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How to Read Homeowners Insurance Quotes

TGS

TGS Insurance » Blog What Is a Homeowners Insurance Quote? A homeowners insurance quote is the proposed amount that you would pay an insurance carrier to cover your home. The quote will be based on many factors, including your home’s age, building features, location and size, as well as your insurance score.

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What Does It Mean to Be a No-Fault State?

TGS

In a no-fault state like Florida, every driver is required to carry Personal Injury Protection (PIP) coverage. This coverage is the backbone of the no-fault system, as it ensures that your insurance policy will cover: Medical Expenses: PIP typically covers a portion of your medical bills resulting from an accident, up to a certain limit.

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What to Do After a Car Accident: A Step-by-Step Guide

TGS

Immediately after the accident, check yourself and your passengers for injuries. It’s also important to remember that injuries aren’t always obvious right away—adrenaline can mask pain, so be cautious even if you feel okay at first. Plus, having a police report on file can help you later when dealing with insurance claims.

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Driving Without Insurance in Florida

TGS

Florida’s Strict Insurance Requirements Florida is a no-fault state , meaning that drivers must rely on their own insurance to cover medical expenses after an accident, regardless of who caused it. Property Damage Liability (PDL): $10,000 minimum to cover damage you cause to another person’s property.

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Does Homeowner’s Insurance Cover Boats?

Maritime Insurance International

In this post, we’ll walk you through everything you need to know about whether or not homeowner’s insurance covers boats and the advantages of purchasing a dedicated boat insurance policy instead. What Does Homeowners Insurance Cover? Most home policies typically only offer around $1,000 max for boat property damage.

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E&O vs. EPLI: What Coverage Do Your Clients Need?

ProWriters

E&O typically covers claims related to professional services resulting in financial harm to a client, while Professional Liability covers a wider range of claims, such as bodily injury or property damage. Within minutes, you’ll have multiple quotes tailored to your clients’ needs, ready for side-by-side review.

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Builder’s Risk Insurance in Tennessee: A Broker’s Guide 

Distinguished

Vandalism : Intentional damage to the job site by third parties, including things like broken glass or graffiti. Property damage : Damages to the building that is being constructed or renovated. Equipment : Covers damages to or theft of equipment used on the job site.

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