Jackson & Jackson

NOVEMBER 16, 2024

Ensuring your business has the right insurance policies is not just a smart decision—it’s essential for long-term success. Here are the top 6 insurance policies every IT business in California should have to safeguard their operations. Secure your IT business today—because peace of mind is priceless.

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Insurance Policy Policy General Liability Workers Compensation Insurance 52

Mark Jackson Insurance Agency

OCTOBER 16, 2024

Umbrella insurance is designed to offer an extra layer of liability protection, stepping in when your standard insurance coverage limits have been reached. Umbrella insurance covers these additional costs, ensuring that you’re not left financially vulnerable.

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Liability Policy Insurance Policy Protection 52

Word & Brown

APRIL 1, 2025

It is important to note, though, that certain premiums are not eligible for deduction, including: Life insurance policy premiums Insurance for loss of function, sight, or life Loss-of-earning insurance policies Car insurance policies covering medical care for anyone injured by or in a clients car Insurance policies offering a guaranteed amount during (..)

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Deductible Premium Out-Of-Pocket Insurance Policy 52

Distinguished

MARCH 20, 2025

Brokers also help interpret legal precedents and case law, including issues of negligence, duty to maintain clauses, and the concealment or misrepresentation clauses found in insurance policies. These legal factors are critical when it comes to determining liability in cases where unresolved violations have led to damages or injuries.

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Top Insurance Blogs

FEBRUARY 20, 2024

Basic Information About Driving a Vehicle in Florida What type of car insurance policy is required by law in Florida?

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Injury Property Damage Auto Insurance Liability 52

Distinguished

MARCH 19, 2025

Brokers also help interpret legal precedents and case law, including issues of negligence, duty to maintain clauses, and the concealment or misrepresentation clauses found in insurance policies. These legal factors are critical when it comes to determining liability in cases where unresolved violations have led to damages or injuries.

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Freeway Insurance

JANUARY 3, 2025

Many insurance professionals recommend taking steps now to handle a possible increase when you renew your insurance policy. What’s Causing the 2025 Insurance Boost in California? One of the primary reasons for the 2025 California car insurance increase is legislative. 1, 2025 is here.

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TGS

NOVEMBER 18, 2024

The Basics: Defining a No-Fault State At its core, a no-fault state is one where your car insurance policy takes care of your medical expenses and certain other costs, regardless of who caused the accident. In a no-fault state like Florida, every driver is required to carry Personal Injury Protection (PIP) coverage.

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Auto Insurance Injury Damage Property Damage 52

Distinguished

MARCH 20, 2025

For example, a resident suffered severe injuries a fractured tibia and fibula after slipping on black ice while walking to her car. Fortunately, the property owner had Ordinance or Law Coverage A as part of their insurance policy, allowing them to receive the full building limit for the loss.

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Boyle Agency Insurance

AUGUST 5, 2024

Understanding Disability Insurance And How It Can Offer Financial Protection Disability insurance is a type of insurance designed to provide financial protection if you are unable to work due to a disability. This disability could be the result of an illness, injury, or accident.

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Mark Jackson Insurance Agency

MAY 21, 2024

While operating a business from home offers convenience and flexibility, it also necessitates careful consideration of insurance needs. Traditional home insurance policies often fall short of covering the unique risks associated with running a business from home.

Liability 52

Liability Business Interruption Professional Liability Insurance Home Insurance 52

LexisNexis

FEBRUARY 4, 2025

Learn about issues that can arise for insureds and insurers when insurance policies of various durations are called upon to answer for claims and when multiple insurance policies may also apply.

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Policy Commercial General Liability Injury Damage 40

TGS

NOVEMBER 1, 2024

Immediately after the accident, check yourself and your passengers for injuries. It’s also important to remember that injuries aren’t always obvious right away—adrenaline can mask pain, so be cautious even if you feel okay at first. Plus, having a police report on file can help you later when dealing with insurance claims.

