Jackson & Jackson

JANUARY 10, 2024

In California’s vibrant technology sector, understanding the scope of your Cyber Liability Insurance and Data Breach Coverage is as crucial as having the coverage itself. While these policies are essential in today’s digital landscape, knowing what they do not cover is vital for complete protection.

Liability Insurance 52

Liability Insurance Cyber Liability Property Damage 52

Jackson & Jackson

NOVEMBER 16, 2024

Ensuring your business has the right insurance policies is not just a smart decision—it’s essential for long-term success. Here are the top 6 insurance policies every IT business in California should have to safeguard their operations. General Liability Insurance Even in a digital world, physical risks exist.

Insurance Policy 52

Insurance Policy Policy General Liability Workers Compensation Insurance 52

LexisNexis

APRIL 1, 2025

Read now » Related Content Builders Risk Insurance and Its Use in Construction Projects Discover the unusual characteristics of builders risk insurance and how features of the coverage differentiate it from other commercial policies that can afford some, but not identical, protection to the policyholder.

Commercial General Liability 40

Commercial General Liability General Liability Commercial Liability 40

New Jersey Workers' Comp

JANUARY 13, 2025

An employee cannot bring a civil suit against an employer or a co-employee alleging bodily injury. 12, 2024), found as follows: (1) the insurer had no duty to provide coverage against the employees negligence based claims (including claims for gross negligence against the employer) because of the exclusive remedy bar under N.J.S.A.

Workers Compensation 52

Workers Compensation Claim Injury Compensation 52

Mark Jackson Insurance Agency

MAY 21, 2024

While operating a business from home offers convenience and flexibility, it also necessitates careful consideration of insurance needs. Traditional home insurance policies often fall short of covering the unique risks associated with running a business from home.

Liability 52

Liability Business Interruption Home Insurance Professional Liability Insurance 52

Mark Jackson Insurance Agency

APRIL 15, 2024

It can also cover injuries from repetitive use that develop over time rather than an acute injury that happens suddenly. In some states, workers’ comp insurance can only be purchased from state agencies; in others, you can buy an insurance policy through an insurance agent of your choosing, such as from Mark Jackson Insurance Agency.

Workers Comp 52

Workers Comp Protection Workers Compensation Commercial Umbrella 52

Protect Commercial Insurance

MAY 30, 2024

For example, if your business is situated in an area prone to flood, you may want to consider flood insurance as an additional coverage. Liability Insurance Liability insurance protects your business from legal claims and financial obligations resulting from injuries, property damage, or negligence caused by your business operations.

Cyber 52

Cyber Business Insurance Business Interruption Professional Liability Insurance 52

Freeway Insurance

JANUARY 3, 2025

Many insurance professionals recommend taking steps now to handle a possible increase when you renew your insurance policy. What’s Causing the 2025 Insurance Boost in California? One of the primary reasons for the 2025 California car insurance increase is legislative. 1, 2025 is here.

Auto Insurance 98

Auto Insurance Premium Liability Insurance 98

Protect Commercial Insurance

OCTOBER 25, 2024

Introduction When it comes to safeguarding your business, selecting the right insurance policy is crucial. It can be quite a daunting task with so many options out there, and understanding each policy’s intricacies is essential for your peace of mind and financial wellbeing. What is your budget for business insurance?

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Business Insurance Liability Insurance Liability Policy 52

Paragon Independent Insurance Agencies

NOVEMBER 15, 2024

Here in Plano, TX, Paragon Independent Insurance Agency aims to simplify this process by breaking down essential terms you need to know to protect your business effectively. Understanding General Liability Insurance General liability insurance is a must-have for any business.

Business Insurance 40

Business Insurance Business Interruption Professional Liability Insurance General Liability 40

Cover4LetProperty

OCTOBER 1, 2024

Buy to let insurance is a specialised type of insurance that covers the unique risks faced by landlords. While it shares some similarities with standard home insurance, it includes additional protection tailored to rental properties and tenants. Why do you need landlord insurance? What does landlord insurance cover?

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Insurer Insurance Insured Injury 60

Mark Jackson Insurance Agency

NOVEMBER 22, 2024

Having the right insurance policies in place ensures your business is protected even during the offseason. Commercial liability insurance is another must-have, as accidents can happen during both active and slower periods. Insurance needs evolve as your business grows. Start by evaluating your specific risks.

