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5 Must-Know Tips for Comparing Home Insurance Quotes

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TGS Insurance » Blog 5 Must-Know Tips for Comparing Home Insurance Quotes Choosing the right home insurance policy can sometimes feel like trying to find the perfect coffee order—it’s a delicate balance between what you need and what works best for your wallet. Bundling your home and auto insurance with the same provider?

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How to Read Homeowners Insurance Quotes

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TGS Insurance » Blog What Is a Homeowners Insurance Quote? A homeowners insurance quote is the proposed amount that you would pay an insurance carrier to cover your home. The quote will be based on many factors, including your home’s age, building features, location and size, as well as your insurance score.

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What to Expect from a Home Insurance Inspection

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Types of Home Insurance Inspections Not all inspections are created equal. After the Inspection Once the inspection wraps up, the inspector submits their findings to your insurance company. You might hear back in a few days to a few weeks, depending on the insurer. So, when the inspector knocks on your door, dont stress.

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Creating a Home Inventory

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It serves as a go-to reference for you and your insurance company, making it easier to replace or reimburse your belongings in the event of a loss. Why is a Home Inventory Important for Insurance? Proof of Ownership : Insurance companies often require proof of ownership for high-value items.

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What to Do After a Car Accident: A Step-by-Step Guide

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This is especially important because your insurance company will use the police report to help determine fault and process your claim. This visual evidence can be pivotal when filing a claim with your insurance provider. What You Can Do: Contact your insurance company as soon as possible.

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Captive Agent vs. Independent Agent: What’s the Difference and Why Does It Matter?

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By the end of this post, youll have a clear understanding of the differences, and more importantly, why they matter for your insurance needs. A captive agent works exclusively for a single insurance company. Companies like State Farm or Allstate often use captive agents to sell their policies. What is a Captive Agent?

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Unlocking a Smart Home Insurance Discount: How Your Gadgets Can Lower Your Premiums

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Let’s take a closer look at why this works, what types of devices are most likely to give you a smart home insurance discount, and how you can maximize your savings. Insurance companies are in the business of managing risk, and smart home technology is like a safeguard for them. Well, it all comes down to risk.