AMAXX

SEPTEMBER 9, 2024

Employers and insurance companies face the challenge of controlling medical costs while ensuring that injured employees receive the care they need. Diagnosis and prognosis remain unclear, or the disability period is disproportionate to the injury. There are conflicting opinions among treating physicians.

Workers Comp 102

Workers Comp Injury Compensation Claim 102

LexisNexis

FEBRUARY 5, 2025

The study compares benefits paid with and without attorney representation according to injury type and by individual states. The increase in benefits differ by injury type and, especially, by state, but the overall pattern indicates a significantly positive effect on indemnity benefits paid with attorney representation.

Workers Compensation 49

Workers Compensation Compensation Injury Claim 49

AMAXX

AUGUST 7, 2024

Classification rules are guidelines used by rating bureaus and insurance companies to categorize businesses based on the type of work they perform. The purpose of these rules is to ensure that employers pay an appropriate premium that reflects the risk of workplace injuries associated with their industry.

Workers Compensation 102

Workers Compensation Compensation Workers Comp Premium 102

Wren Insurance Agency

OCTOBER 17, 2024

One of the individuals who you will likely get to know in that scenario is an insurance adjuster (also known as a claims adjuster), whose job it is to investigate your claim and determine the possible payout by your insurance company to cover damages, injuries, etc.

Damage 79

Damage License Insurance Insured 79

AMAXX

AUGUST 12, 2024

Start Early and Stay Consistent Initiate Contact Immediately The communication process should begin as soon as the injury is reported. Coordinate with Stakeholders Effective communication extends beyond the injured worker to include coordination with other stakeholders, such as medical providers, case managers, and the insurance company.

Workers Compensation 105

Workers Compensation Workers Comp Injury Compensation 105

Freeway Insurance

JANUARY 3, 2025

One of the primary reasons for the 2025 California car insurance increase is legislative. On January 1, 2025, California raised its minimum liability insurance requirements, nearly doubling the mandatory coverage for bodily injury and property damage. 1, 2025 is here.

Auto Insurance 98

Auto Insurance Premium Liability Insurance 98

TGS

NOVEMBER 1, 2024

Immediately after the accident, check yourself and your passengers for injuries. It’s also important to remember that injuries aren’t always obvious right away—adrenaline can mask pain, so be cautious even if you feel okay at first. Plus, having a police report on file can help you later when dealing with insurance claims.

Injury 52

Injury Home Insurance Claim Damage 52

LexisNexis

JANUARY 22, 2025

Temporary Partial DisabilityWCAB, after granting reconsideration, affirmed WCJs finding that applicant who suffered industrial injury to his right shoulder and right arm while employed as volunteer firefighter on 7/27/2021 was entitled to receive temporary partial disability. Johnson (Christopher) v. Lexmar Distribution dba LDI Trucking, Inc.

Compensation 40

Compensation Injury Workers Compensation Claim 40

Word & Brown

DECEMBER 11, 2024

Having disability insurance can help an individual maintain a regular income (and associated lifestyle) when unable to work due to a new illness or injury. Disability insurance can help your clients avoid depleting their emergency funds or retirement savings when facing disability. LTD plans may differ.

Workers Compensation 52

Workers Compensation Injury Insurance Insured 52

Bankers Insurance

MAY 16, 2024

Sustained losses inflicted by natural disasters spurred some insurance companies to pull out of the homeowners insurance market in high-risk areas, such as California and Florida, leaving residents with fewer options and higher prices. In most cases, home insurance policies include personal liability coverage.

Home Insurance 52

Home Insurance Policyholder Insurance Insured 52

Frankenmuth Insurance

NOVEMBER 14, 2024

Contact your insurance company to review your homeowners coverage and file a claim. Help stop injuries or accidents by having ample lighting in your home. Evaluate the damage. Conduct an audit of your home and belongings. What’s irreparable? What’s unharmed? Take photos to help document the damage. File a claim. Light the way.

Damage 83

Damage Agents Insurance Agents Insurance Agent 83

Hunton Andrews Kurth

MARCH 11, 2021

The CPSC also recently released a report during National Consumer Protection week that quantifies hospital emergency room-treated injuries from consumer products during the COVID-19 pandemic from March through September 2020. Total Recalls: 19.

Business Interruption 52

Business Interruption Injury Policy Protection 52

TGS

OCTOBER 3, 2023

How to Read Your Homeowners Insurance Quote 1. Insurance Company 2. Name of Insured 4. Insured Address 6. Insurance Company The name of the carrier that will be insuring your home can be found at the top of your quote. Policy Number 3. Policy Period 5. Deductibles 8. Coverage: Section I 9.

