article thumbnail

Business Insurance Basics: Terms Every Owner Should Know

Paragon Independent Insurance Agencies

It covers legal expenses and damages related to accidents, injuries, or negligence claims on your business premises. Whether you face risks like fire, theft, or weather damage, having property insurance ensures you can recover quickly and continue your operations with minimal disruption.

article thumbnail

Top 6 Insurance Policies Every IT Business in California Should Have

Jackson & Jackson

Business property insurance protects your physical assets against risks like fire, theft, or natural disasters. This policy covers damages or injuries caused by your company vehicles, as well as protection against theft, vandalism, and accidents.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Landlord Insurance vs. Standard Home Insurance: Key Differences

Protect Commercial Insurance

Definition and Purpose Standard home insurance is designed for individuals who live in their property, covering both the home and possessions inside it from damage and theft. Its primary aim is to protect the homeowner’s property and personal assets against common risks, such as fire, theft, or inclement weather.

article thumbnail

UNDERSTANDING PROPERTY CASUALTY INSURANCE IN NJ

Boyle Agency Insurance

Your home, and personal possessions are covered in the event of a fire, accident or theft. Casualty Insurance provides liability protection in legal matters that may be the result of an accident, caused by you, resulting in injury or damage to another person or person’s property.

article thumbnail

Essential Safety Gear for Motorcyclists: A Guide to Protection on the Road

Mark Jackson Insurance Agency

From helmets to high-top boots, each piece of equipment plays a vital role in protecting riders from the elements and minimizing injuries during accidents. Insurance provides financial protection against damage, theft, and liability, providing you with assistance in case of a covered loss. Contact us today to review your coverage.

article thumbnail

Commercial Insurance and Protection of Business Property

Paragon Independent Insurance Agencies

These events may include property damage, liability claims from work-related injuries, break-ins, or business interruption. Property insurance policies cover damage or loss caused by perils such as fire, vandalism, theft, or natural disasters. This coverage ensures that businesses can recover and continue operations.

article thumbnail

Insurance Considerations for Home-Based Businesses

Mark Jackson Insurance Agency

Commercial liability insurance protects against claims resulting from injuries or damages to people or property during business operations. For a home-based business, this is particularly important, as standard homeowners' policies typically do not cover injuries that occur in the course of business activities.