Remove Insurance Agency Remove Insurance Carrier Remove Insurance Policy
article thumbnail

Did You Know You Can Change Your Insurance Carrier at ANY Time?

Wren Insurance Agency

When it comes to home and auto insurance - with very few exceptions - did you know that you can change your insurance carrier at any time? Citizens - the State-backed home insurer is one of the only exceptions to this. Citizens - the State-backed home insurer is one of the only exceptions to this.

article thumbnail

How Home Renovations Can Affect Your Homeowners Insurance Policy

TGS

TGS Insurance ยป Blog Do You Need to Tell Your Homeowners Insurance About Home Renovations? When taking on new home renovations, your homeowners insurance policy might not be the first thing on your mind. However, for many home renovation projects, you will need to inform your insurance agent.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Why Insurance Companies Won't Write Policies Before Named Storms

Wren Insurance Agency

Now that we are in the thick of the official hurricane season here in Florida, you may have noticed - if you recently tried to bind a new home insurance policy - that most carriers will stop writing up to a week or two prior to a named storm possibly impacting the state. That annual cap is 14% for 2024 and 15% for 2025.

Policy 84
article thumbnail

How Can I Get Homeowners Insurance After Non Renewal?

TGS

Receiving the news that you canโ€™t just automatically renew your home insurance policy can be shocking and stressful. Unlike a policy cancellation, which can happen at any time, a non renewal can only occur at the end of your contract each year, when your policy is up for renewal. Shop for a new policy with other carriers.

article thumbnail

Benefits of an Independent Insurance Agent for Your Personal Insurance Needs

TGS

TGS Insurance ยป Blog Captive vs Independent Insurance Agency: Whatโ€™s the Difference? In order to understand the benefits of using an independent insurance agent, itโ€™s essential to recognize what sets them apart. Insurance agencies can be sorted into two categories: captive and independent.

article thumbnail

Replacement Cost Value vs. Actual Cash Value When it Comes to Home Insurance

Wren Insurance Agency

At Wren, because we are protection minded, we always quote our home insurance policies using Replacement Cost Value (also known as RCV) on contents, versus Actual Cash Value (ACV). RCV is equal to the amount it would take to replace your contents at today's prices. As you can imagine, most items in your home lose value over time.

article thumbnail

How to Read Homeowners Insurance Quotes

TGS

TGS Insurance ยป Blog What Is a Homeowners Insurance Quote? A homeowners insurance quote is the proposed amount that you would pay an insurance carrier to cover your home. The quote will be based on many factors, including your homeโ€™s age, building features, location and size, as well as your insurance score.