Protect Commercial Insurance

SEPTEMBER 20, 2024

Introduction to Liability Insurance for UK Tradespeople and Contractors If you’re a tradesperson or contractor in the UK, navigating the world of liability insurance can seem a bit daunting. Whether you’re fitting kitchens or fixing roofs, liability insurance provides a safety net.

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Mark Jackson Insurance Agency

OCTOBER 16, 2024

Umbrella insurance is designed to offer an extra layer of liability protection, stepping in when your standard insurance coverage limits have been reached. Why You Might Need Umbrella Insurance The primary purpose of umbrella insurance is to protect your assets from large lawsuits or liability claims.

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ProWriters

APRIL 17, 2024

Contingent bodily injury cyber attacks can cause physical harm, directly or indirectly. One key step is making sure clients have adequate coverage options for bodily injury in their Cyber Liability Insurance policies. Cyber Liability for Bodily Injury: Some Examples How might a cyber incident end up causing bodily harm?

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Insurance Marine News

OCTOBER 2, 2024

Join Us The post Broken automatic control caused ferry injuries, says Swedish Accident Commission appeared first on Insurance Marine News. You need to be logged in to view this content. Please Log In. Not a Member?

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New Jersey Workers' Comp

JULY 19, 2024

The other part is referred to as the Employer’s Liability section of the policy and pertains to civil lawsuits arising from work injuries filed by employees against their employers. She filed both workers’ compensation claims for these injuries. 74 Industries argued that they conflicted.

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Jackson & Jackson

JANUARY 10, 2024

In California’s vibrant technology sector, understanding the scope of your Cyber Liability Insurance and Data Breach Coverage is as crucial as having the coverage itself. The Gaps in Cyber Insurance: Cyber Liability Insurance and Data Breach Coverage are designed to protect against various cyber threats, but they have limitations.

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Hunton Andrews Kurth

SEPTEMBER 6, 2022

The judge made clear that Walgreens’ liability rested on its consistent, 15 year violation of the CSA rather than any type of generalized, non-statutory “unreasonable misconduct.” This violation of the CSA served as the “unreasonable conduct” necessary to constitute a public nuisance ( see paragraph below).

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Scott Insurance

FEBRUARY 10, 2023

Given the increasing number of projects, our team has determined the following liability considerations and risk management strategies. Contractual risk transfer shifts liabilities and associated costs from one party or its insurer to another party or its insurer. The insurer will require appropriate contractual risk transfer.

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Insurance Journal

OCTOBER 20, 2024

A federal workplace safety investigation has found the operator of three Massachusetts waterproofing contracting companies could have prevented an employee from suffering fatal injuries in February 2024 when part of a foundation broke and fell on the worker in a …

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Insurance Journal

SEPTEMBER 3, 2024

A Northeastern University student and her parents are suing a sorority, its chapter president and a landlord after the student fell from a window and suffered critical injuries at a party. Sarah Cox, then a junior at the university in …

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Insurance Journal

AUGUST 5, 2024

A New Jersey Transit driver who suffered career-ending injuries from overheating after he was ordered to operate a train even though his cab’s temperature was 114 degrees can keep his $11.6 million jury award. Over objections by New Jersey Transit …

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Insurance Journal

AUGUST 13, 2024

Ford Motor and Mazda issued advisories to drivers of certain vehicles still affected by faulty Takata airbags and inflators that can cause potentially severe or fatal injuries. The National Highway Safety Administration has previously warned that air bag inflators could …

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LexisNexis

OCTOBER 10, 2024

If no benefits are being paid on account of an injury, counsel for the injured worker should name the PEO or employee leasing company, the special employer and its insurer, and any servicing agent of the PEO and their insurer as parties because there is joint and several liability between the general and special employers.

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Top Insurance Blogs

FEBRUARY 20, 2024

A proof that you have purchased Personal Injury Protection (PIP) and Property Damage Liability (PDL) automobile insurance must be presented before you can be allowed to register a vehicle with at least four wheels in Florida.

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Mark Jackson Insurance Agency

MAY 21, 2024

The Crucial Role of Liability Coverage One of the main concerns for any business, including those based at home, is liability. Commercial liability insurance protects against claims resulting from injuries or damages to people or property during business operations.

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American Agents Alliance

AUGUST 22, 2024

On September 28, 2022, Governor Gavin Newsom signed Senate Bill 1107, also known as the Protect California Drivers Act , into law, which will double minimum auto liability limits. The underlying reason for the increase in liability limits comes down to rising costs in various sectors. Why Are Limits Being Increased?

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Distinguished

OCTOBER 15, 2024

However, it will not be covered for liability claims under a Builder’s Risk policy since that policy is not designed to cover the contractor’s operations, such as poor workmanship or negligence. Instead, a contractor’s operations liability should be covered by a separate Contractor’s General Liability policy.

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Paragon Independent Insurance Agencies

MAY 27, 2024

Commercial insurance is vital for protecting business property, assets, and operations from various risks and liabilities around Plano, TX. These events may include property damage, liability claims from work-related injuries, break-ins, or business interruption. It is critical to understand how to determine what is covered.

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AMAXX

AUGUST 13, 2024

by Andrea Mills, Chief Client Officer, Ametros Settling a workers’ compensation or liability claim can and should be a win-win for the injured individual and the payer. While not mandatory, many settlement participants opt to create an allocation report outlining injury-related items covered by Medicare. for the individual’s life.

