ProWriters

APRIL 17, 2024

Contingent bodily injury cyber attacks can cause physical harm, directly or indirectly. One key step is making sure clients have adequate coverage options for bodily injury in their Cyber Liability Insurance policies. Cyber Liability for Bodily Injury: Some Examples How might a cyber incident end up causing bodily harm?

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Cyber Injury Liability Liability Insurance 52

Mark Jackson Insurance Agency

SEPTEMBER 9, 2024

From helmets to high-top boots, each piece of equipment plays a vital role in protecting riders from the elements and minimizing injuries during accidents. A high-quality, full-face helmet provides the best protection for your head and neck during a crash. Look for eyewear that is shatterproof and offers UV protection.

Protection 52

Protection Injury Theft Damage 52

Mark Jackson Insurance Agency

APRIL 15, 2024

Worker Using an Angle Grinder by Anamul Rezwan Business owners have multiple types of insurance to protect them from a variety of financial and legal risks. They should also protect their employees with workers’ comp insurance. Here’s what you need to know about this type of insurance coverage. What Is Workers’ Comp?

Workers Comp 52

Workers Comp Protection Commercial Umbrella Workers Compensation 52

CDC: Workers Compensation

JULY 1, 2024

As the National Institute for Occupational Safety and Health (NIOSH) Nanotechnology Research Center (NTRC) marks its 20th anniversary, we celebrate the creative work of the Engineering Controls and Personal Protective Equipment (PPE) critical topic area, one of the ten critical nanotechnology topic areas of the NTRC. PPE can include,

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Protection Injury 72

Paragon Independent Insurance Agencies

MAY 27, 2024

Commercial insurance is vital for protecting business property, assets, and operations from various risks and liabilities around Plano, TX. These events may include property damage, liability claims from work-related injuries, break-ins, or business interruption. It is critical to understand how to determine what is covered.

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Commercial Insurance Commercial Protection Business Interruption 40

CDC: Workers Compensation

APRIL 29, 2024

Their daily tasks pose risk of burns and other heat-related injuries or illnesses; slips, trips, falls, strains, and sprains; and becoming trapped or injured by equipment or debris.1 Wildland firefighters perform a hazardous job in dangerous conditions. 3 On February 14, 2024, the authors of this

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Protection Injury Risk 76

Property Insurance Coverage Law

AUGUST 30, 2024

Employer’s liability insurance protects businesses from lawsuits filed by employees who have suffered a work-related injury or illness.

Liability Insurance 107

Liability Insurance Liability Workers Comp Workers Compensation Insurance 107

Top Insurance Blogs

FEBRUARY 20, 2024

A proof that you have purchased Personal Injury Protection (PIP) and Property Damage Liability (PDL) automobile insurance must be presented before you can be allowed to register a vehicle with at least four wheels in Florida.

Property Damage 52

Property Damage Injury Auto Insurance Liability 52

Mark Jackson Insurance Agency

JUNE 17, 2024

Man Drilling into a Wooden Board by Thijs van der Weide Workers' compensation insurance is a fundamental aspect of running a business, providing vital protection for both employers and employees. It also offers benefits to the employer, including legal protection and stability.

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Workers Compensation Insurance Workers Compensation Compensation Workers Comp 52

Boyle Agency Insurance

AUGUST 5, 2024

Understanding Disability Insurance And How It Can Offer Financial Protection Disability insurance is a type of insurance designed to provide financial protection if you are unable to work due to a disability. This disability could be the result of an illness, injury, or accident.

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Insurance Insurer Insured Protection 96

Mark Jackson Insurance Agency

OCTOBER 16, 2024

However, fewer may be aware of umbrella insurance —a type of coverage that goes beyond the limits of your existing policies to protect you from substantial financial risk. Choosing the right umbrella policy can provide peace of mind, especially if you have significant assets to protect. What Is Umbrella Insurance?

Liability 52

Liability Insurance Policy Policy Protection 52

Protect Commercial Insurance

SEPTEMBER 20, 2024

Yet, it’s essential to protect your hard-earned business from the unexpected. It covers you against claims of property damage, personal injury, or negligence. This type of insurance is designed to cover you if a member of the public suffers an injury or their property is damaged because of your business activities.

