Protect Commercial Insurance

APRIL 11, 2025

Navigating the world of insurance can feel overwhelming, especially when it comes to understanding commercial property insurance. This friendly guide will walk you through the essentials of commercial property insurance, helping you protect your business premises and assets with confidence. What is Commercial Property Insurance?

Commercial Property 52

Commercial Property Property Insurance Commercial Insurer 52

Distinguished

APRIL 9, 2025

A Managing General Agent (MGA) is a specialized type of insurance intermediary that has underwriting authority granted by an insurer. Unlike agents or brokers, MGAs can bind coverage, price policies, and handle claims they essentially act as an extension of an insurer. How do MGAs Differ From Insurance Brokers?

Agents 52

Agents Broker-Agent Broker Underwriter 52

Distinguished

JANUARY 22, 2025

Insurance coverage in any particular case will depend on the policy in effect and its governing terms, conditions, exclusions and the facts of each situation. Insurance coverage may not be available in every jurisdiction. Please refer to the policy forms for specific coverage details.

Policy 52

Policy Broker-Agent Inland Marine Liability 52

Distinguished

FEBRUARY 11, 2025

NEW YORK — Distinguished Programs (Distinguished), a leading insurance program administrator, has partnered with Johnsonese Brokerage LLC (Johnsonese) as the preferred insurance provider for New Music Chicago (NMC). Johnson, owner of Johnsonese. View a full list of our programs and submit business with Distinguished.

Broker-Agent 52

Broker-Agent Inland Marine Insurer Insured 52

Distinguished

MARCH 20, 2025

From devastating floods to slip-and-fall lawsuits, insuring apartment buildings is no simple task. And with rising property values, more frequent catastrophic weather events, and emerging risks like habitability claims, its never been more critical to help your clients navigate their insurance options.

Building 52

Building Protection Damage Liability 52

Distinguished

AUGUST 19, 2024

At Distinguished, we understand the unique insurance needs of community associations. That’s why we have a team of experts dedicated to providing insurance solutions for HOAs, condos, and other types of community associations. Learn more about our community associations insurance products on our website.

Broker-Agent 52

Broker-Agent Inland Marine Broker Insurer 52

Distinguished

SEPTEMBER 17, 2024

NEW YORK – Distinguished Programs (“Distinguished”), a leading national insurance program manager, has announced the addition of a Contract Surety program, led by Trevor Hash. Distinguished has executed a program management agreement with American Surety, a wholly owned subsidiary of Core Specialty Insurance Holdings, Inc.

Inland Marine 52

Inland Marine Broker-Agent Underwriter Underwriting 52

Distinguished

DECEMBER 19, 2024

NEW YORK — Distinguished Programs, a leading national insurance program manager, has extended its Fine Art & Collectibles insurance program to California. The program offers full limits, including earthquake coverage with capacity up to $125 million for single risks.

Broker-Agent 52

Broker-Agent Inland Marine Broker Insurer 52

Distinguished

JULY 8, 2024

Ready to boost your expertise in Hotel Primary Insurance? If you missed our recent 30-minute webinar, “Hotel Primary Insurance: A Check-In to Success for Insurance Brokers,” don’t worry. Hear from industry experts as they discuss critical differences in Hotel Primary policies and key risks to consider.

Insurance Broker 52

Insurance Broker Broker Broker-Agent Insurer 52

Distinguished

DECEMBER 17, 2024

About Distinguished Programs Distinguished Programs is a leading national insurance Program Manager providing specialized insurance programs to brokers and agents with specific expertise in Fine Art and Collectibles, Environmental and Construction Professional, Executive Lines, Inland Marine, Real Estate & Builder’s Risk, Community Associations, (..)

Broker-Agent 52

Broker-Agent Inland Marine Broker Agents 52

Distinguished

OCTOBER 1, 2024

If you missed our recent webinar, “Fine Art & Collectibles Insurance: Q&A for Brokers,” don’t worry. Get the Fine Art & Collectibles Insurance session handouts here: + Transcript & FAQ + Video Recording + Slides Below are some of the insightful questions from attendees during our session.

Broker 52

Broker Broker-Agent Inland Marine Insurer 52

Distinguished

AUGUST 27, 2024

NEW YORK – Distinguished Programs (“Distinguished”), a national insurance program manager , is pleased to announce the appointment of Ashley Mehyo as Vice President of Claims for its Fine Art and Collectibles program.

