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Protecting Fine Art, Collectibles in California

Distinguished

Protecting these assets in the state requires specialized insurance solutions considering earthquake and wildfire risks. Our program provides all-risk worldwide coverage for direct physical damage like fire and theft of personal collections of any size. View a full list of our programs and submit business with Distinguished.

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Builder’s Risk Insurance in Tennessee: A Broker’s Guide 

Distinguished

Job sites that are under construction are prone to things like fire, theft, and vandalism. What Risks Does Distinguished’s Builder’s Risk Insurance Protect Against? Distinguished offers protection against: Acts of God : Such as weather events that are beyond human control. Naturally, they must be named on the policy.

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Does Builder’s Risk Coverage Differ for Residential vs. Commercial Construction Projects?

Distinguished

While Builder’s Risk policies for both types of projects offer similar coverage, such as insuring for damage to the structure from fire, theft, and other covered perils, there are important distinctions between residential and commercial coverage. We also cover soft costs up to 10% of the total project value.

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Can Both the Contractor and Property Owner Be Named Insureds on a Builder’s Risk Policy?

Distinguished

It protects against fire, lightning, hail, wind, theft, and vandalism, among other perils. In addition to physical damage or loss, a policy can be designed to reimburse an insured for taking protective measures resulting from the damage, such as debris removal and pollutant cleanup.

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High-Capacity Limits Address Collections of Museums, Corporate Clients, and High-Net-Worth Individuals

Distinguished

Protecting Valuables Against Direct Physical Damage We can provide coverage for common collectibles , including but not limited to fine art, sports memorabilia, entertainment memorabilia, wine and spirits, antiques and antique furniture, stamps, comics, books and manuscripts, coins, glass, and pottery.

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Does Homeowners Insurance Cover Collectibles? 

Distinguished

Theft, damage during transport, or accidental breakage can devastate a collection that has taken years to assemble. Designed specifically for the needs of collectors, this specialized coverage offers protection tailored to the high values and distinct risks associated with collectible items. What is Collectibles Insurance?

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Public Art Insurance: Safeguarding Publicly Owned Art and Collectibles 

Distinguished

At Distinguished, we understand that protecting public art requires specialized coverage tailored to its unique exposures. Specialized public art insurance meets these needs by offering terms familiar to lenders, ensuring comprehensive protection and peace of mind for institutions and their financial partners.