Liability Insurance 52

Liability Insurance Liability Property Damage Insurance 52

AMAXX

AUGUST 13, 2024

The government has strict mandates to ensure these benefits are not commingled with monies paid to injured individuals for injuries expected to be covered by another third party, i.e., the employer or insurer. Notably, CMS now requires submission of the amount of future medical care set aside to protect Medicare’s interest.

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Workers Compensation Injury Compensation Workers Comp 79

AMAXX

JULY 15, 2024

This delay typically occurs when there is uncertainty about whether the injury is work-related, resulting in neither workers’ compensation nor general health insurance covering the initial treatment. Example: Consider John, who reports a shoulder injury first thing on a Monday morning.

Workers Compensation 52

Workers Compensation Compensation Claim Workers Comp 52

Frankenmuth Insurance

SEPTEMBER 19, 2024

Protect your structure. Provide personal protective equipment (PPE). In extreme heat and extreme cold stretches, provide additional PPE to protect workers. A day’s delay is better than an avoidable accident or injury. Keep all software and systems up to date to protect against vulnerabilities. Risk #5: The future.

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Risk Workers Compensation Protection Agents 86

Cover4LetProperty

OCTOBER 1, 2024

While it shares some similarities with standard home insurance, it includes additional protection tailored to rental properties and tenants. It typically protects against risks such as fire and floods. This would cover you for example, when a tenant may hold you liable for an injury which was caused within / by your property.

Insurance 53

Insurance Insurer Insured Injury 53

LexisNexis

OCTOBER 10, 2024

If no benefits are being paid on account of an injury, counsel for the injured worker should name the PEO or employee leasing company, the special employer and its insurer, and any servicing agent of the PEO and their insurer as parties because there is joint and several liability between the general and special employers.

Workers Compensation 75

Workers Compensation Compensation Workers Compensation Insurance Injury 75

Boyle Agency Insurance

JULY 19, 2024

Property Casualty Insurance is insurance that combines protection for property owned by you, such as a house, or personal possessions, and liability insurance for if you ever cause an accident that injures another person or damages another person’s property. What Is Property Casualty Insurance?

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Casualty Insurance Liability Theft Insurance 52

American Agents Alliance

AUGUST 22, 2024

On September 28, 2022, Governor Gavin Newsom signed Senate Bill 1107, also known as the Protect California Drivers Act , into law, which will double minimum auto liability limits. By staying informed and proactive, agents can help their clients adjust to the new requirements while ensuring they remain protected on the road.

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Auto Insurance Agents Property Damage Broker-Agent 40

Hunton Andrews Kurth

FEBRUARY 21, 2024

Many of those cases settled or were dismissed for lack of injury because plaintiffs failed to allege that the purchased item was deficient in an objectively identifiable way. The Clark majority acknowledged that Davidson had been “called into question” by the Supreme Court’s decision in TransUnion v. Ramirez , 594 U.S.

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Injury Claim Damage Protection 100

Hunton Andrews Kurth

SEPTEMBER 6, 2022

As a result, other retail pharmacies—whether in California or other states—can protect themselves from exposure for misuse of the opioid pills they prescribe by ensuring that they follow their required due diligence obligations under the CSA.

Liability 98

Liability Injury Protection Risk 98

AMAXX

SEPTEMBER 10, 2024

” Prompt Appointment Scheduling Time is of the essence when an injury occurs. The written release helps protect both parties from future misunderstandings regarding job responsibilities and recovery needs. Stack is the creator of Injury Management Results (IMR) software and founder of Amaxx Workers’ Comp Training Center.

Workers Comp 83

Workers Comp Workers Compensation Compensation Injury 83

Mark Jackson Insurance Agency

MAY 21, 2024

Commercial liability insurance protects against claims resulting from injuries or damages to people or property during business operations. For a home-based business, this is particularly important, as standard homeowners' policies typically do not cover injuries that occur in the course of business activities.

Liability 52

Liability Business Interruption Professional Liability Insurance Home Insurance 52

Hunton Andrews Kurth

APRIL 3, 2023

In the sphere of specific jurisdiction, the phrase ‘relate to’ incorporates real limits, as it must to adequately protect defendants foreign to a forum.” On this line of reasoning, a plaintiff’s injury relates to a defendant’s forum contacts if similar injuries will tend to be caused by those contacts.” Yamashita v.

Injury 98

Injury Claim Protection 98

Leadsurance

AUGUST 29, 2023

This is why protecting pets from potential accidents or illnesses with pet insurance is so important. Having good coverage can help provide financial protection for veterinary expenses due to unforeseen medical events like injuries or emergency situations which can become expensive quickly.

