Insurance Journal

DECEMBER 17, 2024

It’s a question that has cropped up in state courts only on rare occasions: If the owner or officer of a subcontractor firm opts out of workers’ compensation coverage for himself, can he then sue the general contractor for negligence …

Injury 246

Injury Compensation Workers Compensation Claim 246

Insurance Journal

DECEMBER 30, 2024

ATLANTA (AP) A woman died and two other people were hospitalized with injuries after a fire at a Tyson Foods plant in southwest Georgia, state officials said Friday. A wall fell on the cab of an 18-wheel truck parked …

Injury 264

Injury Workers Comp Workers Compensation Commercial Property 264

Insurance Journal

AUGUST 5, 2024

A New Jersey Transit driver who suffered career-ending injuries from overheating after he was ordered to operate a train even though his cab’s temperature was 114 degrees can keep his $11.6 million jury award. Over objections by New Jersey Transit …

Injury 279

Injury Liability 279

Insurance Journal

JANUARY 16, 2025

A Virginia student assistant who suffered injuries in both knees after being kicked 25 times over a period of 11 days is not entitled to workers’ compensation benefits. The Virginia Workers’ Compensation Commission (WCC) upheld a deputy commissioner’s denial of …

Workers Compensation 237

Workers Compensation Compensation Injury Liability 237

Insurance Journal

SEPTEMBER 3, 2024

A Northeastern University student and her parents are suing a sorority, its chapter president and a landlord after the student fell from a window and suffered critical injuries at a party. Sarah Cox, then a junior at the university in …

Injury 273

Injury Liability 273

AMAXX

AUGUST 27, 2024

Supervisors play a critical role in the management of workplace injuries. They are often the first to respond when an employee is hurt and are responsible for guiding both the injured employee and the organization through the post-injury process. First Responder Role: When an injury occurs, the supervisor is often the first to know.

Injury 85

Injury Workers Comp Workers Compensation Compensation 85

Insurance Journal

AUGUST 13, 2024

Ford Motor and Mazda issued advisories to drivers of certain vehicles still affected by faulty Takata airbags and inflators that can cause potentially severe or fatal injuries. The National Highway Safety Administration has previously warned that air bag inflators could …

Injury 264

Injury Liability 264

Wren Insurance Agency

AUGUST 14, 2024

If you've ever worked with Wren Insurance Agency to secure auto insurance, you may have noticed that we quote bodily injury liability starting at $100,000 per person and $300,000 per accident (also known as "100/300 coverage"), while Florida only requires $10,000/$20,000 for this coverage. Knowing this, we start quoting at 100/300.

Liability 82

Liability Out-Of-Pocket Auto Insurance Injury 82

Hunton Andrews Kurth

SEPTEMBER 6, 2022

The judge made clear that Walgreens’ liability rested on its consistent, 15 year violation of the CSA rather than any type of generalized, non-statutory “unreasonable misconduct.” This violation of the CSA served as the “unreasonable conduct” necessary to constitute a public nuisance ( see paragraph below).

Liability 98

Liability Injury Protection Risk 98

ProWriters

APRIL 17, 2024

Contingent bodily injury cyber attacks can cause physical harm, directly or indirectly. One key step is making sure clients have adequate coverage options for bodily injury in their Cyber Liability Insurance policies. Cyber Liability for Bodily Injury: Some Examples How might a cyber incident end up causing bodily harm?

Injury 52

Injury Cyber Liability Liability Insurance 52

Protect Commercial Insurance

SEPTEMBER 20, 2024

Introduction to Liability Insurance for UK Tradespeople and Contractors If you’re a tradesperson or contractor in the UK, navigating the world of liability insurance can seem a bit daunting. Whether you’re fitting kitchens or fixing roofs, liability insurance provides a safety net.

Liability Insurance 52

Liability Insurance Liability Insured Insurer 52

Insurance Journal

JANUARY 9, 2025

The New Jersey Supreme Court recently ruled that an insurer had no duty to defend an insured employer against an injured employee’s personal injury lawsuit alleging negligence and intentional harm. The high court found that Hartford Underwriters Insurance Co. was …

Injury 130

Injury Underwriting Underwriter Insured 130

Insurance Journal

OCTOBER 20, 2024

A federal workplace safety investigation has found the operator of three Massachusetts waterproofing contracting companies could have prevented an employee from suffering fatal injuries in February 2024 when part of a foundation broke and fell on the worker in a …

Injury 147

Injury Liability 147

Scott Insurance

FEBRUARY 10, 2023

Given the increasing number of projects, our team has determined the following liability considerations and risk management strategies. Contractual risk transfer shifts liabilities and associated costs from one party or its insurer to another party or its insurer. The insurer will require appropriate contractual risk transfer.

