Distinguished

MARCH 20, 2025

Crime insurance : Protects against financial losses caused by theft, burglary, or employee dishonesty, covering stolen money, securities, or property. These include $1 million in personal liability, coverage for personal contents, inland marine for scheduled valuables, and additional living expenses.

Building 52

Building Protection Damage Liability 52

Distinguished

DECEMBER 16, 2024

Our program provides all-risk worldwide coverage for direct physical damage like fire and theft of personal collections of any size. We cover everything from fine art (paintings and sculptures) to silver, porcelain, glassware, trading cards , video games , sneaker collections, couture , comic books , and more.

Protection 52

Protection Broker-Agent Inland Marine Underwriter 52

Distinguished

OCTOBER 30, 2024

While Builder’s Risk policies for both types of projects offer similar coverage, such as insuring for damage to the structure from fire, theft, and other covered perils, there are important distinctions between residential and commercial coverage.

Commercial 52

Commercial Risk Broker-Agent Building 52

Distinguished

OCTOBER 15, 2024

It protects against fire, lightning, hail, wind, theft, and vandalism, among other perils. Distinguished’s Builder’s Risk Policy Our Builder’s Risk policy covers building costs, foundations, onsite materials, off-site materials in transit, fixtures, equipment, and temporary structures like scaffolding.

Policy 52

Policy Risk Broker-Agent Liability 52

Distinguished

JANUARY 7, 2025

The Fine Art & Collectibles program can cover items for a loss caused by a wide range of events and perils, such as accidental breakage and damage, including during transit; water damage; theft, vandalism and malicious mischief; fire and smoke; and natural disasters.

Broker-Agent 52

Broker-Agent Inland Marine Damage Broker 52

Distinguished

SEPTEMBER 25, 2024

Job sites that are under construction are prone to things like fire, theft, and vandalism. Theft : Covers the cost of replacing covered items that were stolen from the job site. Equipment : Covers damages to or theft of equipment used on the job site. An increase in construction also means an increase in financial risk.

Risk 52

Risk Broker-Agent Insurance Insured 52

Distinguished

JULY 29, 2024

A client’s fine art collection may represent their treasured possessions or important investments and requires specialized insurance to protect against losses caused by water, fire, vandalism, theft, transit, and natural disasters. Property and Liability products are distributed through a national network of agents and brokers.

Broker-Agent 52

Broker-Agent Insurance Insured Insurer 52

Distinguished

SEPTEMBER 17, 2024

We can consider weather related claims, but claims of theft, vandalism, and fire, for example, would be an automatic decline. If we are comfortable with our exposure, we may consider increasing the AOP deductible and the theft deductible , depending on the underwriting analysis. And in those cases, it would be a declination.

Risk 52

Risk Broker-Agent Deductible Insurance 52

Distinguished

AUGUST 26, 2024

Under-construction buildings can be prone to fire, vandalism, and theft, which can end up costing their backers and owners millions. Whether it’s the work going into revitalizing downtown Detroit or the soaring costs of home prices across the Wolverine State, a lot of time, money, and thought is going into construction work across the state.

Risk 52

Risk Broker-Agent Insurance Insured 52

Distinguished

JULY 22, 2024

Theft, damage during transport, or accidental breakage can devastate a collection that has taken years to assemble. It also provides more comprehensive protection against a wide range of common risks, including accidental damage, theft, loss, and damage during transit.

Insurance 52

Insurance Insured Insurer Policy 52

Distinguished

DECEMBER 2, 2024

At Distinguished, our public art insurance covers theft and incidental damage to the fine art and collectibles entrusted to the public institution. This is vital because it guarantees clear, reliable coverage for all parties involved, particularly when valuable pieces are subject to specific lending terms.

Deductible 52

Deductible Broker-Agent Insurance Insurer 52

Protect Commercial Insurance

OCTOBER 25, 2024

Think about the everyday operations of your business: – Are there physical locations that require protection from natural disasters or theft? – Property Insurance : Protects physical assets from perils like fire, theft, and vandalism. – Inland Marine Insurance for transporting equipment and goods.

Business Insurance 52

Business Insurance Liability Insurance Liability Policy 52

Distinguished

AUGUST 5, 2024

The top risks to toys, much like other collectibles, are theft, disappearance in transit, and accidental damage. Theft : Provides financial protection should a toy get stolen on the road or from a covered location. For all of these reasons, a specialized collectibles policy is the smarter choice for more serious collectors. 

Broker 52

Broker Insurance Insurer Insured 52

Distinguished

SEPTEMBER 10, 2024

This includes damages that arise from: Fires Theft Vandalism Weather events We are also proud to offer coverages beyond property damage for buildings, temporary structures, and building materials. Our program also offers your clients general liability insurance, which can help cover legal costs that can occur on work sites. 

Risk 52

Risk General Liability Broker-Agent Insurance 52