Distinguished

MARCH 20, 2025

From devastating floods to slip-and-fall lawsuits, insuring apartment buildings is no simple task. And with rising property values, more frequent catastrophic weather events, and emerging risks like habitability claims, its never been more critical to help your clients navigate their insurance options.

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Building Protection Damage Liability 52

Distinguished

SEPTEMBER 25, 2024

Job sites that are under construction are prone to things like fire, theft, and vandalism. All of which can cost their property or business owners millions of dollars in losses without adequate insurance coverage. This is why the popularity of Builder’s Risk insurance is growing. This is where Builder’s Risk becomes essential.

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Risk Broker-Agent Insured Insurance 52

Distinguished

OCTOBER 15, 2024

Builder’s Risk Insurance covers property during the course of construction, whether it’s a new build or renovation. One common question is whether the contractor and the property owner can be named insureds on the same Builder’s Risk policy. It protects against fire, lightning, hail, wind, theft, and vandalism, among other perils.

Policy 52

Policy Risk Broker-Agent Liability 52

Distinguished

JULY 29, 2024

A client’s fine art collection may represent their treasured possessions or important investments and requires specialized insurance to protect against losses caused by water, fire, vandalism, theft, transit, and natural disasters. Types of Valuations Insurance policies can be written on an agreed value/scheduled or blanket basis.

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Broker-Agent Insured Insurance Insurer 52

Distinguished

SEPTEMBER 17, 2024

We sat down with Distinguished’s Builder’s Risk insurance expert, Susan DeCarlo, to discuss common factors that can lead to declinations in our program, how to avoid them, and key risk considerations. We can consider weather related claims, but claims of theft, vandalism, and fire, for example, would be an automatic decline.

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Risk Broker-Agent Deductible Insured 52

Distinguished

JULY 22, 2024

Theft, damage during transport, or accidental breakage can devastate a collection that has taken years to assemble. Unfortunately, these unique risks are rarely appropriately covered by standard homeowner insurance policies. Does Homeowners Insurance Typically Cover Art or Collectibles? What is Collectibles Insurance?

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Insured Insurance Insurer Policy 52

Distinguished

AUGUST 26, 2024

Under-construction buildings can be prone to fire, vandalism, and theft, which can end up costing their backers and owners millions. For this reason, the need for comprehensive Builder’s Risk Insurance solutions is growing. What Perils Does Distinguished’s Builder’s Risk Insurance Cover?

Risk 52

Risk Broker-Agent Insured Insurance 52

Distinguished

DECEMBER 2, 2024

Our Fine Art and Collectibles Program offers public art insurance that is designed to safeguard these cultural treasures, ensuring they can continue to inspire and engage for generations to come. What is Public Art Insurance? Why Choose Specialized Public Art Insurance? What Does Public Art Insurance Cover?

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Deductible Broker-Agent Insured Insurance 52

Distinguished

AUGUST 5, 2024

However, if your clients have been lucky enough to come across a rare Illustrator Pikachu Card ( worth over $550,000 ) or a vintage Boba Fett toy ( worth over $500,000 ), they’re going to need an insurance policy that properly covers them. What Kinds of Toys Can Be Insured? How Do You Insure a Toy Collection?

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Broker Insured Insurance Insurer 52

Protect Commercial Insurance

OCTOBER 25, 2024

Introduction When it comes to safeguarding your business, selecting the right insurance policy is crucial. Let’s explore the pivotal questions to ask when choosing your business insurance coverage. By recognising these risks, you root your insurance decisions in the real needs of your business.

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Business Insurance Liability Insurance Liability Policy 52

Distinguished

SEPTEMBER 10, 2024

From hurricanes on the Gulf Coast to rapid urban development in cities like Birmingham and Huntsville, the need for comprehensive Builder’s Risk Insurance has never been more critical. Distinguished’s Builder’s Risk program insures a variety of the most common construction projects.

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Risk General Liability Broker-Agent Insured 52

Distinguished

DECEMBER 16, 2024

Protecting these assets in the state requires specialized insurance solutions considering earthquake and wildfire risks. Our program provides all-risk worldwide coverage for direct physical damage like fire and theft of personal collections of any size.

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Protection Broker-Agent Inland Marine Underwriting 52

Distinguished

OCTOBER 30, 2024

Builder’s Risk insurance is critical for residential and commercial construction projects, as it covers the property during construction or renovation. Commercial construction can also involve higher total insurable value (TIV) and more complex coverage needs.

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Commercial Risk Broker-Agent Building 52

Distinguished

JANUARY 7, 2025

The scale and value of museum collections, corporate collections, and holdings of high-net-worth individuals demand insurance solutions capable of meeting high-value requirements. If you have any questions about our Fine Art and Collectibles Insurance Program or the application process, please dont hesitate to reach out.

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Broker-Agent Inland Marine Damage Broker 52