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Benefits of an Independent Insurance Agent for Your Personal Insurance Needs

TGS

TGS Insurance » Blog Captive vs Independent Insurance Agency: What’s the Difference? In order to understand the benefits of using an independent insurance agent, it’s essential to recognize what sets them apart. Insurance agencies can be sorted into two categories: captive and independent.

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What to Do After a Car Accident: A Step-by-Step Guide

TGS

Plus, having a police report on file can help you later when dealing with insurance claims. A police report can be an invaluable piece of documentation when sorting out insurance claims or liability issues later. Keep all medical records and receipts in case you need them for an insurance claim.

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Quick Tips To Prepare Your Home For A Freeze

TGS

Document the Damage : Take photos or videos for your insurance claim. Call Your Insurance Agent : Reach out to your agent to start the claims process. Having a robust homeowners insurance policy ensures youre ready for the unexpected. Contact us today to secure your peace of mind.

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What Does It Mean to Be a No-Fault State?

TGS

Pros: Faster Claims Processing: Since you’re dealing with your own insurer, claims are often processed more quickly. In this case, Florida’s no-fault laws would allow you to pursue a claim against the at-fault driver to recover additional damages. appeared first on TGS Insurance Agency.

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Homeowners Insurance Underwriting Questions: What to Expect When Getting a Quote

TGS

Insurers are going to take a peek into the past here. They’ll want to know if you’ve filed any claims before and, if so, what those claims were about. Questions might include: Have you made any major insurance claims in the last five years? What were the reasons behind those claims?

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Unlocking a Smart Home Insurance Discount: How Your Gadgets Can Lower Your Premiums

TGS

This added layer of protection is attractive to insurers because it lowers the likelihood of a major fire or carbon monoxide incident, thus potentially qualifying you for a smart home insurance discount. Get started with a free homeowners insurance quote today and see how your smart home tech helps with your premiums!

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Top Reasons Your Home Insurance Premium Might Increase [2024]

TGS

Every year your home grows older, it becomes more prone to issues such as plumbing leaks, electrical faults, or roof damage—all of which can lead to costly insurance claims. Let’s navigate the complexities of home insurance together!