Claim 52

Claim Broker-Agent Inland Marine Commercial Property 52

Distinguished

NOVEMBER 4, 2024

NEW YORK – Distinguished Programs, a national insurance program manager, has announced the appointment of Darryl Proniuk as Vice President, National Agency Sales for its Fine Art and Collectibles program. He has a Bachelor of Commerce degree with dual specializations in sales and marketing from Queen’s University in Ontario, Canada.

Broker-Agent 52

Broker-Agent Inland Marine Broker Agents 52

Distinguished

OCTOBER 15, 2024

Builder’s Risk Insurance covers property during the course of construction, whether it’s a new build or renovation. One common question is whether the contractor and the property owner can be named insureds on the same Builder’s Risk policy. In this case, the owner is covered for the physical damage to the property (e.g.,

Policy 52

Policy Risk Broker-Agent Liability 52

Distinguished

JULY 29, 2024

A client’s fine art collection may represent their treasured possessions or important investments and requires specialized insurance to protect against losses caused by water, fire, vandalism, theft, transit, and natural disasters. Types of Valuations Insurance policies can be written on an agreed value/scheduled or blanket basis.

Broker-Agent 52

Broker-Agent Insurer Insured Insurance 52

Distinguished

DECEMBER 4, 2024

NEW YORK – Distinguished Programs, a leading insurance program manager, has announced an increase in its Fine Art & Collectibles program capacity to $125 million for single risks in the United States, effective now.

Broker-Agent 52

Broker-Agent Inland Marine Broker Risk 52

Distinguished

AUGUST 7, 2024

NEW YORK — Distinguished Programs (“Distinguished”), a leading national insurance program manager, has introduced new sustainability-focused initiatives within its Fine Art and Collectibles program , effective immediately. These initiatives reflect Distinguished’s commitment to environmental stewardship in the industry.

Broker-Agent 52

Broker-Agent Inland Marine Broker Agents 52

Distinguished

OCTOBER 9, 2024

New York – Distinguished Programs (“Distinguished”), a national insurance program manager, announced an expanded partnership with Berkley Program Specialists (“BPS”), a leading provider in the industry, to underwrite its Community Associations Crime and D&O products. Starting Jan. Starting Jan. Berkley Corporation.

Crime 52

Crime Broker-Agent Inland Marine Broker 52

Distinguished

DECEMBER 2, 2024

Our Fine Art and Collectibles Program offers public art insurance that is designed to safeguard these cultural treasures, ensuring they can continue to inspire and engage for generations to come. What is Public Art Insurance? Why Choose Specialized Public Art Insurance? What Does Public Art Insurance Cover?

Deductible 52

Deductible Broker-Agent Insurer Insured 52

Distinguished

JULY 22, 2024

Unfortunately, these unique risks are rarely appropriately covered by standard homeowner insurance policies. In this guide, we’ll explore the world of collectibles insurance: what it covers, how it differs from standard homeowners policies, and why it’s essential for serious collectors. What is Collectibles Insurance?

Insurer 52

Insurer Insured Insurance Policy 52

Distinguished

SEPTEMBER 17, 2024

We sat down with Distinguished’s Builder’s Risk insurance expert, Susan DeCarlo, to discuss common factors that can lead to declinations in our program, how to avoid them, and key risk considerations. We had an insured recently where we were at the max 24 months when the broker requested a three-month extension.

Risk 52

Risk Broker-Agent Deductible Insurer 52

Distinguished

JANUARY 10, 2025

Youve submitted an application for City Insurance or New York Brick & Brownstone coverage through the Broker Connect portal now youre ready to bind a quote. Step 2: Search for insured Enter the insured’s name into the search bar at the top of the page and press Enter. So, whats next?

Broker 52

Broker Broker-Agent Inland Marine Policy 52

Distinguished

SEPTEMBER 25, 2024

All of which can cost their property or business owners millions of dollars in losses without adequate insurance coverage. This is why the popularity of Builder’s Risk insurance is growing. What Risks Does Distinguished’s Builder’s Risk Insurance Protect Against? This is where Builder’s Risk becomes essential.

Risk 52

Risk Broker-Agent Insurer Insured 52

Distinguished

AUGUST 12, 2024

However, with growth comes risk, and that’s where Builder’s Risk insurance plays a critical role. Whether your clients are embarking on a new construction project, renovating an existing structure, or making betterments to a property, the importance of having the right insurance coverage can’t be overstated.

Risk 52

Risk Broker-Agent Insurer Insured 52

Distinguished

OCTOBER 31, 2024

What you should share with the insurance company to help save on cost without compromising coverage. Notify your insurer and broker as soon as possible, detailing how, when, and where the loss occurred and what property may be damaged. Consult your insurance broker for clarity on the specifics and potential additional coverage options.

