Insurance Journal

MARCH 30, 2025

Contractors insurance groups say worker injuries are being faked at an unprecedented rate across New York’s construction sites in hopes of receiving workers’ compensation benefits and liability insurance payouts, according to court filings and an ABC News report. Worker advocates …

Injury 264

Injury Worker Injury Liability Insurance Compensation 264

AMAXX

FEBRUARY 17, 2025

The Link Between Trust and Outcomes A study conducted by the Workers Comp Research Institute (WCRI) highlights the crucial role that trust and fear play in an injured workers recovery and financial stability. ” Workers need clear, timely updates about their benefits, particularly wage replacement checks.

Workers Comp 66

Workers Comp Claim Workers Compensation Injury 66

Insurance Journal

MARCH 9, 2025

Worker misclassification in Maryland is widespread, leaving thousands of workers without injury protection and depriving insurance companies of more than $58 million in workers’ compensation premiums each year, according to a report from a state task force. Maryland’s Joint Enforcement …

Premium 255

Premium Workers Comp Injury Compensation 255

AMAXX

FEBRUARY 25, 2025

EBM provides clear, data-backed injury duration guidelines to help answer these questions. Best Practice: Immediate Return to Light-Duty Work According to EBM principles, 90%+ of injured employees should return to work in a modified-duty capacity within 0-4 days of injury.

Workers Comp 80

Workers Comp Injury Workers Compensation Claim 80

AMAXX

MARCH 10, 2025

Proper layoff planning isn’t just about handling employment transitions; it’s crucial for controlling claims costs and ensuring that resources are available to support genuinely injured workers. Invite them to tour your facility beforehand to enhance their understanding of potential injury contexts. All state laws vary.

Workers Comp 59

Workers Comp Claim Workers Compensation Injury 59

AMAXX

MARCH 24, 2025

This post is one in a 3-part series: Part 1: Workers Comp Independent Premium Audits Explained Part 2: Workers Comp Independent Premium Audits Explained Part 3: Workers Comp Independent Premium Audits Explained To qualify for this treatment, construction employers must keep meticulous records specifying exact hours worked per classification code.

Workers Comp 59

Workers Comp Premium Workers Compensation Compensation 59

AMAXX

MARCH 10, 2025

Be meticulous in updating personnel files, health insurance documentation, and records of sick leave. This post is one in a 2-part series: Part 1: Layoff Planning to Control Workers Comp Claims Part 2: Layoff Planning to Control Workers Comp Claims 3. Contact: mstack@reduceyourworkerscomp.com. All state laws vary.

Workers Comp 59

Workers Comp Claim Workers Compensation Injury 59

AMAXX

FEBRUARY 10, 2025

Supervisors in the workplace, much like a championship teams defense, play a pivotal role in injury management. Their response in the first moments after an injury determines whether the process leads to a smooth recovery or spirals into an expensive, drawn-out claim. Research by Scott W. Heres a step-by-step guide for supervisors: 1.

Injury 66

Injury Workers Comp Workers Compensation Claim 66

Insurance Journal

SEPTEMBER 3, 2024

Annual workers’ compensation rate cuts in the double digits have become routine in almost every U.S. That trend may have now come to an end in Florida, where the National Council on Compensation Insurance is recommending … state in recent years.

Workers Comp 279

Workers Comp Compensation Workers Compensation Insurance 279

AMAXX

MARCH 18, 2025

This opens the door to exaggerated injuries, unrelated medical issues being attributed to work, and even outright fraudulent claims. To run an effective workers compensation program, companies must take control of the claims process rather than defaulting to automatic acceptance. Transparency is key, and that starts with communication.

Workers Compensation 71

Workers Compensation Compensation Claim Workers Comp 71

AMAXX

MARCH 11, 2025

Sub-rosa investigationsundercover surveillance designed to discreetly document claimant activityprovide evidence to substantiate or challenge the severity of reported injuries. He is co-author of the #1 selling comprehensive training guide Your Ultimate Guide to Mastering Workers Comp Costs: Reduce Costs 20% to 50%.

Workers Comp 52

Workers Comp Claim Workers Compensation Injury 52

Property Insurance Coverage Law

AUGUST 30, 2024

Employer’s liability insurance protects businesses from lawsuits filed by employees who have suffered a work-related injury or illness. appeared first on Property Insurance Coverage Law Blog.

