Jackson & Jackson

NOVEMBER 16, 2024

Ensuring your business has the right insurance policies is not just a smart decision—it’s essential for long-term success. Here are the top 6 insurance policies every IT business in California should have to safeguard their operations. Secure your IT business today—because peace of mind is priceless.

Insurance Policy 52

Insurance Policy Policy General Liability Workers Compensation Insurance 52

Mark Jackson Insurance Agency

OCTOBER 16, 2024

Multicolored umbrellas by Pixabay When it comes to personal insurance , most people are familiar with their auto , homeowners , or renters policies. However, fewer may be aware of umbrella insurance —a type of coverage that goes beyond the limits of your existing policies to protect you from substantial financial risk.

Liability 52

Liability Policy Insurance Policy Protection 52

ProWriters

APRIL 17, 2024

Contingent bodily injury cyber attacks can cause physical harm, directly or indirectly. One key step is making sure clients have adequate coverage options for bodily injury in their Cyber Liability Insurance policies. Cyber Liability for Bodily Injury: Some Examples How might a cyber incident end up causing bodily harm?

Cyber 52

Cyber Injury Liability Liability Insurance 52

New Jersey Workers' Comp

JULY 19, 2024

Intentional harm lawsuits can be harrowing for employers to defend because the allegations are generally not covered under the workers’ compensation policy. As the readers know, there are two parts to a workers’ compensation policy. She filed both workers’ compensation claims for these injuries. July 12, 2024).

Injury 52

Injury Claim Compensation Policy 52

Word & Brown

APRIL 1, 2025

It is important to note, though, that certain premiums are not eligible for deduction, including: Life insurance policy premiums Insurance for loss of function, sight, or life Loss-of-earning insurance policies Car insurance policies covering medical care for anyone injured by or in a clients car Insurance policies offering a guaranteed amount during (..)

Deductible 52

Deductible Premium Out-Of-Pocket Insurance Policy 52

Distinguished

MARCH 20, 2025

Landlord insurance which covers both liability and property damageis particularly sensitive to housing violations. Both resolved and unresolved violations can affect the terms, premiums, and overall coverage of these policies. What role can insurance brokers play in managing these challenges for their clients?

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Broker License Insurance Broker Risk 52

Distinguished

MARCH 20, 2025

For this reason, purchasing comprehensive apartment building insurance is one of the best investments your clients can make. Not only are they insured in the event of a covered risk, but they can also sleep well at night knowing they have a policy limit that is high enough to cover whatever gets thrown their way.

Building 52

Building Protection Damage Liability 52

Insurance Journal

AUGUST 4, 2024

Just as another potential hurricane bears down on Florida, the child of a central Florida woman is litigating a claim from a previous storm – Hurricane Ian in 2022. This time, though, the plaintiff claims not only breach of contract …

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Claim Insurance Policy Injury Policy 279

Distinguished

MARCH 19, 2025

Landlord insurance which covers both liability and property damageis particularly sensitive to housing violations. Both resolved and unresolved violations can affect the terms, premiums, and overall coverage of these policies. What role can insurance brokers play in managing these challenges for their clients?

Building 52

Building Broker Damage Insurance Broker 52

LexisNexis

FEBRUARY 4, 2025

Learn about issues that can arise for insureds and insurers when insurance policies of various durations are called upon to answer for claims and when multiple insurance policies may also apply. dictates the obligations of the respective insurers to the insured and one another.

Policy 40

Policy Commercial General Liability Injury Damage 40

Top Insurance Blogs

FEBRUARY 20, 2024

Basic Information About Driving a Vehicle in Florida What type of car insurance policy is required by law in Florida?

Injury 52

Injury Property Damage Auto Insurance Liability 52

Mark Jackson Insurance Agency

MAY 21, 2024

While operating a business from home offers convenience and flexibility, it also necessitates careful consideration of insurance needs. Traditional home insurance policies often fall short of covering the unique risks associated with running a business from home.

Liability 52

Liability Business Interruption Home Insurance Professional Liability Insurance 52

New Jersey Workers' Comp

JANUARY 13, 2025

An employee cannot bring a civil suit against an employer or a co-employee alleging bodily injury. 12, 2024), found as follows: (1) the insurer had no duty to provide coverage against the employees negligence based claims (including claims for gross negligence against the employer) because of the exclusive remedy bar under N.J.S.A.

