Freeway Insurance

JANUARY 3, 2025

Many insurance professionals recommend taking steps now to handle a possible increase when you renew your insurance policy. What’s Causing the 2025 Insurance Boost in California? One of the primary reasons for the 2025 California car insurance increase is legislative. 1, 2025 is here.

Auto Insurance 98

Auto Insurance Premium Liability Insurance 98

Protect Commercial Insurance

NOVEMBER 15, 2024

Designed to protect your business from unforeseen risks, commercial insurance can offer the peace of mind you need to focus on what truly matters—growing your business and serving your clients. – Business Interruption Insurance : Essential for covering loss of income if business operations are disrupted.

Commercial Insurance 52

Commercial Insurance Commercial Protection Business Interruption 52

Property Insurance Centre

MAY 20, 2024

Consequences of Underinsurance In the event of a claim on the block insurance policy , the insurer or its appointed loss adjuster may check to see that the Declared Value is adequate. If it is not, they may rely upon a clause within the insurance policy called Average, Average Condition, or Underinsurance.

Building 52

Building Liability Insurance Insurer 52

Protect Commercial Insurance

OCTOBER 25, 2024

Introduction When it comes to safeguarding your business, selecting the right insurance policy is crucial. It can be quite a daunting task with so many options out there, and understanding each policy’s intricacies is essential for your peace of mind and financial wellbeing. What are the policy exclusions and limitations?

Business Insurance 52

Business Insurance Liability Insurance Liability Policy 52

Jackson & Jackson

APRIL 10, 2024

Make sure to understand the specific perils covered by your policy, as not all natural disasters might be included. Liability Insurance Liability insurance is essential for any commercial property owner. It protects you from claims arising from accidents or injuries on your property.

Commercial Property 52

Commercial Property Commercial Business Interruption Out-Of-Pocket Expense 52

Cover4LetProperty

OCTOBER 1, 2024

Buy to let insurance is a specialised type of insurance that covers the unique risks faced by landlords. While it shares some similarities with standard home insurance, it includes additional protection tailored to rental properties and tenants. Why do you need landlord insurance? What does landlord insurance cover?

Insurance 60

Insurance Insurer Insured Injury 60

Property Insurance Centre

JANUARY 30, 2024

Freehold Block of Flats Insurance: Top Cover Tips If you own a freehold block of flats , it’s crucial to have the right insurance coverage to protect your investment. Standard home insurance policies may not provide adequate protection for the unique risks associated with a block of flats.

Insurance 52

Insurance Insurer Insured Building 52

Paragon Independent Insurance Agencies

MAY 27, 2024

These events may include property damage, liability claims from work-related injuries, break-ins, or business interruption. Protection of Business Property Commercial insurance protects all business property, including buildings on the land, equipment in the yard, inventory, and other assets owned by the company.

Commercial Insurance 40

Commercial Insurance Commercial Protection Business Interruption 40

Mark Jackson Insurance Agency

NOVEMBER 22, 2024

Having the right insurance policies in place ensures your business is protected even during the offseason. Commercial liability insurance is another must-have, as accidents can happen during both active and slower periods. Start by evaluating your specific risks.

Business Interruption 52

Business Interruption Theft Liability Insurance 52

Protect Commercial Insurance

JULY 26, 2024

Property insurance can protect these assets from damage or loss due to fire, theft, or other covered perils. General Liability Insurance General liability insurance is essential for any business, including tailors. Product Liability Insurance As a tailor, you create and sell products to your customers.

Commercial 52

Commercial Insurance Broker General Liability Business Interruption 52

Protect Commercial Insurance

NOVEMBER 22, 2024

A single incident can be financially crippling, but insurance shields you from unprecedented risks. Investing in the right policy can save you a lot of money in the long run. Each policy is unique and can vary widely in what it covers. Some protect against property damage, while others focus more on liability issues. .

Commercial Insurance 52

Commercial Insurance Commercial Cyber Insurance 52

Cover4LetProperty

DECEMBER 1, 2023

Don’t rely on your standard home insurance: the first – and probably most important – tip is to make sure that you arrange specialist, purpose designed landlord insurance and do not rely on any home insurance you might have arranged when you were living in the property yourself; standard home insurance policies are designed for owner-occupied properties, (..)

Home Insurance 52

Home Insurance Insurance Insurer Insured 52

Protect Commercial Insurance

NOVEMBER 8, 2024

Understanding Commercial Insurance Commercial insurance is an essential part of safeguarding your business against unforeseen events that could lead to financial loss. It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries.