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Liability Insurance Liability Workers Comp Workers Compensation Insurance 169

AMAXX

JANUARY 27, 2025

Click Link to Access Free PDF Download “Step-By-Step Process To Master Workers Comp In 90 Days” Start With Goal of Where You Want to Go We start with a goal of where we want to go. He is co-author of the #1 selling comprehensive training guide Your Ultimate Guide to Mastering Workers Comp Costs: Reduce Costs 20% to 50%.

Workers Comp 92

Workers Comp Workers Compensation Injury Compensation 92

AMAXX

FEBRUARY 18, 2025

Classification rules are guidelines used by rating bureaus and insurance companies to categorize businesses based on the type of work they perform. These rules are established by rating organizations like the National Council on Compensation Insurance (NCCI) in most states, though some states have their own rating bureaus.

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Workers Compensation Compensation Workers Comp Premium 103

AMAXX

JANUARY 6, 2025

When embarking on the journey to master workers compensation, the road is well-traveled and marked by proven strategies. Our three components to achieve workers comp mastery are: Framework , Employer Controls , and External Controls. You should consult with your insurance broker, attorney, or qualified professional.

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Workers Comp Building Workers Compensation Compensation 105

AMAXX

SEPTEMBER 16, 2024

Work-related injuries can occur in any industry, and when they do, the aftermath can be chaotic and stressful for all parties involved. To mitigate confusion, it’s essential for companies to have a clear and consistent post-injury response procedure. One of the most critical aspects of these procedures is consistency.

Injury 105

Injury Workers Compensation Compensation Workers Comp 105

AMAXX

OCTOBER 7, 2024

A follow-up date to verify all state-required forms have been filed with the state work comp board. If the file is reportable to an insurer, excess carrier, or any other party, the date the reporting will be completed. Stack is the creator of Injury Management Results (IMR) software and founder of Amaxx Workers’ Comp Training Center.

Workers Comp 105

Workers Comp Claim Workers Compensation Compensation 105

AMAXX

MARCH 4, 2025

Past Negative Experiences : If a company has a history of poorly handling claims or has terminated employees following an injury, fear will be heightened. Employers should: Develop an Employee Workers Compensation Brochure that explains what to expect if they get hurt. The consequences of these fears are significant.

Workers Compensation 82

Workers Compensation Compensation Claim Workers Comp 82

Insurance Journal

MARCH 3, 2025

Defending workers’ compensation claims from employees who have not disclosed previous injuries may have just become a little more complicated for employers and insurance carriers in Georgia. The Georgia Court of Appeals last week found that a long-standing defense against …

Injury 165

Injury Claim Insurance Carrier Compensation 165

AMAXX

FEBRUARY 24, 2025

The injury coordinator can evaluate these aspects of both telephonic case management and field-based case management by first emailing the adjuster and stating the above. Also, the injury coordinator should know whether your NCM is an RN or a Licensed Practical Nurse (LPN). Require the NCM to provide frequent updates.

Workers Compensation 66

Workers Compensation Workers Comp Compensation Claim 66

AMAXX

MARCH 17, 2025

For example: If production is prioritized over safety , employees may feel pressured to work through injuries or avoid reporting them. How Incentives Shape Behavior in Workers Comp Incentivesboth financial and non-financialare at the heart of many workers’ comp challenges. The unintended consequence?

Workers Comp 66

Workers Comp Workers Compensation Injury Compensation 66

AMAXX

JANUARY 20, 2025

In the intricate landscape of workers’ compensation, the pursuit of optimal outcomes for injured workers is paramount. Employers, insurers, and healthcare providers face a delicate balance: ensuring injured workers receive appropriate care while effectively managing costs and promoting timely return-to-work.

Workers Compensation 98

Workers Compensation Compensation Workers Comp Injury 98

AMAXX

SEPTEMBER 10, 2024

” Prompt Appointment Scheduling Time is of the essence when an injury occurs. Efficient Communication of Medical Records Communication is critical, especially when it comes to sharing medical records with insurance claims adjusters or your company. Contact: mstack@reduceyourworkerscomp.com. All state laws vary.

Workers Comp 105

Workers Comp Workers Compensation Compensation Injury 105

AMAXX

FEBRUARY 18, 2025

Achieving a 90% return-to-work rate within 0-4 days is the gold standard for managing workers’ compensation claims, with best-in-class organizations reaching 95%+. Consider Psychosocial Factors Recovery from work injuries is often influenced by psychological and social barriers that go beyond physical healing.

Workers Comp 91

Workers Comp Injury Workers Compensation Compensation 91

AMAXX

SEPTEMBER 9, 2024

Medical cost containment is an essential aspect of managing workers’ compensation claims effectively. Employers and insurance companies face the challenge of controlling medical costs while ensuring that injured employees receive the care they need. There are conflicting opinions among treating physicians.

