Distinguished

OCTOBER 15, 2024

Builder’s Risk Insurance covers property during the course of construction, whether it’s a new build or renovation. One common question is whether the contractor and the property owner can be named insureds on the same Builder’s Risk policy. It protects against fire, lightning, hail, wind, theft, and vandalism, among other perils.

Policy 52

Policy Risk Broker-Agent Inland Marine 52

CDC: Workers Compensation

APRIL 29, 2024

Their daily tasks pose risk of burns and other heat-related injuries or illnesses; slips, trips, falls, strains, and sprains; and becoming trapped or injured by equipment or debris.1 Wildland firefighters perform a hazardous job in dangerous conditions. 3 On February 14, 2024, the authors of this

Protection 76

Protection Injury Risk 76

Triple-I: Business Insurance

APRIL 24, 2023

Lightning is a more complex peril than it is often given credit for being, according to Tim Harger, executive director of the Lightning Protection Institute (LPI). Investment in a lightning protection system could have saved this business owner – and his insurer – the million dollars lost and prevented business interruption.

Risk 52

Risk Business Interruption Damage Protection 52

Mark Jackson Insurance Agency

OCTOBER 16, 2024

However, fewer may be aware of umbrella insurance —a type of coverage that goes beyond the limits of your existing policies to protect you from substantial financial risk. Choosing the right umbrella policy can provide peace of mind, especially if you have significant assets to protect. What Is Umbrella Insurance?

Liability 52

Liability Insurance Policy Policy Protection 52

Protect Commercial Insurance

SEPTEMBER 20, 2024

Yet, it’s essential to protect your hard-earned business from the unexpected. It covers you against claims of property damage, personal injury, or negligence. This type of insurance is designed to cover you if a member of the public suffers an injury or their property is damaged because of your business activities.

Liability Insurance 52

Liability Insurance Liability Property Damage Insurance 52

Cover4LetProperty

OCTOBER 1, 2024

If you fail to purchase landlord’s insurance, you are putting yourself at unnecessary financial risk, which could result in disastrous repercussions. Buy to let insurance is a specialised type of insurance that covers the unique risks faced by landlords. It typically protects against risks such as fire and floods.

Insurance 53

Insurance Insurer Insured Injury 53

AMAXX

AUGUST 13, 2024

The government has strict mandates to ensure these benefits are not commingled with monies paid to injured individuals for injuries expected to be covered by another third party, i.e., the employer or insurer. Notably, CMS now requires submission of the amount of future medical care set aside to protect Medicare’s interest.

Workers Compensation 79

Workers Compensation Injury Compensation Workers Comp 79

Jackson & Jackson

APRIL 26, 2024

Investing in commercial property in California can be a lucrative venture, but it also comes with its unique set of risks and responsibilities. This guide aims to help new investors understand the basics of commercial property insurance in California, ensuring that their investments are protected against unforeseen events.

Commercial Property 52

Commercial Property Property Insurance Commercial Business Interruption 52

ProWriters

APRIL 3, 2024

Today’s dynamic business environment and litigious society pose several risks to businesses. As they seek to secure the insurance they need to protect themselves, some companies’ decision-makers may get confused about E&O vs. EPLI policies. Both types of policies involve legal liabilities and are important.

Liability 52

Liability Cyber Property Damage Claim 52

AMAXX

JULY 15, 2024

This delay typically occurs when there is uncertainty about whether the injury is work-related, resulting in neither workers’ compensation nor general health insurance covering the initial treatment. Example: Consider John, who reports a shoulder injury first thing on a Monday morning.

Workers Compensation 52

Workers Compensation Compensation Claim Workers Comp 52

Mark Jackson Insurance Agency

MAY 21, 2024

Traditional home insurance policies often fall short of covering the unique risks associated with running a business from home. Commercial liability insurance protects against claims resulting from injuries or damages to people or property during business operations.

Liability 52

Liability Business Interruption Professional Liability Insurance Home Insurance 52

Risk Management Monitor

OCTOBER 25, 2022

According to Beazley’s recent Risk & Resilience Geopolitical Report , inflation is a key area of concern for business leaders and they expect economic uncertainty to remain high through to the end of this year. With high unemployment and higher costs, this also poses a risk to employment practices liability (EPL) insurers.