Injury 52

Injury Home Insurance Claim Damage 52

Boyle Agency Insurance

JANUARY 8, 2025

Full-time employees and part-time employees of a business are covered by Workers Compensation Insurance. That is, provided the employer has a Workers Compensation Insurance Policy in place. If you are taking a job in a precarious work environment, be sure there is an active Workers Compensation policy on record.

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Workers Compensation Insurance Workers Compensation Compensation Insurance 52

Cover4LetProperty

OCTOBER 1, 2024

Buy to let insurance is a specialised type of insurance that covers the unique risks faced by landlords. While it shares some similarities with standard home insurance, it includes additional protection tailored to rental properties and tenants. Why do you need landlord insurance? What does landlord insurance cover?

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Maritime Insurance International

JUNE 5, 2020

While every policy is different, in most cases, homeowner’s insurance policies only offer limited coverage for boats. In this post, we’ll walk you through everything you need to know about whether or not homeowner’s insurance covers boats and the advantages of purchasing a dedicated boat insurance policy instead.

Property Damage 40

Property Damage Damage Insurance Policy Home Insurance 40

Boyle Agency Insurance

SEPTEMBER 20, 2024

Workers Compensation Insurance – Essential For Business Owners And Employees Workers Compensation Insurance is required for businesses with more than one employee. If you own a business that has a work environment that’s a bit insecure, make sure you have a Workers Compensation Insurance policy in place.

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Workers Compensation Insurance Workers Compensation Compensation Insurance 52

LexisNexis

APRIL 1, 2025

Risk Allocation in Commercial Contracts Review how parties can allocate risk by incorporating a force majeure clause, an indemnification, a limitation on liability, termination rights, a Uniform Commercial Code (UCC) product warranty, detailed payment terms and guaranties, insurance obligations, and other contractual remedies.

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Protect Commercial Insurance

NOVEMBER 15, 2024

Designed to protect your business from unforeseen risks, commercial insurance can offer the peace of mind you need to focus on what truly matters—growing your business and serving your clients. – Business Interruption Insurance : Essential for covering loss of income if business operations are disrupted.

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Paragon Independent Insurance Agencies

MAY 27, 2024

These events may include property damage, liability claims from work-related injuries, break-ins, or business interruption. Protection of Business Property Commercial insurance protects all business property, including buildings on the land, equipment in the yard, inventory, and other assets owned by the company.

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Commercial Insurance Commercial Protection Business Interruption 40

Frankenmuth Insurance

NOVEMBER 14, 2024

Take photos of the damage for your insurance records. Review your insurance policy. Talk to your insurance agent to evaluate your homeowners insurance policy and coverages. Help stop injuries or accidents by having ample lighting in your home. Reach out to professionals. Light the way.

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Protect Commercial Insurance

SEPTEMBER 20, 2024

Whether you’re fitting kitchens or fixing roofs, liability insurance provides a safety net. It covers you against claims of property damage, personal injury, or negligence. Let’s dive into the essentials of liability insurance and what it means for your business.

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Liability Insurance Liability Insurance Insurer 52

Risk Management Monitor

DECEMBER 8, 2022

The New York law requires that an insured defendant disclose information about any insurance policies sold or delivered in New York that could be applicable to a plaintiff’s claim. This requires careful assessment to ensure compliance while avoiding potentially unnecessary insurance disclosures.

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Property Insurance Centre

JANUARY 30, 2024

Freehold Block of Flats Insurance: Top Cover Tips If you own a freehold block of flats , it’s crucial to have the right insurance coverage to protect your investment. Standard home insurance policies may not provide adequate protection for the unique risks associated with a block of flats.

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Insurance Insurer Insured Building 52

Mark Jackson Insurance Agency

NOVEMBER 22, 2024

Having the right insurance policies in place ensures your business is protected even during the offseason. Commercial liability insurance is another must-have, as accidents can happen during both active and slower periods. Start by evaluating your specific risks.