Workers Comp 102

Workers Comp Injury Compensation Claim 102

AMAXX

AUGUST 27, 2024

Supervisors play a critical role in the management of workplace injuries. They are often the first to respond when an employee is hurt and are responsible for guiding both the injured employee and the organization through the post-injury process. First Responder Role: When an injury occurs, the supervisor is often the first to know.

Injury 105

Injury Workers Comp Workers Compensation Compensation 105

AMAXX

OCTOBER 1, 2024

Click Link to Access Free PDF Download “Workers’ Comp Claims Review Checklist: 9 Must-Have, Serious-Impact Elements” Engage Employers in the Process For employers, active engagement in the claims process is vital. You should consult with your insurance broker, attorney, or qualified professional.

Workers Comp 102

Workers Comp Claim Workers Compensation Compensation 102

AMAXX

DECEMBER 19, 2024

In the context of workers compensation, fostering a similar collaborative environment can lead to earlier injury reporting, effective hazard identification, and creative solutions for return-to-work programs, ultimately reducing costs. Early reporting and hazard mitigation are key to preventing costly claims and minimizing downtime.

Workers Comp 98

Workers Comp Workers Compensation Injury Compensation 98

AMAXX

AUGUST 26, 2024

To better grasp this, let’s walk through a hypothetical scenario that illustrates two different supervisor responses to an employee’s injury and explore the potential consequences of each approach. Then, we’ll talk about how we can work together to accommodate your injury and help you return to the team as soon as possible.”

Injury 105

Injury Workers Comp Workers Compensation Compensation 105

AMAXX

JANUARY 15, 2025

He is co-author of the #1 selling comprehensive training guide Your Ultimate Guide to Mastering Workers Comp Costs: Reduce Costs 20% to 50%. Stack is the creator of Injury Management Results (IMR) software and founder of Amaxx Workers Comp Training Center. And that’s where the number, you know, 1.0

Workers Comp 95

Workers Comp Workers Compensation Premium Injury 95

AMAXX

MARCH 4, 2025

OSHA Compliance as a Cost-Saving Strategy Workplace injuries are expensive. The direct costs of workers’ compensation claims, medical expenses, and lost productivity add up quickly. A proactive safety strategy aligned with OSHA standards can drastically reduce workplace injuries, lowering both direct and indirect costs.

Workers Comp 71

Workers Comp Workers Compensation Injury Compensation 71

AMAXX

FEBRUARY 24, 2025

Evidence-Based Medicine (EBM) plays a critical role in workers compensation, guiding both medical professionals and non-medical stakeholders in making informed decisions about injury treatment, recovery time, and return-to-work strategies. One of the most common questions at the time of injury is, How long will my employee be off work?

Workers Compensation 66

Workers Compensation Compensation Workers Comp Injury 66

Mark Jackson Insurance Agency

MARCH 19, 2025

From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical. Without the right coverage, unforeseen challenges—such as property damage, employee injuries, or legal issues—could put your investment at risk. This coverage is required in most states.

Workers Compensation 52

Workers Compensation Liability Property Damage Inland Marine Insurance 52

Mark Jackson Insurance Agency

APRIL 15, 2024

Worker Using an Angle Grinder by Anamul Rezwan Business owners have multiple types of insurance to protect them from a variety of financial and legal risks. They should also protect their employees with workers’ comp insurance. Here’s what you need to know about this type of insurance coverage.

Workers Comp 52

Workers Comp Protection Workers Compensation Commercial Umbrella 52

Insurance Journal

DECEMBER 30, 2024

ATLANTA (AP) A woman died and two other people were hospitalized with injuries after a fire at a Tyson Foods plant in southwest Georgia, state officials said Friday. A wall fell on the cab of an 18-wheel truck parked …

Injury 264

Injury Workers Comp Workers Compensation Commercial Property 264

AMAXX

FEBRUARY 11, 2025

On occasion, work injuries arise for employees traveling in motor vehicles. As a general rule, workers compensation insurance is the primary insurance, which requires the claim team to investigate and make determinations regarding compensability and subrogation rights.

Workers Compensation 59

Workers Compensation Workers Comp Injury Compensation 59

AMAXX

JANUARY 13, 2025

Navigating workers’ compensation can be complex, with various parties working together to ensure effective claims management and cost containment. Lets explore the roles of these critical players in a workers’ compensation system.

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Workers Compensation Compensation Workers Comp Broker-Agent 98