Risk 40

Risk Business Interruption Insurance Insurer 40

Cover4LetProperty

JANUARY 29, 2024

Essentially, insurance is about risk and a calculation of the probability of loss or damage being suffered by the insured item or items. Risk is assessed with respect to the likelihood of loss or damage leading the insured to make a claim, since the settlement of claims paid out to the insured represent a liability for the insurer.

Home Insurance 52

Home Insurance Damage Insurance Insurer 52

Leadsurance

AUGUST 29, 2023

With all the boxes and unfamiliar sights, smells, and spaces during a house move things are bound to get chaotic- drastically increasing the risk of something going wrong during this hectic period. This is why protecting pets from potential accidents or illnesses with pet insurance is so important.

Injury 52

Injury Insurance Insurer Insured 52

Jackson & Jackson

AUGUST 16, 2024

Homeowners insurance is a crucial financial safety net for homeowners, providing protection in the event of property damage, loss of personal belongings, or liability for injuries that occur on the premises. What is Homeowners Insurance? Wildfires, in particular, have become a significant concern for insurers in California.

Insurance 52

Insurance Insurer Insured Risk 52

Jackson & Jackson

JANUARY 10, 2024

While these policies are essential in today’s digital landscape, knowing what they do not cover is vital for complete protection. The Gaps in Cyber Insurance: Cyber Liability Insurance and Data Breach Coverage are designed to protect against various cyber threats, but they have limitations.

Liability Insurance 52

Liability Insurance Cyber Liability Property Damage 52

Protect Commercial Insurance

JUNE 27, 2024

Every business, no matter its size or industry, faces unique risks that require specific coverage solutions. Regardless of size, all businesses face potential risks that can threaten their operations and financial stability. Commercial insurance offers particularly critical protections here. This is far from the truth.

Commercial Insurance 52

Commercial Insurance Commercial Cyber Business Interruption 52

Protect Commercial Insurance

JULY 26, 2024

As a tailor, it is crucial to protect your business from potential risks and liabilities. As a tailor, you face unique risks that require specific coverage. Property insurance can protect these assets from damage or loss due to fire, theft, or other covered perils. Regular policy reviews help you stay protected.

Commercial 52

Commercial Insurance Broker General Liability Business Interruption 52

Hunton Andrews Kurth

SEPTEMBER 6, 2022

As a result, other retail pharmacies—whether in California or other states—can protect themselves from exposure for misuse of the opioid pills they prescribe by ensuring that they follow their required due diligence obligations under the CSA.

Liability 98

Liability Injury Protection Risk 98

Jackson & Jackson

MAY 22, 2024

However, with great opportunities come great risks. Investors must understand the importance of securing comprehensive commercial property insurance coverage to protect their investments. It protects against perils like fire, explosions, storms, and other risks outlined in the policy.

Property Insurance 52

Property Insurance Commercial Property Commercial Broker-Agent 52

Paragon Independent Insurance Agencies

MARCH 29, 2024

Optimizing Your Business Security – Paragon Independent Insurance Agency in Plano, TX Running a successful business entails a ton of responsibilities, with one of the key areas being protection. Without it, you risk closing up shop prematurely. It shields your establishment in case an employee sustains injuries while working.

Commercial Insurance 40

Commercial Insurance Commercial Cyber Insurance Agency 40

Scott Insurance

FEBRUARY 10, 2023

Given the increasing number of projects, our team has determined the following liability considerations and risk management strategies. Contractual risk transfer shifts liabilities and associated costs from one party or its insurer to another party or its insurer. The insurer will require appropriate contractual risk transfer.

Liability 52

Liability Property Damage Risk Policy 52

Property Insurance Centre

JANUARY 30, 2024

Freehold Block of Flats Insurance: Top Cover Tips If you own a freehold block of flats , it’s crucial to have the right insurance coverage to protect your investment. Standard home insurance policies may not provide adequate protection for the unique risks associated with a block of flats.

Liability 52

Liability Insurance Insurer Insured 52

Shield Insurance Agency

JUNE 11, 2024

Prepare now to protect yourself, your loved ones, and your home. Once you have identified a sturdy building, plan to shelter in the basement or a small, interior, windowless room on the lowest level to provide additional protection from high winds. But we can take action to prepare. What Should You Do Before a Thunderstorm?

Insurance Agency 52

Insurance Agency Home Insurance Auto Insurance Damage 52

Bankers Insurance

MAY 16, 2024

These policies can provide critical financial security as homeowners seek to protect their fiscal stability and property. Reduce liability risks. Homeowners can submit a claim if they are at fault for another party’s losses, such as bodily injuries and property damage. billion each. Explore discounts.