Protection 52

Protection Broker-Agent Inland Marine Broker 52

Distinguished

SEPTEMBER 10, 2024

From hurricanes on the Gulf Coast to rapid urban development in cities like Birmingham and Huntsville, the need for comprehensive Builder’s Risk Insurance has never been more critical. Distinguished’s Builder’s Risk program insures a variety of the most common construction projects.

Risk 52

Risk General Liability Broker-Agent Insurer 52

Distinguished

AUGUST 26, 2024

For this reason, the need for comprehensive Builder’s Risk Insurance solutions is growing. What Perils Does Distinguished’s Builder’s Risk Insurance Cover? Who Needs to be Insured by a Builder’s Risk Policy? However, all relevant parties should be named as insureds. 

Risk 52

Risk Broker-Agent Insurer Insured 52

Distinguished

AUGUST 5, 2024

However, if your clients have been lucky enough to come across a rare Illustrator Pikachu Card ( worth over $550,000 ) or a vintage Boba Fett toy ( worth over $500,000 ), they’re going to need an insurance policy that properly covers them. What Kinds of Toys Can Be Insured? How Do You Insure a Toy Collection?

Broker 52

Broker Insurer Insured Insurance 52

Distinguished

DECEMBER 16, 2024

Protecting these assets in the state requires specialized insurance solutions considering earthquake and wildfire risks. Additionally, Californias homeowners insurance market has become quite challenging, with significant collections absorbing much of those policies capacity.

Protection 52

Protection Broker-Agent Inland Marine Underwriter 52

Protect Commercial Insurance

OCTOBER 25, 2024

Introduction When it comes to safeguarding your business, selecting the right insurance policy is crucial. Let’s explore the pivotal questions to ask when choosing your business insurance coverage. By recognising these risks, you root your insurance decisions in the real needs of your business.

Business Insurance 52

Business Insurance Liability Insurance Liability Policy 52

Distinguished

OCTOBER 30, 2024

Builder’s Risk insurance is critical for residential and commercial construction projects, as it covers the property during construction or renovation. Commercial construction can also involve higher total insurable value (TIV) and more complex coverage needs.

Commercial 52

Commercial Risk Broker-Agent Building 52

Distinguished

JANUARY 7, 2025

The scale and value of museum collections, corporate collections, and holdings of high-net-worth individuals demand insurance solutions capable of meeting high-value requirements. If you have any questions about our Fine Art and Collectibles Insurance Program or the application process, please dont hesitate to reach out.

Broker-Agent 52

Broker-Agent Inland Marine Damage Broker 52

Distinguished

OCTOBER 1, 2024

Partner with Distinguished for Your Collector Clients  At Distinguished Programs, we specialize in serving the insurance needs of fine art and collectibles clients. Please include all relevant details and documents with your application, including a schedule of insured items, security measures, valuations, and a list of covered locations. 

Broker-Agent 52

Broker-Agent Inland Marine Broker Damage 52

Distinguished

NOVEMBER 7, 2024

The surety is entitled to recover any losses incurred from the principal, emphasizing surety bonds as instruments of credit rather than insurance. The Surety : A third party, often an insurance company, that provides the surety bond, guaranteeing the principal’s performance to the obligee.

Claim 52

Claim Compensation Risk Broker-Agent 52

Distinguished

OCTOBER 24, 2024

General Liability, Umbrella Insurance Doesn’t Apply to Copyright Infringement At Distinguished Programs, we stress the need to discuss this exposure with your clients and reiterate that they will not be protected in a lawsuit.

License 52

License Broker-Agent General Liability Commercial General Liability 52

Distinguished

JANUARY 28, 2025

NEW YORK — Distinguished Programs (Distinguished), a leading national insurance program manager, proudly announces new primary offerings within its Executive Lines business for Private and Non-Profit organizations. Distinguished Executive Lines is supported by Covington Specialty Insurance Company, a subsidiary of RSUI Group, Inc.

Broker-Agent 52

Broker-Agent Inland Marine Liability Broker 52

Distinguished

JANUARY 28, 2025

This is why making sure executives are backed by comprehensive management liability insurance is so important. As a wholesale broker, understanding the intricacies of management liability insurance is essential to effectively guide your agents and clients through the process of securing the right coverage for their unique needs.

Liability Insurance 52

Liability Insurance Liability Broker-Agent Insurer 52