Commercial Insurance 52

Commercial Insurance Commercial Premium Deductible 52

Hunton Andrews Kurth

FEBRUARY 15, 2024

Visual Pak tendered the claim to its insurers. Two of those general liability insurers denied coverage for the lawsuit, arguing that the policy’s “Recording and Distribution of Material or Information in Violation of Law” exclusion barred coverage for the claim. These considerations are not only limited to Illinois.

General Liability 52

General Liability Claim Policy Insurance Policy 52

Distinguished

SEPTEMBER 25, 2024

When a project is under construction or renovation, your clients are likely not covered by their homeowner’s insurance or business insurance. Different Builder’s Risk insurance policies vary from one insurance carrier to another.  Who Should be Named in a Builder’s Risk Policy?

Risk 52

Risk Broker-Agent Insurance Insurer 52

Cover4LetProperty

JANUARY 21, 2023

The same might be said of standard homeowners’ insurance and landlords’ insurance – on the outside they appear fairly similar, but it is on the inside that the real differences start to emerge. With these important principles in mind, it is possible to take a closer look at how landlord insurance protects you.

Insurance 52

Insurance Insurer Insured Damage 52

Property Insurance Centre

JANUARY 4, 2024

It’s crucial for property owners to regularly review their insurance policies and update their property valuations to ensure they have adequate coverage in place. The Importance of Accurate Property Valuations Accurate property valuations are essential for both insurers and policyholders.

Property Insurance 52

Property Insurance Commercial Property Liability Insurance 52

Jackson & Jackson

MAY 23, 2024

For example, businesses in California’s earthquake-prone areas may consider adding earthquake insurance to their policy to protect their property from potential damage. Companies that rely heavily on technology and data storage may also benefit from cyber liability insurance to safeguard against data breaches and cyberattacks.

Small Business Insurance 52

Small Business Insurance Business Insurance Insurance Insurer 52

Leadsurance

APRIL 5, 2024

There are multiple types of coverage that are included in student insurance, such as health insurance, property insurance, and liability insurance. Understanding the ins and outs of student insurance is key to making sure you have the right coverage for your needs.

Broker-Agent 52

Broker-Agent Insurance Insurer Insured 52

ProWriters

APRIL 17, 2024

Contingent bodily injury cyber attacks can cause physical harm, directly or indirectly. One key step is making sure clients have adequate coverage options for bodily injury in their Cyber Liability Insurance policies. However, a strong Cyber Liability Insurance policy could potentially provide coverage.

Cyber 52

Cyber Injury Liability Liability Insurance 52

New Jersey Workers' Comp

JANUARY 13, 2025

An employee cannot bring a civil suit against an employer or a co-employee alleging bodily injury. The plaintiff then filed a personal injury complaint in civil court against SIR, seeking money damages and naming his employer as a defendant. b]odily injury intentionally caused or aggravated by [the employer]. In Laidlow v.

Workers Compensation 52

Workers Compensation Claim Injury Compensation 52

Protect Commercial Insurance

MAY 30, 2024

For example, if your business is situated in an area prone to flood, you may want to consider flood insurance as an additional coverage. Liability Insurance Liability insurance protects your business from legal claims and financial obligations resulting from injuries, property damage, or negligence caused by your business operations.

Cyber 52

Cyber Business Insurance Business Interruption Professional Liability Insurance 52

Mark Jackson Insurance Agency

APRIL 15, 2024

It can also cover injuries from repetitive use that develop over time rather than an acute injury that happens suddenly. In some states, workers’ comp insurance can only be purchased from state agencies; in others, you can buy an insurance policy through an insurance agent of your choosing, such as from Mark Jackson Insurance Agency.

Workers Comp 52

Workers Comp Protection Workers Compensation Commercial Umbrella 52

LexisNexis

OCTOBER 10, 2024

If a PEO or employee leasing company claims to be self-insured, investigate that claim. effective 1-1-2013, prohibits PEOs and employee leasing companies from self-insurance. Is the gardener covered for workers’ compensation benefits under the homeowner’s liability insurance policy? Labor Code section 3701.9,

Workers Compensation 75

Workers Compensation Compensation Workers Compensation Insurance Injury 75

Cover4LetProperty

AUGUST 23, 2022

What doesn’t buy-to-let insurance cover? Most landlord insurance policies are unlikely to include the employers’ liability insurance cover you are legally obliged to arrange if you employ anyone (but for a few rare exceptions) to help run your buy to let business.

Insurance 40

Insurance Insurer Insured Property Insurance 40

TGS

JANUARY 28, 2025

Trip hazards or misplaced nails can lead to injuries, which may not always be covered by your insurance if negligence is involved. Verify Contractor Credentials If youre hiring professionals, ensure theyre licensed, insured, and experienced. Dont hesitate to request proof before signing any contracts. Ready to Renovate?

Home Insurance 52

Home Insurance Protection Insurance Insurer 52