Home Insurance 52

Home Insurance Policyholder Out-Of-Pocket Property Damage 52

Risk Management Monitor

DECEMBER 8, 2022

If your organization operates or could be sued in New York, there has been recent activity on the legal and regulatory risk landscape that risk professionals should be prepared for. For those with more complex risk financing structures, the law may also lead to the misinterpretation of the organization’s coverages.

Claim 49

Claim Risk Insurance Insurer 49

Jackson & Jackson

APRIL 10, 2024

It’s not just about choosing the correct location or getting the best price; it’s also about ensuring your investment is protected from the unexpected. It protects you from claims arising from accidents or injuries on your property. However, it also comes with risks that must be managed effectively.

Commercial Property 52

Commercial Property Commercial Business Interruption Out-Of-Pocket Expense 52

Cover4LetProperty

DECEMBER 1, 2023

Landlord insurance Whether you are an “accidental” or a “professional” landlord, though, the property needs the protection of buy to let insurance, which is another name for landlord insurance. It takes into account the unique risks associated with renting out a property. What tips might be given to both of these types of landlord?

Home Insurance 52

Home Insurance Insurance Insurer Liability 52

Scott Insurance

JANUARY 28, 2022

Risk Management Considerations There are many factors that come into play when considering the environmental conditions that lead to the growth of mold. The primary area where there is opportunity to implement proactive risk management practices is related to moisture.

General Liability 52

General Liability Deductible Liability Property Damage 52

Bankers Insurance

JULY 8, 2024

Basic coverage usually includes reimbursement for trip cancellation, interruption and delay because of illness, bad weather, baggage loss or delay, medical insurance and medical evacuation (in case of illness or injury during travel) and a 24-hour assistance telephone line. For example, insurance for a $2,000 trip may cost $80 to $160.

Workers Compensation 52

Workers Compensation Insurance Insurer Insured 52

Zywave

SEPTEMBER 25, 2024

Organizations need to ensure that they have advanced threat identification and data protection efforts in place to ensure that they don’t fall victim to AI-powered attacks. The algorithms that power AI also come with their own risks, especially when it comes to employment decisions.

General Liability 52

General Liability Workers Compensation Commercial Commercial Property 52

Property Insurance Centre

JANUARY 4, 2024

By understanding these emerging trends, you can better navigate the property insurance landscape and make informed decisions to protect your assets. The impact of weather events and natural disasters has forced the industry to reevaluate risk management strategies and introduce innovative solutions to ensure adequate coverage for insureds.

Property Insurance 52

Property Insurance Commercial Property Liability Premium 52

Hunton Andrews Kurth

OCTOBER 14, 2021

The rate of injuries from e-scooters, e-bikes, and hoverboards continued to trend upward in 2020 and have risen 70% over the past four years. The CPSC press release and expected report highlight the CPSC’s view that micromobility products present a substantial and growing risk. Total Recalls: 17.

Injury 52

Injury Risk Protection 52

Maritime Insurance International

MARCH 3, 2020

That said, the risks that boat owners face are not that different from the risks of owning a car. Given the risks you face, boat insurance can be a wise purchase to help protect your investment. Boating Risks: The Need for Coverage There are many risks associated with owning a boat. Bodily Injury.

Insurance 40

Insurance Insurer Insured Premium 40

Smart Insurance Agents

OCTOBER 15, 2024

The ACA’s individual mandate, which required everyone to have health insurance, was a critical component in maintaining a balanced risk pool and keeping premiums affordable. These states saw continuous health coverage as essential for protecting residents from unexpected medical expenses and maintaining health care system stability.

Insurance 52

Insurance Insurer Insured Premium 52

Cover4LetProperty

AUGUST 23, 2022

Buy to let property insurance (also known as landlord insurance) is cover specifically designed to protect the principal assets of a buy to let business. Insurance is all about the management of risk. And the fact is that those risks are different when you compare let property insurance with regular home insurance.

Insurance 40

Insurance Insurer Insured Property Insurance 40

Distinguished

SEPTEMBER 25, 2024

An increase in construction also means an increase in financial risk. This is why the popularity of Builder’s Risk insurance is growing. Read on to learn more about the coverages, costs, and benefits that make Distinguished’s Builder’s Risk Program ideal for Tennessee’s booming industry. 

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Risk Broker-Agent Insurance Insurer 52