Liability 52

Liability Property Damage Risk Policy 52

New Jersey Workers' Comp

JULY 19, 2024

The other part is referred to as the Employer’s Liability section of the policy and pertains to civil lawsuits arising from work injuries filed by employees against their employers. She filed both workers’ compensation claims for these injuries. 74 Industries argued that they conflicted.

Injury 52

Injury Claim Compensation Liability 52

Mark Jackson Insurance Agency

OCTOBER 16, 2024

Umbrella insurance is designed to offer an extra layer of liability protection, stepping in when your standard insurance coverage limits have been reached. Why You Might Need Umbrella Insurance The primary purpose of umbrella insurance is to protect your assets from large lawsuits or liability claims.

Liability 52

Liability Insurance Policy Policy Protection 52

Triple-I: Homeowners Insurance

APRIL 8, 2024

billion in dog-related injury claims in 2023, according to research by Triple-I and State Farm. It is important to recognize that any dog, including ones that are in the home, can bite or cause injury.” Not all illnesses and injuries are obvious, and dogs are more likely to bite if they are sick or in pain.

Injury 52

Injury Claim Liability Property Insurance 52

Jackson & Jackson

JANUARY 10, 2024

In California’s vibrant technology sector, understanding the scope of your Cyber Liability Insurance and Data Breach Coverage is as crucial as having the coverage itself. The Gaps in Cyber Insurance: Cyber Liability Insurance and Data Breach Coverage are designed to protect against various cyber threats, but they have limitations.

Liability Insurance 52

Liability Insurance Cyber Liability Property Damage 52

Insurance Marine News

OCTOBER 2, 2024

Join Us The post Broken automatic control caused ferry injuries, says Swedish Accident Commission appeared first on Insurance Marine News. You need to be logged in to view this content. Please Log In. Not a Member?

Injury 52

Injury Marine Insured Insurer 52

Insurance Journal

DECEMBER 9, 2024

All of the injured were taken to hospitals Saturday night for treatment of injuries … Ten people were injured after a police traffic officer on a motorcycle crashed into bystanders at a weekend holiday parade in Palm Springs, California, authorities said.

Injury 130

Injury Liability 130

Insurance Marine News

NOVEMBER 28, 2024

Join Us The post Singapore stops moving empty containers from older terminal after injury to forklift operator appeared first on Insurance Marine News. You need to be logged in to view this content. Please Log In. Not a Member?

Injury 52

Injury Marine Insured Insurer 52

AMAXX

JANUARY 14, 2025

While their primary purpose is to ensure employees receive medical and wage replacement benefits for work-related injuries, they also offer critical advantages to employers. Under this system, employees who accept workers compensation benefits for a work-related injury or illness forfeit the right to sue their employer for negligence.

Workers Compensation 67

Workers Compensation Compensation Workers Comp Injury 67

New Jersey Workers' Comp

JANUARY 13, 2025

An employee cannot bring a civil suit against an employer or a co-employee alleging bodily injury. 34:15-8, and (2) the insurer had no duty to defend against Laidlow claims under the Employers’ Liability portion of the workers compensation policy. However, an exception arises in cases of intentional harm. In Laidlow v.

Workers Compensation 52

Workers Compensation Claim Injury Compensation 52

Top Insurance Blogs

FEBRUARY 20, 2024

A proof that you have purchased Personal Injury Protection (PIP) and Property Damage Liability (PDL) automobile insurance must be presented before you can be allowed to register a vehicle with at least four wheels in Florida.

Injury 52

Injury Property Damage Auto Insurance Liability 52

AMAXX

AUGUST 13, 2024

by Andrea Mills, Chief Client Officer, Ametros Settling a workers’ compensation or liability claim can and should be a win-win for the injured individual and the payer. While not mandatory, many settlement participants opt to create an allocation report outlining injury-related items covered by Medicare. for the individual’s life.

