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It protects you from claims arising from accidents or injuries on your property. Assessing the Value of Your Property Accurately The value of your property directly affects your insurance premiums and the amount you’ll be compensated in case of a claim.
Additionally, it can provide coverage for business interruption, tenant improvements, and liability claims arising from third-party injuries or property damage on the premises. In the event of a loss, property owners with insufficient insurance may face significant out-of-pocketexpenses or, in some cases, the loss of the property altogether.
Pros of Low Deductible Health Insurance The immediate pros of a low deductible plan include a lower cost if you need to access healthcare services more frequently or if you have a true – and expensive – emergency or catastrophic illness or injury. However, that monthly premium can be tough to keep paying.
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