Workers Compensation 52

Workers Compensation Claim Injury Compensation 52

LexisNexis

OCTOBER 10, 2024

If a PEO or employee leasing company claims to be self-insured, investigate that claim. effective 1-1-2013, prohibits PEOs and employee leasing companies from self-insurance. Is the gardener covered for workers’ compensation benefits under the homeowner’s liability insurance policy? Labor Code section 3701.9,

Workers Compensation 75

Workers Compensation Compensation Workers Compensation Insurance Injury 75

Freeway Insurance

JANUARY 3, 2025

Many insurance professionals recommend taking steps now to handle a possible increase when you renew your insurance policy. What’s Causing the 2025 Insurance Boost in California? One of the primary reasons for the 2025 California car insurance increase is legislative. 1, 2025 is here.

Auto Insurance 98

Auto Insurance Premium Liability Insured 98

Mark Jackson Insurance Agency

APRIL 15, 2024

It can also cover injuries from repetitive use that develop over time rather than an acute injury that happens suddenly. In some states, workers’ comp insurance can only be purchased from state agencies; in others, you can buy an insurance policy through an insurance agent of your choosing, such as from Mark Jackson Insurance Agency.

Workers Comp 52

Workers Comp Protection Workers Compensation Commercial Umbrella 52

TGS

NOVEMBER 18, 2024

The Basics: Defining a No-Fault State At its core, a no-fault state is one where your car insurance policy takes care of your medical expenses and certain other costs, regardless of who caused the accident. In a no-fault state like Florida, every driver is required to carry Personal Injury Protection (PIP) coverage.

Injury 52

Injury Auto Insurance Damage Property Damage 52

Boyle Agency Insurance

AUGUST 5, 2024

Understanding Disability Insurance And How It Can Offer Financial Protection Disability insurance is a type of insurance designed to provide financial protection if you are unable to work due to a disability. This disability could be the result of an illness, injury, or accident.

Insured 96

Insured Insurance Insurer Protection 96

Cover4LetProperty

OCTOBER 1, 2024

Buy to let insurance is a specialised type of insurance that covers the unique risks faced by landlords. While it shares some similarities with standard home insurance, it includes additional protection tailored to rental properties and tenants. Why do you need landlord insurance? What does landlord insurance cover?

Insured 60

Insured Insurance Insurer Injury 60

Boyle Agency Insurance

JANUARY 8, 2025

Full-time employees and part-time employees of a business are covered by Workers Compensation Insurance. That is, provided the employer has a Workers Compensation Insurance Policy in place. If you are taking a job in a precarious work environment, be sure there is an active Workers Compensation policy on record.

Workers Compensation Insurance 52

Workers Compensation Insurance Workers Compensation Compensation Insured 52

Maritime Insurance International

JUNE 5, 2020

While every policy is different, in most cases, homeowner’s insurance policies only offer limited coverage for boats. In this post, we’ll walk you through everything you need to know about whether or not homeowner’s insurance covers boats and the advantages of purchasing a dedicated boat insurance policy instead.

Property Damage 40

Property Damage Damage Insurance Policy Home Insurance 40

Property Insurance Centre

MAY 20, 2024

Importance of Accurate Declared Value It is vital that the block management company ensures the flats are insured for the correct rebuilding cost , as this value can increase each year depending on rising costs of materials and labour, as well as new building regulations. This can apply to a total loss (e.g. damage caused by a leak).

Building 52

Building Insured Insurance Insurer 52

Leadsurance

AUGUST 29, 2023

This is why protecting pets from potential accidents or illnesses with pet insurance is so important. Having good coverage can help provide financial protection for veterinary expenses due to unforeseen medical events like injuries or emergency situations which can become expensive quickly.

Injury 52

Injury Insured Insurance Insurer 52

Mark Jackson Insurance Agency

NOVEMBER 22, 2024

Having the right insurance policies in place ensures your business is protected even during the offseason. Commercial liability insurance is another must-have, as accidents can happen during both active and slower periods. Insurance needs evolve as your business grows. Start by evaluating your specific risks.

Business Interruption 52

Business Interruption Theft Liability Insured 52

Mark Jackson Insurance Agency

NOVEMBER 12, 2024

Smiling family in front of a house by Harrison Haines Life's biggest milestones, like marriage, buying a home, or having children, often bring new financial responsibilities and changes in your insurance needs. With a spouse who may rely on your income, adjusting your life insurance coverage can help provide financial security.

