Central Insurance

JUNE 27, 2024

From auto damage to worker injuries, the right insurance coverage can safeguard your painting company’s assets and ensure financial stability. The post Painting Insurance: Five Policies You Need to Protect Your Painting Company appeared first on Central Insurance Blog.

Policy 130

Policy Protection Worker Injury Injury 130

Insurance Journal

FEBRUARY 24, 2025

Worker misclassification in Maryland is widespread, leaving thousands of workers without injury protection and depriving insurance companies of more than $58 million in workers’ compensation premiums each year, according to a new report from a state task force. Maryland’s Joint …

Premium 221

Premium Injury Compensation Insurance Companies 221

AMAXX

AUGUST 27, 2024

Supervisors play a critical role in the management of workplace injuries. They are often the first to respond when an employee is hurt and are responsible for guiding both the injured employee and the organization through the post-injury process. First Responder Role: When an injury occurs, the supervisor is often the first to know.

Injury 105

Injury Workers Comp Workers Compensation Compensation 105

AMAXX

MARCH 18, 2025

This opens the door to exaggerated injuries, unrelated medical issues being attributed to work, and even outright fraudulent claims. Heres how: Establish a Clear Injury Investigation Process Not all injuries that occur at work are work-related, and not all reported injuries are legitimate.

Workers Compensation 71

Workers Compensation Compensation Claim Workers Comp 71

Insurance Journal

FEBRUARY 11, 2025

The New York City Council’s transportation committee heard testimony Monday on a proposal to lower the Personal Injury Protection (PIP) insurance coverage requirement for for-hire drivers from $200,000 to $50,000 per person, aligning it with the state’s requirement for all …

Injury 165

Injury Protection Insurer Insurance 165

AMAXX

AUGUST 26, 2024

To better grasp this, let’s walk through a hypothetical scenario that illustrates two different supervisor responses to an employee’s injury and explore the potential consequences of each approach. Then, we’ll talk about how we can work together to accommodate your injury and help you return to the team as soon as possible.”

Injury 105

Injury Workers Comp Workers Compensation Compensation 105

Distinguished

MARCH 20, 2025

In this guide, we break down the key coverages every apartment building owner needs, highlight common claims, and show you how to offer tailored solutions that keep your clients protected in an ever-changing market. Earthquake and flood coverage : Provides protection for damage to the building and common areas caused by earthquakes or floods.

Building 52

Building Protection Damage Liability 52

CDC: Workers Compensation

OCTOBER 8, 2024

Working at roadway incidents frequently exposes responders to potentially being struck by passing motor vehicle traffic leading to serious injury or death. These secondary crashes during responses to roadway incidents contribute to about 50 emergency responder fatalities and injuries annually.[1][2]

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Protection Property Damage Injury Damage 95

Property Insurance Coverage Law

AUGUST 30, 2024

Employer’s liability insurance protects businesses from lawsuits filed by employees who have suffered a work-related injury or illness.

Liability Insurance 170

Liability Insurance Liability Workers Comp Workers Compensation Insurance 170

AMAXX

MARCH 4, 2025

Employees who are uncertain about their job security are more likely to seek legal representation as a protective measure. Past Negative Experiences : If a company has a history of poorly handling claims or has terminated employees following an injury, fear will be heightened. The consequences of these fears are significant.

Workers Compensation 82

Workers Compensation Compensation Claim Workers Comp 82

Mark Jackson Insurance Agency

MARCH 19, 2025

From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical. Without the right coverage, unforeseen challenges—such as property damage, employee injuries, or legal issues—could put your investment at risk. This coverage is required in most states.

Workers Compensation 52

Workers Compensation Liability Property Damage Inland Marine Insurance 52

Shield Insurance Agency

MARCH 31, 2025

Running a warehouse in Michigan involves managing a variety of risks, from property damage to employee injuries. Commercial insurance plays a key role in mitigating these risks, providing crucial protection for warehouse operations. Why Choose Shield Insurance Agency for Your Commercial Insurance Needs?

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Commercial Insurance Commercial Insurance Agency Injury 52

Frankenmuth Insurance

JANUARY 23, 2025

Workplace safety helps protect employees, profits, and operations. Wellness programs reinforce healthy habits and can reduce the risk of workplace injuries and illnesses. Thats why it should always be top of mind. Start following these five workplace safety tips now. Develop a safety plan. Implement a workplace wellness program.