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Business Interruption Theft Liability Insurance 52

Property Insurance Centre

MAY 20, 2024

Consequences of Underinsurance In the event of a claim on the block insurance policy , the insurer or its appointed loss adjuster may check to see that the Declared Value is adequate. If it is not, they may rely upon a clause within the insurance policy called Average, Average Condition, or Underinsurance.

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Building Liability Insurance Insurer 52

Jackson & Jackson

APRIL 10, 2024

Make sure to understand the specific perils covered by your policy, as not all natural disasters might be included. Liability Insurance Liability insurance is essential for any commercial property owner. It protects you from claims arising from accidents or injuries on your property.

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Commercial Property Commercial Business Interruption Out-Of-Pocket Expense 52

Protect Commercial Insurance

OCTOBER 25, 2024

Introduction When it comes to safeguarding your business, selecting the right insurance policy is crucial. It can be quite a daunting task with so many options out there, and understanding each policy’s intricacies is essential for your peace of mind and financial wellbeing. What are the policy exclusions and limitations?

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Business Insurance Liability Insurance Liability Policy 52

LexisNexis

AUGUST 6, 2024

Insurance Coverage for PFAS Claims: Lawsuits, Government Investigations, and Nonparty Discovery Requests Get guidance on how insurance policies may provide coverage for PFAS-related liability in response to lawsuits, government investigations, and subpoenas for nonparty discovery, including practical pointers on how companies, government entities, (..)

Commercial General Liability 40

Commercial General Liability Liability General Liability Policy 40

Mark Jackson Insurance Agency

NOVEMBER 12, 2024

Smiling family in front of a house by Harrison Haines Life's biggest milestones, like marriage, buying a home, or having children, often bring new financial responsibilities and changes in your insurance needs. Health insurance should be updated to cover your child’s medical needs, such as routine check-ups and immunizations.

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Maritime Insurance International

JUNE 5, 2020

A common question is whether or not home insurance policies cover boats. The fact is that some home policies do and some do not. If your boat is worth more than the coverage offered by your home insurance policy, purchasing a dedicated boat insurance policy is a good idea. Peace of Mind.

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Hunton Andrews Kurth

FEBRUARY 15, 2024

Two of those general liability insurers denied coverage for the lawsuit, arguing that the policy’s “Recording and Distribution of Material or Information in Violation of Law” exclusion barred coverage for the claim. These considerations are not only limited to Illinois.

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General Liability Claim Policy Insurance Policy 52

Maritime Insurance International

MARCH 3, 2020

A boat insurance policy could offer you coverage for the following: Property Damage. Bodily Injury. Boating accidents can lead to significant injury for you, your passengers, or others. Insurance can help to cover associated costs. What Kind of Boat Insurance Do I Need? What Does Boat Insurance Cost?

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Shield Insurance Agency

JUNE 11, 2024

When a High Wind, Severe Thunderstorm, or Tornado Watch, is issued, immediately secure these items to avoid damage or injury once the wind starts picking up. Review your home insurance policy. Secure objects that would be unsafe to bring inside, such as gas grills and propane tanks. Find out if your home is prone to flooding.

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Insurance Agency Home Insurance Building Auto Insurance 52

Scott Insurance

FEBRUARY 10, 2023

Is Being Listed as an Additional Insured on your General Contractor’s Policy Enough? Development projects come with significant inherent risk and, unfortunately, you can be sued for bodily injury or property damage during and after construction even if you are not responsible.

Liability 52

Liability Policy Risk Property Damage 52

Bankers Insurance

MAY 16, 2024

By fortifying homes with additional protections, such as security features, storm shutters, nonflammable building materials and a new roof or electrical system, insurance shoppers may be assessed as having lower risk levels and, therefore, save on their premiums. In most cases, home insurance policies include personal liability coverage.

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Prof. Allan Manning

FEBRUARY 3, 2025

However, if a terrorist caused a flood and flood was not a defined peril covered by the policy there would be no coverage for the Insured. There are a few Policies with Optional Accidental Damage which do not have an Exclusion. Some policies reviewed only exclude death and injury as a result of an Act of Terrorism.

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