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UNDERSTANDING PROPERTY CASUALTY INSURANCE IN NJ

Boyle Agency Insurance

Your home, and personal possessions are covered in the event of a fire, accident or theft. Casualty Insurance provides liability protection in legal matters that may be the result of an accident, caused by you, resulting in injury or damage to another person or person’s property.

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Essential Safety Gear for Motorcyclists: A Guide to Protection on the Road

Mark Jackson Insurance Agency

From helmets to high-top boots, each piece of equipment plays a vital role in protecting riders from the elements and minimizing injuries during accidents. Insurance provides financial protection against damage, theft, and liability, providing you with assistance in case of a covered loss. Contact us today to review your coverage.

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Commercial Insurance and Protection of Business Property

Paragon Independent Insurance Agencies

These events may include property damage, liability claims from work-related injuries, break-ins, or business interruption. Property insurance policies cover damage or loss caused by perils such as fire, vandalism, theft, or natural disasters. This coverage ensures that businesses can recover and continue operations.

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Insurance Considerations for Home-Based Businesses

Mark Jackson Insurance Agency

Commercial liability insurance protects against claims resulting from injuries or damages to people or property during business operations. For a home-based business, this is particularly important, as standard homeowners' policies typically do not cover injuries that occur in the course of business activities.

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Can Both the Contractor and Property Owner Be Named Insureds on a Builder’s Risk Policy?

Distinguished

This covers accidents on the property, like third-party injuries, but not the contractor’s operational errors. It protects against fire, lightning, hail, wind, theft, and vandalism, among other perils. In this case, the owner is covered for the physical damage to the property (e.g., damage to the structure under construction).

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Navigating Commercial Property Insurance: A Guide for New Investors in California

Jackson & Jackson

Key Coverages for California Property Investors Property Damage : Covers damage to your buildings and contents caused by fire, theft, vandalism, and natural disasters. Liability Protection : Protects against claims of property damage or personal injury caused by you or your operations.

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5 Essential Considerations for Insurance When Buying or Investing in Commercial Property

Jackson & Jackson

It covers the physical structure of your building and its contents against fire, theft, and some natural disasters. It protects you from claims arising from accidents or injuries on your property. Make sure to understand the specific perils covered by your policy, as not all natural disasters might be included.