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Paragon Independent Insurance Agencies

MARCH 29, 2024

Product Liability Coverage for Businesses Product Liability Coverage is a crucial component of commercial insurance, especially for businesses involving physical product sales. While your product might seem harmless, there’s always a chance that it could potentially cause injury. Opt for this coverage for peace of mind.

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Mark Jackson Insurance Agency

APRIL 15, 2024

It can also cover injuries from repetitive use that develop over time rather than an acute injury that happens suddenly. “Workers’ comp” is short for “workers’ compensation” and can help pay for medical care and other expenses if one of your employees becomes sick or is hurt on the job from hazards like exposure to chemicals or a fall.

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Boyle Agency Insurance

JULY 19, 2024

Property Casualty Insurance is insurance that combines protection for property owned by you, such as a house, or personal possessions, and liability insurance for if you ever cause an accident that injures another person or damages another person’s property. What Is Property Casualty Insurance?

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Cover4LetProperty

OCTOBER 1, 2024

Renting out a property comes with many potential risks—damage caused by tenants, legal liability for injuries that happen on the property, or loss of rental income due to unexpected events like a fire or flood. Landlord liability insurance Property owner’s liability comes as standard with all our landlord insurance policies.

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LexisNexis

AUGUST 22, 2024

JUST CLICK ON THE CASE NAMES BELOW… Appellate Court Compensation Case Subsequent Injuries Benefits Trust Fund v. Peculiar Risk Doctrine/Premises Liability—Application of Privette Doctrine—Retained Control Exception—Court of Appeal, affirming trial court, held that hirers of independent contractor were entitled to summary… Brothers v.

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ProWriters

APRIL 3, 2024

Both types of policies involve legal liabilities and are important. Understanding E&O Insurance Errors and Omissions (E&O) Insurance is liability coverage protecting professionals against claims for negligence, errors, or mistakes made in the course of their work. E&O is a subset of Professional Liability Insurance.

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LexisNexis

AUGUST 6, 2024

Insurance Coverage for PFAS Liability Address potential insurance coverage for tort and environmental liability arising from PFAS compounds.

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Mark Jackson Insurance Agency

JUNE 17, 2024

In the event of a workplace injury or illness, this insurance ensures that employees are not left to cope with the financial burden of medical bills and lost wages on their own. Firstly, it limits an employer's liability for work-related injuries and illnesses, protecting the business from potentially crippling legal costs and settlements.

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Hunton Andrews Kurth

JULY 20, 2023

As reported on Hunton’s Insurance Recovery Blog , the Fifth Circuit recently held that Blue Bell Creameries’ commercial general liability (CGL) insurers do not have a duty to defend the ice cream company in a shareholder lawsuit, which arose from a Listeria outbreak.

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Mark Jackson Insurance Agency

SEPTEMBER 9, 2024

From helmets to high-top boots, each piece of equipment plays a vital role in protecting riders from the elements and minimizing injuries during accidents. Insurance provides financial protection against damage, theft, and liability, providing you with assistance in case of a covered loss. Contact us today to review your coverage.

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Zywave

SEPTEMBER 25, 2024

But beyond just the employee benefits, the workers’ compensation and general liability markets are also feeling the pinch of increased medical costs. We’ve broken down the midyear trends by market for: Commercial Auto Commercial Property Cyber General Liability Employee Benefits Workers’ Compensation EPL D&O Get your copy now!

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LexisNexis

SEPTEMBER 17, 2024

Read now » Related Content Theories of Recovery in Medical Malpractice Cases Learn about the theories of liability used to support medical malpractice claims. Review four common medical malpractice causes of action: negligence, strict liability, vicarious liability, and informed consent.

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Cover4LetProperty

JANUARY 29, 2024

Risk is assessed with respect to the likelihood of loss or damage leading the insured to make a claim, since the settlement of claims paid out to the insured represent a liability for the insurer. Landlords are essentially running a small business, and the associated risks and responsibilities are reflected in the cost of insurance.

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Risk Management Monitor

SEPTEMBER 21, 2021

Another company may have an unusually high experience modification rate that they want to bring down by reducing the frequency of worker injuries. For instance, frequent third-party claims for premises liability may have led to restrictions on Med Pay coverage or a higher deductible to give the customer a bigger stake in safety measures.

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Protect Commercial Insurance

JULY 26, 2024

As a tailor, it is crucial to protect your business from potential risks and liabilities. General Liability Insurance General liability insurance is essential for any business, including tailors. Product Liability Insurance As a tailor, you create and sell products to your customers.

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Jackson & Jackson

APRIL 10, 2024

Liability Insurance Liability insurance is essential for any commercial property owner. It protects you from claims arising from accidents or injuries on your property. Make sure to understand the specific perils covered by your policy, as not all natural disasters might be included.

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Cover4LetProperty

DECEMBER 1, 2023

Covered risks Home insurance: Typically covers the structure of the home, contents, personal possessions, and liability for the homeowner. Liability Home insurance: Provides liability coverage for the homeowner in case someone is injured on the property. fire, flood) and tenants are unable to occupy the premises.

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Scott Insurance

JANUARY 28, 2022

Environmental / Pollution Environmental/pollution policies are available in the market and can contemplate both the first party (property) and third party (general liability – bodily injury/property damage) mold exposure. Generally, the only exception to this exclusion is if the mold results from another cause of loss (i.e.,

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