Distinguished

JULY 29, 2024

A client’s fine art collection may represent their treasured possessions or important investments and requires specialized insurance to protect against losses caused by water, fire, vandalism, theft, transit, and natural disasters. Types of Valuations Insurance policies can be written on an agreed value/scheduled or blanket basis.

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Distinguished

SEPTEMBER 25, 2024

What Risks Does Distinguished’s Builder’s Risk Insurance Protect Against? Different Builder’s Risk insurance policies vary from one insurance carrier to another.  Distinguished offers protection against: Acts of God : Such as weather events that are beyond human control. Naturally, they must be named on the policy.

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Distinguished

OCTOBER 9, 2024

The precise coverage afforded by any insurer is subject to the actual terms and conditions of the policies as issued. Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds. Berkley Corporation through licensed surplus lines brokers.

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Distinguished

AUGUST 26, 2024

This means complete property protection in the event of damages from: Extreme weather events Vandalism Theft Fire Beyond property damage, Distinguished also offers coverages for: General liability Soft costs Mold and fungus Off-site materials in transit How Much Does Builder’s Risk Cost in Michigan?

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Distinguished

JANUARY 7, 2025

Protecting Valuables Against Direct Physical Damage We can provide coverage for common collectibles , including but not limited to fine art, sports memorabilia, entertainment memorabilia, wine and spirits, antiques and antique furniture, stamps, comics, books and manuscripts, coins, glass, and pottery.

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Distinguished

AUGUST 5, 2024

However, if your clients have been lucky enough to come across a rare Illustrator Pikachu Card ( worth over $550,000 ) or a vintage Boba Fett toy ( worth over $500,000 ), they’re going to need an insurance policy that properly covers them. This means a specialized collectibles policy. How Do You Insure a Toy Collection?

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Distinguished

AUGUST 12, 2024

We’ll explore the wide range of projects covered, from single-family homes to commercial buildings, and examine the comprehensive coverages that protect your clients’ investments. Distinguished’s Builder’s Risk Insurance policies are customized based on the needs and situations of your clients.

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Distinguished

SEPTEMBER 17, 2024

For example, this has been ongoing since COVID but continues to have an impact – labor and product supply, and how that impacts whether we can extend a policy depending on the circumstances. Our max policy term is 24 months total, meaning the 24 months includes the initial policy term plus all extensions.

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Distinguished

OCTOBER 1, 2024

A: We are currently available for commercial policies in California, but we do expect to have approval for personal collections very soon. Get the Fine Art & Collectibles Insurance session handouts here: + Transcript & FAQ + Video Recording + Slides Below are some of the insightful questions from attendees during our session.

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Distinguished

SEPTEMBER 10, 2024

We’ll outline the projects we cover and risks we address, equipping you to protect your clients’ investments in Alabama’s expanding construction market. Who Needs to be Insured by a Builder’s Risk Policy in Alabama? Cost of the project : The larger the project’s TIV, the more expensive a policy will be.  

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Distinguished

OCTOBER 1, 2024

Protecting them requires special storage facilities with key characteristics. Register your agency with us to get your clients access to our exclusive private collections policies (if you haven’t done so already). Climate Control Is Critical One of the critical characteristics of specialty warehousing facilities is climate control.

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Distinguished

NOVEMBER 7, 2024

The Obligee : Usually the project owner or developer requiring the bond as a form of financial protection against the principal’s non-performance. Performance Bonds: Guarantee the completion of a project according to contractual terms, protecting the owner against losses from contractor default.

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Distinguished

OCTOBER 24, 2024

General Liability, Umbrella Insurance Doesn’t Apply to Copyright Infringement At Distinguished Programs, we stress the need to discuss this exposure with your clients and reiterate that they will not be protected in a lawsuit. Property and Liability products are distributed through a national network of agents and brokers.

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