Workers Compensation 78

Workers Compensation Injury Compensation Claim 78

LexisNexis

OCTOBER 10, 2024

If no benefits are being paid on account of an injury, counsel for the injured worker should name the PEO or employee leasing company, the special employer and its insurer, and any servicing agent of the PEO and their insurer as parties because there is joint and several liability between the general and special employers.

Workers Compensation 75

Workers Compensation Compensation Workers Compensation Insurance Injury 75

Risk Management Monitor

SEPTEMBER 21, 2021

Another company may have an unusually high experience modification rate that they want to bring down by reducing the frequency of worker injuries. For instance, frequent third-party claims for premises liability may have led to restrictions on Med Pay coverage or a higher deductible to give the customer a bigger stake in safety measures.

Claim 75

Claim Injury Workers Compensation Risk 75

Mark Jackson Insurance Agency

MAY 21, 2024

The Crucial Role of Liability Coverage One of the main concerns for any business, including those based at home, is liability. Commercial liability insurance protects against claims resulting from injuries or damages to people or property during business operations.

Liability 52

Liability Business Interruption Professional Liability Insurance Home Insurance 52

Protect Commercial Insurance

MAY 24, 2024

As a business owner, it’s crucial to protect your business from potential risks and liabilities. While you may have the basic insurance policies in place, such as property and general liability insurance, there are several other essential insurance policies that you might be overlooking.

Insurance Policy 52

Insurance Policy Protection Policy Business Interruption 52

TGS

JANUARY 6, 2025

The previous minimum liability limits have been in place for years and are no longer sufficient to cover the average costs associated with auto accidents. Drivers are encouraged to consider higher liability limits, along with comprehensive and collision coverage, to ensure they are fully protected.

Auto Insurance 52

Auto Insurance Insured Insurer Insurance 52

TGS

NOVEMBER 18, 2024

In a no-fault state like Florida, every driver is required to carry Personal Injury Protection (PIP) coverage. Lost Wages: If you’re unable to work due to injuries sustained in the accident, PIP may cover a percentage of your lost income. You suffer minor injuries and miss a few days of work. Why Do No-Fault States Exist?

Auto Insurance 52

Auto Insurance Injury Damage Property Damage 52

Mark Jackson Insurance Agency

APRIL 15, 2024

It can also cover injuries from repetitive use that develop over time rather than an acute injury that happens suddenly. “Workers’ comp” is short for “workers’ compensation” and can help pay for medical care and other expenses if one of your employees becomes sick or is hurt on the job from hazards like exposure to chemicals or a fall.

Workers Comp 52

Workers Comp Protection Workers Compensation Commercial Umbrella 52

Protect Commercial Insurance

MAY 30, 2024

In this article, we will explore different types of insurance coverage that can help safeguard your business from property damage, liability claims, cyber threats, and more. There are various types of liability insurance, including general liability, product liability, and professional liability.

Cyber 52

Cyber Business Insurance Business Interruption Professional Liability Insurance 52

Freeway Insurance

JANUARY 3, 2025

In 2025, California implemented significant changes to auto insurance minimum liability limits due to Senate Bill 1107. The current average cost of an annual car insurance quote in California for minimum required liability is $670 for minimum required liability*. This is expected to rise to more than $1,000 starting in January.

Auto Insurance 52

Auto Insurance Premium Liability Insured 52

ProWriters

APRIL 3, 2024

Both types of policies involve legal liabilities and are important. Understanding E&O Insurance Errors and Omissions (E&O) Insurance is liability coverage protecting professionals against claims for negligence, errors, or mistakes made in the course of their work. E&O is a subset of Professional Liability Insurance.

Liability 52

Liability Cyber Property Damage Claim 52

Jackson & Jackson

NOVEMBER 16, 2024

Professional Liability Insurance (Errors & Omissions Insurance) For IT consultants, developers, or tech startups, mistakes can happen. Professional Liability Insurance protects your business against claims of negligence, errors, or omissions that result in financial losses for your clients.

Insurance Policy 52

Insurance Policy Policy General Liability Workers Compensation Insurance 52

Paragon Independent Insurance Agencies

MAY 27, 2024

Commercial insurance is vital for protecting business property, assets, and operations from various risks and liabilities around Plano, TX. These events may include property damage, liability claims from work-related injuries, break-ins, or business interruption. It is critical to understand how to determine what is covered.

Commercial Insurance 40

Commercial Insurance Commercial Protection Business Interruption 40