Insurance Quotes 52

Insurance Quotes Deductible Home Insurance Out-Of-Pocket 52

Jackson & Jackson

AUGUST 16, 2024

What is Homeowners Insurance? Homeowners insurance is a crucial financial safety net for homeowners, providing protection in the event of property damage, loss of personal belongings, or liability for injuries that occur on the premises. Wildfires, in particular, have become a significant concern for insurers in California.

Insurance 52

Insurance Insured Insurer Broker-Agent 52

Triple-I: Homeowners Insurance

DECEMBER 3, 2024

But as the state’s bodily injury claims climb well over the national average, more reform is needed to return insurance profitability to the state. Louisiana recently enacted a law enforcing some oversight over TPLF, Temple noted, as well as repealed a unique “three-year rule” that impeded actuarially-sound underwriting.

Out-Of-Pocket 65

Out-Of-Pocket Broker-Agent Premium Claim 65

Protect Commercial Insurance

JULY 26, 2024

Property insurance can protect these assets from damage or loss due to fire, theft, or other covered perils. General Liability Insurance General liability insurance is essential for any business, including tailors. Product Liability Insurance As a tailor, you create and sell products to your customers.

Commercial 52

Commercial Insurance Broker General Liability Business Interruption 52

Hunton Andrews Kurth

FEBRUARY 15, 2024

Two of those general liability insurers denied coverage for the lawsuit, arguing that the policy’s “Recording and Distribution of Material or Information in Violation of Law” exclusion barred coverage for the claim. Consequently, the court held that the insurers had no duty to defend Visual Pak. Krishna Schaumburg Tan, Inc.

General Liability 52

General Liability Claim Policy Insurance Policy 52

Smart Insurance Agents

SEPTEMBER 17, 2024

Insurance companies categorize OB-GYN services differently from primary care, leading to higher reimbursement rates, co-pays, and potential out-of-pocket costs for patients visiting specialists. Providers who are in-network with insurance companies can submit claims for reimbursement directly, potentially lowering patient costs.

Out-Of-Pocket 52

Out-Of-Pocket Out-Of-Pocket Expense Insurance Insured 52

LexisNexis

NOVEMBER 7, 2024

Relevant Facts of the Russell Case On 10/31/2017, Donate Russell, age 41, was performing his usual job duties, as an Environmental Services Technician (EVS) cleaning and disinfecting the employer’s premises, when he sustained an industrial injury requiring dental care. The lien was denied. See also Tighe v. LEXIS 210 , for a similar holding.)

Workers Compensation 40

Workers Compensation Compensation Injury Claim 40

Jackson & Jackson

MAY 23, 2024

Furthermore, California’s stringent regulations and consumer protection laws add another layer of complexity to the insurance market. These regulations ensure that insurance companies operate fairly and transparently, providing consumers with adequate protection and recourse in case of disputes.

Small Business Insurance 52

Small Business Insurance Business Insurance Insurance Insured 52

Protect Commercial Insurance

NOVEMBER 8, 2024

Understanding Commercial Insurance Commercial insurance is an essential part of safeguarding your business against unforeseen events that could lead to financial loss. It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries.

Commercial Insurance 52

Commercial Insurance Commercial Premium Deductible 52

Risk Management Monitor

DECEMBER 20, 2022

In these cases, a worker may intentionally fake an injury (claimant fraud) or a business owner may misrepresent their employee headcount or incorrectly classify employees to obtain lower insurance premiums. Workers compensation insurance provider fraud has become a multi-billion-dollar industry that is bad for business.

Workers Comp 40

Workers Comp Workers Compensation Compensation Claim 40

LexisNexis

JANUARY 9, 2025

Arch Insurance Company, administered by Sedgwick Claims Management, Petitioners v. CALIFORNIA COMPENSATION CASES SUMMARY Applicant claimed that he suffered an industrial injury to his right shoulder, right hip and back on 8/30/2019 while employed by Defendant Infinity Staffing Services, Inc., Infinity Staffing Services, Inc.,

Compensation 40

Compensation Injury Claim Insurance Companies 40

Property Insurance Centre

JANUARY 4, 2024

. “Insureds need to be aware of the potential risks they face and work closely with their insurers to understand the coverage limitations and take proactive measures to protect their properties.” To offset these challenges, reinsurers are passing costs down to primary insurance companies.

