguisheds Restaurant Insurance Cover?

Liability 52

Liability Liability Insurance Insured Insurer 52

AMAXX

MARCH 11, 2025

Sub-rosa investigationsundercover surveillance designed to discreetly document claimant activityprovide evidence to substantiate or challenge the severity of reported injuries. Stack is the creator of Injury Management Results (IMR) software and founder of Amaxx Workers Comp Training Center. Contact: mstack@reduceyourworkerscomp.com.

Workers Comp 52

Workers Comp Claim Workers Compensation Injury 52

AMAXX

JANUARY 14, 2025

While their primary purpose is to ensure employees receive medical and wage replacement benefits for work-related injuries, they also offer critical advantages to employers. Under this system, employees who accept workers compensation benefits for a work-related injury or illness forfeit the right to sue their employer for negligence.

Workers Compensation 98

Workers Compensation Compensation Workers Comp Injury 98

AMAXX

OCTOBER 24, 2024

Workplace injuries can have significant financial and operational impacts on businesses, but the cost to the employee is often much greater. From physical pain to financial insecurity, an injury can be life-altering. Despite this, many employers overlook one of the most critical aspects of workplace injury management: rehabilitation.

Workers Compensation 105

Workers Compensation Compensation Injury Workers Comp 105

AMAXX

SEPTEMBER 9, 2024

Employers and insurance companies face the challenge of controlling medical costs while ensuring that injured employees receive the care they need. Each method provides unique advantages for both employers and insurers to control costs, ensure appropriate treatment, and reduce claim durations.

Workers Comp 102

Workers Comp Injury Compensation Claim 102

AMAXX

JANUARY 13, 2025

Insurance Company: The Risk Bearer Often referred to as the underwriter, insurer, or carrier, the insurance company provides the workers’ compensation policy and assumes the employers risk. TPAs operate independently of the insurance carrier, focusing on streamlined claims handling rather than insurance services.

Workers Compensation 98

Workers Compensation Compensation Workers Comp Broker-Agent 98

AMAXX

JULY 15, 2024

Unfortunately, a common procedural mistake can leave employees in a painful and detrimental limbo: the delay of care due to technicalities in insurance coverage. Example: Consider John, who reports a shoulder injury first thing on a Monday morning. John is left in a holding pattern, his pain worsens, and his injury deteriorates.

Workers Compensation 83

Workers Compensation Compensation Claim Workers Comp 83

AMAXX

DECEMBER 2, 2024

Managing work-related injuries and illnesses effectively requires a well-coordinated approach. By adhering to best practices, a medical director can significantly enhance the efficiency and outcomes of workplace injury management ( How to Calculate Cost per FTE Metric to Show Workers’ Comp as Profit Center ).

Workers Compensation 93

Workers Compensation Compensation Injury Workers Comp 93

Distinguished

MARCH 19, 2025

In San Francisco, housing code violations are a major concern for property owners and insurers alike. Today, we speak with Katie Vespia, President of Distinguisheds Real Estate program , to break down the common violations in the city, the fines and penalties imposed, the resolution process, and how these issues affect insurance coverage.

Building 52

Building Broker Damage Insurance Broker 52

AMAXX

AUGUST 7, 2024

Classification rules are guidelines used by rating bureaus and insurance companies to categorize businesses based on the type of work they perform. These rules are established by rating organizations like the National Council on Compensation Insurance (NCCI) in most states, though some states have their own rating bureaus.

Workers Compensation 102

Workers Compensation Compensation Workers Comp Premium 102

AMAXX

OCTOBER 8, 2024

Transitional duty allows employees to return to the workplace in a modified capacity while they continue to recover from their injuries. Both approaches offer unique advantages depending on the nature of the injury and the availability of suitable work within the company.

Workers Compensation 104

Workers Compensation Compensation Workers Comp Injury 104

AMAXX

DECEMBER 19, 2024

In the context of workers compensation, fostering a similar collaborative environment can lead to earlier injury reporting, effective hazard identification, and creative solutions for return-to-work programs, ultimately reducing costs. Early reporting and hazard mitigation are key to preventing costly claims and minimizing downtime.

Workers Comp 98

Workers Comp Workers Compensation Injury Compensation 98

AMAXX

OCTOBER 7, 2024

If the file is reportable to an insurer, excess carrier, or any other party, the date the reporting will be completed. Stack is the creator of Injury Management Results (IMR) software and founder of Amaxx Workers’ Comp Training Center. You should consult with your insurance broker, attorney, or qualified professional.

Workers Comp 105

Workers Comp Claim Workers Compensation Compensation 105

AMAXX

DECEMBER 9, 2024

Non-Severe Injuries Without Lost Time Claims involving minor injuries that dont require time away from work typically dont justify the cost of nurse case management. Stack is the creator of Injury Management Results (IMR) software and founder of Amaxx Workers Comp Training Center. Contact: mstack@reduceyourworkerscomp.com.

Workers Compensation 97

Workers Compensation Compensation Workers Comp Injury 97

AMAXX

AUGUST 21, 2024

Reserves are the funds set aside by an insurer to cover the future costs of a claim, including medical expenses, lost wages, and other associated costs. Will the Injury Require Future Medical or Surgical Interventions? Stack is the creator of Injury Management Results (IMR) software and founder of Amaxx Workers’ Comp Training Center.

Workers Compensation 105

Workers Compensation Compensation Workers Comp Injury 105

AMAXX

OCTOBER 1, 2024

Service providers such as claims handlers and insurance brokers have a responsibility to educate and inform employers about their role in claims handling. Stack is the creator of Injury Management Results (IMR) software and founder of Amaxx Workers’ Comp Training Center. How many missed or modified duty days?

Workers Comp 102

Workers Comp Claim Workers Compensation Compensation 102