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Risk Agents Injury Insurance Agents 90

AMAXX

MARCH 10, 2025

Pressure in an Uncertain Job Market When layoffs occur, employees might rush to file claims for minor injuries they’ve previously worked through, feeling pressured by the uncertain job market. Invite them to tour your facility beforehand to enhance their understanding of potential injury contexts.

Workers Comp 59

Workers Comp Claim Workers Compensation Injury 59

CDC: Workers Compensation

JULY 1, 2024

As the National Institute for Occupational Safety and Health (NIOSH) Nanotechnology Research Center (NTRC) marks its 20th anniversary, we celebrate the creative work of the Engineering Controls and Personal Protective Equipment (PPE) critical topic area, one of the ten critical nanotechnology topic areas of the NTRC. PPE can include,

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Protection Injury 70

ProWriters

APRIL 17, 2024

Contingent bodily injury cyber attacks can cause physical harm, directly or indirectly. One key step is making sure clients have adequate coverage options for bodily injury in their Cyber Liability Insurance policies. Cyber Liability for Bodily Injury: Some Examples How might a cyber incident end up causing bodily harm?

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Cyber Injury Liability Liability Insurance 52

AMAXX

MARCH 10, 2025

Such clear documentation helps protect the company against later claims that allege workplace aggravation of pre-existing conditions. Prepare Universal Transitional Duty Options Be ready to place all employees, regardless of their injury status, into transitional duty roles. Contact: mstack@reduceyourworkerscomp.com.

Workers Comp 59

Workers Comp Claim Workers Compensation Injury 59

AMAXX

FEBRUARY 11, 2025

On occasion, work injuries arise for employees traveling in motor vehicles. Once these decisions are made, the individual claim holders must look for other factors regarding the nature and extent of injuries and avoid common pain points in their investigation.

Workers Compensation 59

Workers Compensation Workers Comp Injury Compensation 59

AMAXX

MARCH 11, 2025

Surveillance serves as a powerful tool in validating claims, protecting your organizations financial health, and ensuring resources are dedicated to genuinely injured employees. Stack is the creator of Injury Management Results (IMR) software and founder of Amaxx Workers Comp Training Center.

Workers Comp 52

Workers Comp Claim Workers Compensation Injury 52

Boyle Agency Insurance

NOVEMBER 19, 2024

A good option for homeowners with a mortgage is Term Life Insurance in the form of Mortgage Protection Insurance. This kind of Term Life Insurance helps protect your home if you suffer a financial hardship. This may be due to a death in the family, a serious injury or illness, or a temporary loss of income.

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Life Insurance Protection Injury Insurer 52

Mark Jackson Insurance Agency

APRIL 15, 2024

Worker Using an Angle Grinder by Anamul Rezwan Business owners have multiple types of insurance to protect them from a variety of financial and legal risks. They should also protect their employees with workers’ comp insurance. Here’s what you need to know about this type of insurance coverage. What Is Workers’ Comp?

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Workers Comp Protection Workers Compensation Commercial Umbrella 52

CDC: Workers Compensation

APRIL 29, 2024

Their daily tasks pose risk of burns and other heat-related injuries or illnesses; slips, trips, falls, strains, and sprains; and becoming trapped or injured by equipment or debris.1 Wildland firefighters perform a hazardous job in dangerous conditions. 3 On February 14, 2024, the authors of this

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Protection Injury Risk 73

AMAXX

JANUARY 14, 2025

While their primary purpose is to ensure employees receive medical and wage replacement benefits for work-related injuries, they also offer critical advantages to employers. Exclusivity: Protection Against Lawsuits One of the most significant benefits of workers compensation for employers is the exclusive remedy provision.

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Workers Compensation Compensation Workers Comp Injury 98

TGS

MARCH 4, 2025

Specifically, drivers need: $10,000 in Personal Injury Protection (PIP) : Covers medical expenses for you and your passengers, regardless of whos at fault. Driving without insurance in Florida puts you at risk of footing the bill for injuries, repairs, and legal fees entirely on your own.

Auto Insurance 52

Auto Insurance License Insurer Insurance 52

Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

So, how do you determine which commercial insurance products will best protect your business? Beyond vehicle coverage, you may also need general liability insurance, which protects against third-party claims for injuries or property damage during business operations. We understand that every company has different needs.