Business Interruption 52

Business Interruption Theft Liability Insurance 52

Protect Commercial Insurance

NOVEMBER 15, 2024

Designed to protect your business from unforeseen risks, commercial insurance can offer the peace of mind you need to focus on what truly matters—growing your business and serving your clients. – Business Interruption Insurance : Essential for covering loss of income if business operations are disrupted.

Commercial Insurance 52

Commercial Insurance Commercial Protection Business Interruption 52

LexisNexis

OCTOBER 10, 2024

If a PEO or employee leasing company claims to be self-insured, investigate that claim. effective 1-1-2013, prohibits PEOs and employee leasing companies from self-insurance. Is the gardener covered for workers’ compensation benefits under the homeowner’s liability insurance policy? Labor Code section 3701.9,

Workers Compensation 75

Workers Compensation Compensation Workers Compensation Insurance Injury 75

Protect Commercial Insurance

JULY 26, 2024

In this article, we will provide you with four essential tips to help you understand your coverage needs, find the best rates, review and update your policy regularly, and work with an experienced insurance broker. Property insurance can protect these assets from damage or loss due to fire, theft, or other covered perils.

Commercial 52

Commercial Insurance Broker General Liability Business Interruption 52

Jackson & Jackson

APRIL 10, 2024

Make sure to understand the specific perils covered by your policy, as not all natural disasters might be included. Liability Insurance Liability insurance is essential for any commercial property owner. It protects you from claims arising from accidents or injuries on your property.

Commercial Property 52

Commercial Property Commercial Business Interruption Out-Of-Pocket Expense 52

Property Insurance Centre

MAY 20, 2024

Importance of Accurate Declared Value It is vital that the block management company ensures the flats are insured for the correct rebuilding cost , as this value can increase each year depending on rising costs of materials and labour, as well as new building regulations. This can apply to a total loss (e.g. damage caused by a leak).

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Protect Commercial Insurance

NOVEMBER 22, 2024

You can choose from a range of policies that include basic coverage to keep costs down. So, there’s a policy out there to suit just about every budget. Long-term Financial Benefits While the upfront cost of commercial insurance might seem high, consider the long-term savings and financial security it provides.

Commercial Insurance 52

Commercial Insurance Commercial Cyber Insurer 52

Paragon Independent Insurance Agencies

MAY 27, 2024

Commercial Insurance Information Commercial insurance consists of policies to safeguard businesses when financial losses are inevitable. These events may include property damage, liability claims from work-related injuries, break-ins, or business interruption.

Commercial Insurance 40

Commercial Insurance Commercial Protection Business Interruption 40

ProWriters

APRIL 3, 2024

As they seek to secure the insurance they need to protect themselves, some companies’ decision-makers may get confused about E&O vs. EPLI policies. Both types of policies involve legal liabilities and are important. E&O is a subset of Professional Liability Insurance. What does EPLI not cover?

Liability 52

Liability Cyber Claim Policy 52

Property Insurance Centre

JANUARY 30, 2024

Freehold Block of Flats Insurance: Top Cover Tips If you own a freehold block of flats , it’s crucial to have the right insurance coverage to protect your investment. Standard home insurance policies may not provide adequate protection for the unique risks associated with a block of flats.

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Insurance Insurer Insured Building 52

TGS

JANUARY 6, 2025

What Are the New North Carolina Minimum Auto Insurance Requirements? How TGS Insurance Agency Can Help The new minimum insurance limits represent a step toward better financial protection on North Carolinas roads. Navigating these changes can feel overwhelming, but you dont have to do it alone.

Auto Insurance 52

Auto Insurance Insurance Insurer Insured 52

Protect Commercial Insurance

NOVEMBER 8, 2024

This guide will teach you practical ways to save money on your commercial insurance. By understanding your policy needs, shopping around, and exploring available discounts, you can effectively manage insurance premiums and keep your business financially secure. The good news? You can cut costs without sacrificing coverage.

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Commercial Insurance Commercial Premium Deductible 52

Distinguished

SEPTEMBER 25, 2024

When a project is under construction or renovation, your clients are likely not covered by their homeowner’s insurance or business insurance. Different Builder’s Risk insurance policies vary from one insurance carrier to another.  Who Should be Named in a Builder’s Risk Policy?

Risk 52

Risk Broker-Agent Insurance Insurer 52

Cover4LetProperty

DECEMBER 1, 2023

Whatever type of landlord you may be, landlord insurance is likely to play a central role in protecting your property against a range of risks and perils. Keeping in mind these tips and suggestions may help you secure the cover you need – at a competitive price.