Injury 52

Injury Insurance Insurer Insured 52

Paragon Independent Insurance Agencies

MARCH 29, 2024

Optimizing Your Business Security – Paragon Independent Insurance Agency in Plano, TX Running a successful business entails a ton of responsibilities, with one of the key areas being protection. While your product might seem harmless, there’s always a chance that it could potentially cause injury.

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Commercial Insurance Commercial Cyber Insurance Agency 40

ProWriters

APRIL 3, 2024

As they seek to secure the insurance they need to protect themselves, some companies’ decision-makers may get confused about E&O vs. EPLI policies. But when you help your business clients appreciate the difference between E&O vs. EPLI, you’ll help them effectively manage their risks and ensure adequate protection.

Liability 52

Liability Cyber Property Damage Claim 52

Jackson & Jackson

APRIL 26, 2024

This guide aims to help new investors understand the basics of commercial property insurance in California, ensuring that their investments are protected against unforeseen events. Liability Protection : Protects against claims of property damage or personal injury caused by you or your operations.

Commercial Property 52

Commercial Property Property Insurance Commercial Business Interruption 52

Triple-I: Business Insurance

APRIL 24, 2023

Lightning is a more complex peril than it is often given credit for being, according to Tim Harger, executive director of the Lightning Protection Institute (LPI). Investment in a lightning protection system could have saved this business owner – and his insurer – the million dollars lost and prevented business interruption.

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Risk Business Interruption Damage Protection 52

Shield Insurance Agency

JUNE 11, 2024

Prepare now to protect yourself, your loved ones, and your home. Once you have identified a sturdy building, plan to shelter in the basement or a small, interior, windowless room on the lowest level to provide additional protection from high winds. But we can take action to prepare. What Should You Do Before a Thunderstorm?

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Insurance Agency Home Insurance Auto Insurance Damage 52

Jackson & Jackson

JANUARY 10, 2024

While these policies are essential in today’s digital landscape, knowing what they do not cover is vital for complete protection. The Gaps in Cyber Insurance: Cyber Liability Insurance and Data Breach Coverage are designed to protect against various cyber threats, but they have limitations.

Liability Insurance 52

Liability Insurance Cyber Liability Property Damage 52

Distinguished

OCTOBER 15, 2024

This covers accidents on the property, like third-party injuries, but not the contractor’s operational errors. It protects against fire, lightning, hail, wind, theft, and vandalism, among other perils. In this case, the owner is covered for the physical damage to the property (e.g., damage to the structure under construction).

Policy 52

Policy Risk Broker-Agent Inland Marine 52

Cover4LetProperty

JANUARY 29, 2024

Landlords may be held liable for injuries or damages that occur on the rental property, and the insurance needs to provide adequate protection; properties used for rental purposes may experience more wear and tear compared to owner-occupied homes. The post Why is landlord insurance more expensive than home insurance?

Home Insurance 52

Home Insurance Damage Insurance Insurer 52

TGS

OCTOBER 10, 2023

TGS Insurance » Blog Requirements for Classic Car Insurance Classic car insurance is designed to protect your unique, vintage cars in storage and on the road. This protects the quality of your classic car from lesser aftermarket parts. What’s Included in Classic Car Insurance?

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Auto Insurance Insurance Insurer Insured 52

Jackson & Jackson

APRIL 10, 2024

It’s not just about choosing the correct location or getting the best price; it’s also about ensuring your investment is protected from the unexpected. It protects you from claims arising from accidents or injuries on your property. However, it also comes with risks that must be managed effectively.

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Commercial Property Commercial Business Interruption Out-Of-Pocket Expense 52

Protect Commercial Insurance

JULY 26, 2024

As a tailor, it is crucial to protect your business from potential risks and liabilities. Property insurance can protect these assets from damage or loss due to fire, theft, or other covered perils. Product liability insurance protects you in case a customer claims that your product caused them harm or damage.

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Commercial Insurance Broker General Liability Business Interruption 52

Protect Commercial Insurance

JUNE 27, 2024

Commercial insurance offers particularly critical protections here. For example, a small retail shop could face severe repercussions from events such as fire, theft, or customer injuries on premises. The misconception that non-tech businesses need less protection against cyber risks could not be further from the truth.

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Commercial Insurance Commercial Cyber Business Interruption 52