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What Are the Risks of Liability Only Auto Insurance?

TGS

Its got two main parts: bodily injury liability and property damage liability. Bodily injury liability picks up the tab for the other persons injuries if youre at fault, up to your policys limits. Thats the max itll pay out, no matter how bad things get. With liability-only auto insurance, youre out of luck.

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Driving Without Insurance in Florida

TGS

Specifically, drivers need: $10,000 in Personal Injury Protection (PIP) : Covers medical expenses for you and your passengers, regardless of whos at fault. Driving without insurance in Florida puts you at risk of footing the bill for injuries, repairs, and legal fees entirely on your own.

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Choosing Auto Liability Limits: How much is enough?

Wren Insurance Agency

If you've ever worked with Wren Insurance Agency to secure auto insurance, you may have noticed that we quote bodily injury liability starting at $100,000 per person and $300,000 per accident (also known as "100/300 coverage"), while Florida only requires $10,000/$20,000 for this coverage. Knowing this, we start quoting at 100/300.

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Tax Season Spotlight: Word & Brown Offers Smart Ways Your Clients Can Save Money – on Taxes and Elsewhere, Too

Word & Brown

Its nearly everyones least favorite time of year: tax season. But, working with Word & Brown, you have access to a broad range of plans, products, and services that offer potential tax and other savings to your individual and group insurance clients. The IRS allows deduction of eligible unreimbursed medical expenses that exceed 7.5%

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Low-Deductible Health Insurance: Pros and Con

Freeway Insurance

A low deductible health plan means the policyholder will pay less upfront and out of pocket for certain healthcare items, such as surgery. You’re shopping for health insurance with the goal of getting the best coverage you can afford. Your life doesn’t include too many risky behaviors and you consider yourself relatively healthy.

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Is An OBGYN Considered A Specialist For Insurance?

Smart Insurance Agents

Most insurance providers classify OB-GYNs as specialists, which can influence your coverage and out-of-pocket costs. Insurance companies categorize OB-GYN services differently from primary care, leading to higher reimbursement rates, co-pays, and potential out-of-pocket costs for patients visiting specialists.

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Landlord Insurance vs. Standard Home Insurance: Key Differences

Protect Commercial Insurance

Let’s dive in and find out what each offers! Let’s delve into what landlord insurance offers and why it might be the right choice for you as a property owner renting out one or more homes. It’s crucial because it ensures you won’t have to bear the financial burden of significant repairs out of pocket.