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Commercial Insurance Commercial General Liability Insurance Agency 40

Mark Jackson Insurance Agency

SEPTEMBER 9, 2024

From helmets to high-top boots, each piece of equipment plays a vital role in protecting riders from the elements and minimizing injuries during accidents. A high-quality, full-face helmet provides the best protection for your head and neck during a crash. Look for eyewear that is shatterproof and offers UV protection.

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Protection Injury Damage Theft 52

PSM Brokerage

FEBRUARY 27, 2025

As an insurance agent, you know that protecting a clients income is just as important as protecting their health, home, or life. Yet, many Americans dont realize the financial risks of losing their paycheck due to illness or injury. The reality? Want a custom-branded version to match your agencys style? Lets make it happen!

Agents 59

Agents Workers Comp Insurer Insurance 59

Protect Commercial Insurance

MAY 24, 2024

As a business owner, it’s crucial to protect your business from potential risks and liabilities. General Liability Insurance General liability insurance is a fundamental policy that covers your business against claims of bodily injury, property damage, and personal injury.

Insurance Policy 52

Insurance Policy Protection Policy Business Interruption 52

Protect Commercial Insurance

NOVEMBER 15, 2024

Designed to protect your business from unforeseen risks, commercial insurance can offer the peace of mind you need to focus on what truly matters—growing your business and serving your clients. – Liability Insurance : Protects businesses against claims of negligence or harm caused by their products or services.

Commercial Insurance 52

Commercial Insurance Commercial Protection Business Interruption 52

Paragon Independent Insurance Agencies

MAY 27, 2024

Commercial insurance is vital for protecting business property, assets, and operations from various risks and liabilities around Plano, TX. These events may include property damage, liability claims from work-related injuries, break-ins, or business interruption. It is critical to understand how to determine what is covered.

Commercial Insurance 40

Commercial Insurance Commercial Protection Business Interruption 40

Distinguished

FEBRUARY 24, 2025

Slip-and-fall incidents: High foot traffic in dining areas and restrooms increases the risk of customer or employee injuries, which can lead to costly liability claims. Key coverages we offer include: Property insurance: Protection for buildings, equipment, and inventory against fire, theft, and natural disasters.

Liability 52

Liability Liability Insurance Insurer Insurance 52

AMAXX

JULY 15, 2024

This delay typically occurs when there is uncertainty about whether the injury is work-related, resulting in neither workers’ compensation nor general health insurance covering the initial treatment. Example: Consider John, who reports a shoulder injury first thing on a Monday morning.

Workers Compensation 83

Workers Compensation Compensation Claim Workers Comp 83

AMAXX

AUGUST 13, 2024

The government has strict mandates to ensure these benefits are not commingled with monies paid to injured individuals for injuries expected to be covered by another third party, i.e., the employer or insurer. Notably, CMS now requires submission of the amount of future medical care set aside to protect Medicare’s interest.

Workers Compensation 104

Workers Compensation Injury Compensation Claim 104

AMAXX

NOVEMBER 5, 2024

Medicare Set-Aside (MSA) Requirements: Federal law requires that Medicare’s interests be protected in WC settlements. Identifying red flag cases involving Medicare considerations early on is essential, especially for catastrophic injuries or workers nearing Medicare eligibility. Contact: mstack@reduceyourworkerscomp.com.

Workers Compensation 105

Workers Compensation Compensation Claim Workers Comp 105

Hunton Andrews Kurth

SEPTEMBER 6, 2022

As a result, other retail pharmacies—whether in California or other states—can protect themselves from exposure for misuse of the opioid pills they prescribe by ensuring that they follow their required due diligence obligations under the CSA.

Liability 98

Liability Injury Protection Risk 98

Boyle Agency Insurance

AUGUST 5, 2024

Understanding Disability Insurance And How It Can Offer Financial Protection Disability insurance is a type of insurance designed to provide financial protection if you are unable to work due to a disability. This disability could be the result of an illness, injury, or accident.

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Insurer Insurance Insured Protection 96

Wren Insurance Agency

AUGUST 14, 2024

If you've ever worked with Wren Insurance Agency to secure auto insurance, you may have noticed that we quote bodily injury liability starting at $100,000 per person and $300,000 per accident (also known as "100/300 coverage"), while Florida only requires $10,000/$20,000 for this coverage. It's for your protection. Is 100/300 enough?

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Liability Out-Of-Pocket Injury Auto Insurance 80