Triple-I: Homeowners Insurance
FEBRUARY 13, 2025
Injury claim severity in the state is slightly higher than in the rest of the country. Property damage liability claims per 100 insured vehicles are 15 percent higher, and relative body injury claims frequency is 60 percent higher. Data indicates that litigation costs have become a pervasive concern for risk management.
Prof. Allan Manning
FEBRUARY 3, 2025
However, if a terrorist caused a flood and flood was not a defined peril covered by the policy there would be no coverage for the Insured. Some policies reviewed only exclude death and injury as a result of an Act of Terrorism. There are a few Policies with Optional Accidental Damage which do not have an Exclusion.
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Rough Notes
FEBRUARY 4, 2025
INSURANCE-RELATEDCOURTCASES Digested from case reports published online Bad day for driver In 2018, Marcus Fear was involved in a rear-end collision for which he was not at fault. As a result of the accident, he suffered injuries and received medical treatment. With […]
Scott Insurance
JANUARY 28, 2022
While insurance coverage is typically relied upon for many property-related losses, there remains a disconnect about how mold claims are often handled by the insurance industry. Risk Management Considerations There are many factors that come into play when considering the environmental conditions that lead to the growth of mold.
Bankers Insurance
JULY 8, 2024
Basic coverage usually includes reimbursement for trip cancellation, interruption and delay because of illness, bad weather, baggage loss or delay, medical insurance and medical evacuation (in case of illness or injury during travel) and a 24-hour assistance telephone line.
Jackson & Jackson
AUGUST 16, 2024
What is Homeowners Insurance? Homeowners insurance is a crucial financial safety net for homeowners, providing protection in the event of property damage, loss of personal belongings, or liability for injuries that occur on the premises.
Triple-I: Homeowners Insurance
DECEMBER 3, 2024
Opaque, ill-defined language empowers predatory “ billboard attorneys ” to define these terms themselves, contributing to pervasive policyholder distrust, said Jeff Sauls, Farmers Insurance head of legislative affairs.
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