Life Insurance 52

Life Insurance Insured Insurance Insurer 52

Protect Commercial Insurance

OCTOBER 25, 2024

Introduction When it comes to safeguarding your business, selecting the right insurance policy is crucial. It can be quite a daunting task with so many options out there, and understanding each policy’s intricacies is essential for your peace of mind and financial wellbeing. What is your budget for business insurance?

Business Insurance 52

Business Insurance Liability Insurance Liability Policy 52

Frankenmuth Insurance

NOVEMBER 14, 2024

Take photos of the damage for your insurance records. Review your insurance policy. Talk to your insurance agent to evaluate your homeowners insurance policy and coverages. Help stop injuries or accidents by having ample lighting in your home. Reach out to professionals. Light the way.

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Damage Agents Insurance Agents Insurance Agent 83

Property Insurance Centre

JANUARY 30, 2024

Freehold Block of Flats Insurance: Top Cover Tips If you own a freehold block of flats , it’s crucial to have the right insurance coverage to protect your investment. Standard home insurance policies may not provide adequate protection for the unique risks associated with a block of flats.

Building 52

Building Insured Insurance Insurer 52

LexisNexis

APRIL 1, 2025

Read now » Related Content Builders Risk Insurance and Its Use in Construction Projects Discover the unusual characteristics of builders risk insurance and how features of the coverage differentiate it from other commercial policies that can afford some, but not identical, protection to the policyholder.

Commercial General Liability 40

Commercial General Liability General Liability Commercial Liability 40

TGS

NOVEMBER 1, 2024

Immediately after the accident, check yourself and your passengers for injuries. It’s also important to remember that injuries aren’t always obvious right away—adrenaline can mask pain, so be cautious even if you feel okay at first. Plus, having a police report on file can help you later when dealing with insurance claims.

Injury 52

Injury Home Insurance Claim Damage 52

Risk Management Monitor

DECEMBER 8, 2022

New York’s newly-enacted Comprehensive Insurance Disclosure Requirements legislation opens the door for defendants to request that organizations disclose the details of their commercial insurance programs that may apply to a judgment in the case. These details include policy limits and potentially even access to your claims adjusters.

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Claim Insured Insurance Insurer 49

Bankers Insurance

JULY 8, 2024

Companies with employees who travel for business may want to consider supplemental coverage from a travel insurance policy. Travel insurance is designed for problems that arise suddenly during a trip. Purchasing an international travel insurance policy may be the only way you can cover all your bases.

Insured 52

Insured Insurance Insurer Workers Compensation 52

Paragon Independent Insurance Agencies

MAY 27, 2024

Commercial Insurance Information Commercial insurance consists of policies to safeguard businesses when financial losses are inevitable. These events may include property damage, liability claims from work-related injuries, break-ins, or business interruption. Insurance providers offer customizable coverage options.

Commercial Insurance 40

Commercial Insurance Commercial Protection Business Interruption 40

Boyle Agency Insurance

SEPTEMBER 20, 2024

Workers Compensation Insurance – Essential For Business Owners And Employees Workers Compensation Insurance is required for businesses with more than one employee. If you own a business that has a work environment that’s a bit insecure, make sure you have a Workers Compensation Insurance policy in place.

Workers Compensation Insurance 52

Workers Compensation Insurance Workers Compensation Compensation Insured 52

Protect Commercial Insurance

NOVEMBER 15, 2024

Designed to protect your business from unforeseen risks, commercial insurance can offer the peace of mind you need to focus on what truly matters—growing your business and serving your clients. – Business Interruption Insurance : Essential for covering loss of income if business operations are disrupted.

Commercial Insurance 52

Commercial Insurance Commercial Protection Business Interruption 52

Jackson & Jackson

APRIL 10, 2024

Make sure to understand the specific perils covered by your policy, as not all natural disasters might be included. Liability Insurance Liability insurance is essential for any commercial property owner. It protects you from claims arising from accidents or injuries on your property.

Commercial Property 52

Commercial Property Commercial Business Interruption Out-Of-Pocket Expense 52

Protect Commercial Insurance

SEPTEMBER 20, 2024

Whether you’re fitting kitchens or fixing roofs, liability insurance provides a safety net. It covers you against claims of property damage, personal injury, or negligence. Let’s dive into the essentials of liability insurance and what it means for your business.

Liability Insurance 52

Liability Insurance Liability Insured Insurance 52