Home Insurance 52

Home Insurance Insurer Insurance Insured 52

Cover4LetProperty

JANUARY 21, 2023

The same might be said of standard homeowners’ insurance and landlords’ insurance – on the outside they appear fairly similar, but it is on the inside that the real differences start to emerge. With these important principles in mind, it is possible to take a closer look at how landlord insurance protects you.

Insurance 52

Insurance Insurer Insured Damage 52

Protect Commercial Insurance

NOVEMBER 1, 2024

Key Coverage Areas Landlord insurance is comprehensive, typically including several crucial coverage areas: – Property Damage : This covers repair costs due to unexpected events like fire, storms, or vandalism. Who Needs Landlord Insurance? – Landlord Insurance : This type of policy extends beyond the basics.

Home Insurance 52

Home Insurance Out-Of-Pocket Insurer Insurance 52

Hunton Andrews Kurth

FEBRUARY 15, 2024

One key focus is Illinois’ Biometric Information Privacy Act (“BIPA”), but as lawmakers in other states continue to introduce legislation aimed at regulating the use of biometric data, more court decisions may muddy the waters regarding what conduct may be covered under a general liability policy.

General Liability 52

General Liability Claim Policy Insurance Policy 52

Distinguished

SEPTEMBER 10, 2024

Reach out to our team for a more detailed explanation of how our Builder’s Risk program can help you insure projects across Alabama.  Who Needs to be Insured by a Builder’s Risk Policy in Alabama? For instance, employees injured on the job should be covered by their Contractor’s General Liability policy.  

Risk 52

Risk General Liability Broker-Agent Insurance 52

American Agents Alliance

AUGUST 22, 2024

The legislation, effective January 1, 2025, will increase the current minimum of $15,000 per claimant and $30,000 per occurrence for bodily injury, and $5,000 for property damage (15/30/5), to $30,000 per claimant, $60,000 per occurrence for bodily injury, and $15,000 for property damage (30/60/15).

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Auto Insurance Agents Broker-Agent Property Damage 40

Property Insurance Centre

JANUARY 4, 2024

It’s crucial for property owners to regularly review their insurance policies and update their property valuations to ensure they have adequate coverage in place. The Importance of Accurate Property Valuations Accurate property valuations are essential for both insurers and policyholders.

Property Insurance 52

Property Insurance Commercial Property Liability Insurance 52

Jackson & Jackson

MAY 23, 2024

For example, businesses in California’s earthquake-prone areas may consider adding earthquake insurance to their policy to protect their property from potential damage. Companies that rely heavily on technology and data storage may also benefit from cyber liability insurance to safeguard against data breaches and cyberattacks.

Small Business Insurance 52

Small Business Insurance Business Insurance Insurance Insurer 52

Cover4LetProperty

AUGUST 23, 2022

Most important of all, once you cross that boundary into letting your home, or any part of it, your insurance requirements automatically change too. How is let property insurance different from home insurance? What does landlord insurance cover? What doesn’t buy-to-let insurance cover?

Insurance 40

Insurance Insurer Insured Property Insurance 40

Leadsurance

APRIL 5, 2024

There are multiple types of coverage that are included in student insurance, such as health insurance, property insurance, and liability insurance. Understanding the ins and outs of student insurance is key to making sure you have the right coverage for your needs.

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LexisNexis

DECEMBER 10, 2024

This survey covers state law on the issue of faulty workmanship as an occurrence for purposes of coverage determination under a commercial general liability (CGL) policy. Generally, an insured's work product is not covered, but defective workmanship that causes property damage is covered.

General Liability 40

General Liability Liability Commercial General Liability Liability Insurance 40

Word & Brown

OCTOBER 20, 2024

The licensing requirement ensures that anyone advising clients on health insurance has a solid understanding of the products, policies, and regulations necessary to make sound recommendations. Licensed agents can offer guidance on various insurance options, helping clients select plans that suit their needs and budgets.

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License Insurance Insurer Insured 59

TGS

JANUARY 28, 2025

Trip hazards or misplaced nails can lead to injuries, which may not always be covered by your insurance if negligence is involved. Verify Contractor Credentials If youre hiring professionals, ensure theyre licensed, insured, and experienced. Dont hesitate to request proof before signing any contracts. Ready to Renovate?

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Home Insurance Protection Insurance Insurer 52