Remove Injury Remove Risk Remove Workers Compensation Insurance
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Insurance Considerations When Expanding Your Business to a New Location

Mark Jackson Insurance Agency

Brick commercial office building by Binyamin Mellish Expanding your business to a new location is an exciting step toward growth, but it also introduces new risks. From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical.

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Understanding the Two Primary Benefits of Workers’ Compensation for Employers

AMAXX

Workerscompensation programs are a cornerstone of workplace safety and risk management. While their primary purpose is to ensure employees receive medical and wage replacement benefits for work-related injuries, they also offer critical advantages to employers.

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Understanding the Impact of Frequency and Severity on Workers’ Compensation Premiums

AMAXX

These metrics are fundamental in determining the experience modification factor (often called “mod”), which ultimately influences the cost an employer will pay for workers’ compensation insurance. Since it doesn’t signal a systemic issue, it has less predictive value in determining future risks.

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Top 6 Insurance Policies Every IT Business in California Should Have

Jackson & Jackson

Running an IT business in California comes with unique risks and challenges. Ensuring your business has the right insurance policies is not just a smart decision—it’s essential for long-term success. General Liability Insurance Even in a digital world, physical risks exist. Don’t leave your business vulnerable.

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What are the most important questions to ask when choosing business insurance?

Protect Commercial Insurance

This approach ensures that you choose a policy that doesn’t just tick boxes but genuinely covers your specific risks and requirements. What are the specific risks associated with your industry? Every industry comes with its own set of risks. Once you’ve outlined the risks, the next step is determining how much coverage you need.

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Identifying and Preventing Provider Fraud in Workers Comp Cases

Risk Management Monitor

Claimant fraud and premium fraud are two of the most well-known types of workers compensation fraud. In these cases, a worker may intentionally fake an injury (claimant fraud) or a business owner may misrepresent their employee headcount or incorrectly classify employees to obtain lower insurance premiums.

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Blog Post: Workers’ Compensation Emerging Issues Analysis: The Changing Workforce and Workplace

LexisNexis

This transformation brings with it new challenges in workforce training, job displacement, and the very definition of what constitutes a compensable injury in an AI-augmented workplace. As Baby Boomers delay retirement, working well into their 60s and 70s, they bring valuable experience but also increased risk of age-related injuries.