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How to Read Homeowners Insurance Quotes

TGS

TGS Insurance » Blog What Is a Homeowners Insurance Quote? A homeowners insurance quote is the proposed amount that you would pay an insurance carrier to cover your home. The quote will be based on many factors, including your home’s age, building features, location and size, as well as your insurance score.

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What Are the Risks of Liability Only Auto Insurance?

TGS

Liability only auto insurance steps in to cover the damage youve done to the other guys car or their medical bills if theyre hurt. Its got two main parts: bodily injury liability and property damage liability. Bodily injury liability picks up the tab for the other persons injuries if youre at fault, up to your policys limits.

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Driving Without Insurance in Florida

TGS

The state mandates that all registered vehicles carry minimum auto insurance coverage as the Florida Financial Responsibility Law outlines. Specifically, drivers need: $10,000 in Personal Injury Protection (PIP) : Covers medical expenses for you and your passengers, regardless of whos at fault.

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What to Do After a Car Accident: A Step-by-Step Guide

TGS

Immediately after the accident, check yourself and your passengers for injuries. It’s also important to remember that injuries aren’t always obvious right away—adrenaline can mask pain, so be cautious even if you feel okay at first. Plus, having a police report on file can help you later when dealing with insurance claims.

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Help Protect Your Employees With Workers’ Comp

Mark Jackson Insurance Agency

It can also cover injuries from repetitive use that develop over time rather than an acute injury that happens suddenly. In some states, workers’ comp insurance can only be purchased from state agencies; in others, you can buy an insurance policy through an insurance agent of your choosing, such as from Mark Jackson Insurance Agency.

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Keeping Coverage Affordable: California Drivers Will See Auto Insurance Rate Increases in 2025

Freeway Insurance

The current average cost of an annual car insurance quote in California for minimum required liability is $670 for minimum required liability*. One of the primary reasons for the 2025 California car insurance increase is legislative. This is expected to rise to more than $1,000 starting in January. 1, 2025 is here.

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What Does It Mean to Be a No-Fault State?

TGS

In a no-fault state like Florida, every driver is required to carry Personal Injury Protection (PIP) coverage. This coverage is the backbone of the no-fault system, as it ensures that your insurance policy will cover: Medical Expenses: PIP typically covers a portion of your medical bills resulting from an accident, up to a certain limit.