Property Insurance 52

Property Insurance Commercial Property Liability Insurance 52

Constant Contact

JANUARY 4, 2022

This could include accidents where someone gets injured, but could also include covering injuries from a fight your child got into at school or a case of accidentally causing food poisoning at a party. Having umbrella insurance can provide your family with peace of mind in today’s litigious world.

Insurance Agent 52

Insurance Agent Insurance Agents Agents Insurance 52

Cover4LetProperty

OCTOBER 10, 2022

The property insurance broker acts as a centre of excellence in terms of knowledge of the marketplace and in helping clients access the most suitable product for their own unique needs and circumstances. There is rarely any alternative but to read and compare the policy details to be clear – and when in doubt, to ask your insurance broker.

Insurance 52

Insurance Insured Insurer Property Insurance 52

LexisNexis

OCTOBER 10, 2024

If the PEO’s insurance company is paying benefits, there is no need to join the servicing agent or special employer. If a PEO or employee leasing company claims to be self-insured, investigate that claim. If a PEO or employee leasing company claims to be self-insured, investigate that claim.

Workers Compensation 75

Workers Compensation Compensation Workers Compensation Insurance Injury 75

Redbird Agents

JUNE 14, 2024

FIA commissions are paid from the insurance company. The additional risk associated with life only payout is that if the annuitant passes away at any time, the insurance company keeps the remaining funds. Additional income due to personal injury. That is not the case. This pays them $5,000 / month for life.

Life Insurance 130

Life Insurance License Agents Premium 130

Word & Brown

DECEMBER 10, 2024

You can expand your service to existing clients and attract new clients by broadening your services to include Workers Compensation Insurance. The concept that workers should be protected from injury or illness on the job traces its roots to the rise of the trade union movement at the beginning of the 20th century. Why Say Yes?

Workers Comp 52

Workers Comp Workers Compensation Workers Compensation Insurance Compensation 52

Insurance Journal

FEBRUARY 3, 2025

An insurance company says it is not obligated to defend or indemnify the owners and managers of a Memphis apartment complex who are facing a $30 million wrongful death lawsuit stemming from the fatal shooting of a 14-year old boy …

Insurance Companies 130

Insurance Companies Insurance Insured Insurer 130

LexisNexis

NOVEMBER 8, 2024

This transformation brings with it new challenges in workforce training, job displacement, and the very definition of what constitutes a compensable injury in an AI-augmented workplace. As Baby Boomers delay retirement, working well into their 60s and 70s, they bring valuable experience but also increased risk of age-related injuries.

Workers Compensation 40

Workers Compensation Compensation Injury Claim 40

Bankers Insurance

JULY 8, 2024

Basic coverage usually includes reimbursement for trip cancellation, interruption and delay because of illness, bad weather, baggage loss or delay, medical insurance and medical evacuation (in case of illness or injury during travel) and a 24-hour assistance telephone line.

Insurance 52

Insurance Insured Insurer Workers Compensation 52

Freeway Insurance

JANUARY 4, 2024

Most policies outline certain services the insured may access whether their deductible is met or not, such as a visit to the primary care doctor. Other medical costs, such as a visit to urgent care or certain lab services, may be dependent on the deductible being met before the insurance company will kick in to help pay for them.

Deductible 52

Deductible Out-Of-Pocket Insurance Insured 52

Cover4LetProperty

AUGUST 23, 2022

Speak to your insurance provider If you want to be confident that your let property and business interests are protected, it’s important to make quite clear to any prospective insurance provider that the dwelling will be let. Failing to get this right may result in a future claim being rejected.

Insurance 40

Insurance Insured Insurer Property Insurance 40

Boyle Agency Insurance

APRIL 7, 2025

The Significance of Contractor Insurance Contractor insurance serves as a safety net, shielding both homeowners and contractors in case of unforeseen incidents during home projects. It ensures that the contractor is financially equipped to handle damages or injuries that may occur on-site.

Property Damage 61

Property Damage Injury Damage Insurance 61

Word & Brown

JANUARY 23, 2025

It also prohibits health insurance companies from refusing coverage (or charging more) because of an individuals health problems that pre-date their ACA-compliant coverage. Insurers can also not limit benefits for conditions like asthmas, diabetes, cancer, pregnancy, and others. Prescription drugs. Laboratory services.

Out-Of-Pocket 52

Out-Of-Pocket Insurance Insured Insurer 52