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SEPTEMBER 17, 2024

If we are comfortable with our exposure, we may consider increasing the AOP deductible and the theft deductible , depending on the underwriting analysis. Are there any emerging trends in the construction industry that are impacting builder’s risk underwriting? We bound the policy for a six-month term, and the premium was $1,300.

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AUGUST 26, 2024

However, a general rule of thumb for Builder’s Risk is to expect a policy to cost anywhere from 1-5% of the total project cost. Who Needs to be Insured by a Builder’s Risk Policy? Developers : In larger commercial projects, developers need to be included on the policy. Access our online Broker Portal.

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AUGUST 12, 2024

Our Builder’s Risk policies come standard with all of the most important coverages your clients will need to protect their under-construction properties.  Distinguished’s Builder’s Risk Insurance policies are customized based on the needs and situations of your clients. How Much Does Builder’s Risk Cost in Georgia?

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JULY 22, 2024

Unfortunately, these unique risks are rarely appropriately covered by standard homeowner insurance policies. Avid collectors who rely on their homeowner’s policy are likely to encounter low coverage limits — if their collectibles are covered at all. For most, this will mean a collectibles policy.

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AUGUST 5, 2024

However, if your clients have been lucky enough to come across a rare Illustrator Pikachu Card ( worth over $550,000 ) or a vintage Boba Fett toy ( worth over $500,000 ), they’re going to need an insurance policy that properly covers them. This means a specialized collectibles policy. How Do You Insure a Toy Collection?

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DECEMBER 2, 2024

Public art insurance is a specialized insurance policy designed to provide coverage to all artwork or valuable collectibles owned or loaned to a public institution.  For instance, a city could take out a public art insurance policy that would cover any artwork, historical artifacts, or even outdoor sculptures owned by that city.

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SEPTEMBER 10, 2024

Who Needs to be Insured by a Builder’s Risk Policy in Alabama? For a Builder’s Risk policy anywhere in the United States, it’s important everyone with a financial stake in the project be named in the policy. Cost of the project : The larger the project’s TIV, the more expensive a policy will be.  

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SEPTEMBER 25, 2024

Different Builder’s Risk insurance policies vary from one insurance carrier to another.  Typically speaking, Builder’s Risk policies will cost anywhere from 1-5% of the total project cost. Who Should be Named in a Builder’s Risk Policy? Naturally, they must be named on the policy.

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OCTOBER 1, 2024

Our team combines deep expertise across collection categories with flexibility in underwriting and customizing coverage.   Register your agency with us to get your clients access to our exclusive private collections policies (if you haven’t done so already).

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NOVEMBER 7, 2024

The surety’s role is complex, as it must diligently assess the risks associated with underwriting bonds. The risk transfer is essentially from the insured to the insurer, with no expectation of reimbursement from the insured for claims paid out, except in cases of fraud or violation of policy terms.

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JANUARY 28, 2025

Having a comprehensive management liability insurance policy in place can help attract and retain board members who might otherwise be hesitant to take on such roles. Innovative coverage solutions : Our underwriters excel at creating customized coverage solutions that address each client’s specific risks and exposures.

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