article thumbnail

Understanding Classification Rules in Workers’ Compensation

AMAXX

The higher the risk, the higher the workers compensation premium for that classification. These rules are established by rating organizations like the National Council on Compensation Insurance (NCCI) in most states, though some states have their own rating bureaus. Contact: mstack@reduceyourworkerscomp.com. All state laws vary.

article thumbnail

Mistake: Accepting Every Workers’ Compensation Claim

AMAXX

Many companies operate under an unwritten rule: accept every workers compensation claim, no questions asked. A well-managed workers compensation program should pay 100% of legitimate claimsand 0% of the claims that arent. Claims Reporting Policy : Require employees to report injuries within a specific timeframe (e.g.,

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

How Fear Impacts Workers’ Compensation Claims (and What to Do About It)

AMAXX

By understanding the role fear plays in workers compensation claims, employers can implement strategies to foster trust, improve outcomes, and reduce costs. The Link Between Fear and Litigation Studies have consistently identified fear as a major driver of workers compensation litigation.

article thumbnail

Amazon Worker Injured Due to Repetitive Tasks Loses Workers’ Compensation Bid

Insurance Journal

An Amazon distribution center worker in Virginia whose job entailed repetitive lifting and stowing of items every day and who suffered rotator cuff tears has been denied workerscompensation benefits because she failed to prove her injury resulted from an …

article thumbnail

Injured While ‘Simply Walking’ Not Covered by Workers’ Compensation

Insurance Journal

Not all accidents are compensable merely because they happen at work, the Virginia WorkersCompensation Commission (WCC) reminded in denying workerscompensation benefits to a school bus driver for an injury that happened while he was simply walking from his …

article thumbnail

Travelers: Costliest Claims Driven by Most Common Workplace Accidents

Insurance Journal

million workers compensation claims reveals the costliest claims are driven by the most common workplace accidents, according to Travelers 2024 Injury Impact Report. The data also shows first-year employees are still among those most vulnerable to injury. Analysis of 1.2

article thumbnail

The Case for Injury Duration Guidelines in Modern Workers’ Comp Programs

AMAXX

One of the most effective tools in this endeavor is the use of Injury Duration Guidelines. What Are Injury Duration Guidelines? Injury Duration Guidelines provide evidence-based timelines for recovery from workplace injuries and illnesses. Why Do Injury Duration Guidelines Matter?