Inland Marine Policy Protection 
Distinguished
OCTOBER 31, 2024
How to Mitigate Risks Proactively Protect people first, property second. Take all reasonable steps to protect yourself from further damage. Review Your Insurance Coverage – Take the time to examine your liability insurance policy to confirm that it includes volunteer coverage. Strategies for keeping people safe?
Distinguished
OCTOBER 15, 2024
One common question is whether the contractor and the property owner can be named insureds on the same Builder’s Risk policy. The answer lies in both parties’ financial interest in the property and how that impacts the insurance policy’s structure. Property owners may also choose to add Premises Liability coverage to the policy.
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Distinguished
DECEMBER 2, 2024
At Distinguished, we understand that protecting public art requires specialized coverage tailored to its unique exposures. Public art insurance is a specialized insurance policy designed to provide coverage to all artwork or valuable collectibles owned or loaned to a public institution. Why Choose Specialized Public Art Insurance?
Distinguished
OCTOBER 30, 2024
While Builder’s Risk policies for both types of projects offer similar coverage, such as insuring for damage to the structure from fire, theft, and other covered perils, there are important distinctions between residential and commercial coverage. We offer 3-, 6-, 9-, or 12-month policies, with extensions available upon review.
Protect Commercial Insurance
OCTOBER 25, 2024
Introduction When it comes to safeguarding your business, selecting the right insurance policy is crucial. It can be quite a daunting task with so many options out there, and understanding each policy’s intricacies is essential for your peace of mind and financial wellbeing. Every industry comes with its own set of risks.
Distinguished
JULY 22, 2024
Unfortunately, these unique risks are rarely appropriately covered by standard homeowner insurance policies. Avid collectors who rely on their homeowner’s policy are likely to encounter low coverage limits — if their collectibles are covered at all. For most, this will mean a collectibles policy.
Distinguished
OCTOBER 9, 2024
The precise coverage afforded by any insurer is subject to the actual terms and conditions of the policies as issued. Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds. Berkley Corporation through licensed surplus lines brokers.
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