TGS

MARCH 4, 2025

SR-22 or FR-44 Requirement: If youre caught without insurance or involved in an accident, you might be required to file an SR-22 or FR-44 form, proving you have insurance. This often comes with higher premiums. Beyond legal penalties, driving without insurance in Florida leaves you vulnerable.

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TGS

NOVEMBER 20, 2024

It’s one of those questions that might catch you off guard—after all, what does borrowing history have to do with insuring your home? Let’s explore how and why your credit score affects your home insurance , what insurers are really looking at, and what you can do to keep your premiums manageable. Turns out, quite a bit.

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TGS

JANUARY 6, 2025

Will These Changes Impact Insurance Premiums? Yes, raising minimum coverage requirements is likely to result in higher premiums for drivers. Insurers will need to adjust rates to accommodate the increased coverage levels. Navigating these changes can feel overwhelming, but you dont have to do it alone.

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TGS

OCTOBER 28, 2024

Simply put, a deductible is the amount you agree to pay out of pocket before your insurance kicks in after a claim. It’s a bit of a balancing act: on one hand, a higher deductible can lower your monthly premiums, but on the other hand, it means you’ll pay more out of pocket in the event of an accident.

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TGS

SEPTEMBER 29, 2023

As electric vehicles gain popularity for their eco-friendly, lower-maintenance features, it’s more important than ever to know how to get the best bang for your buck on your electric vehicle auto insurance. In general, you can expect your electric vehicle insurance premium to fall somewhere between $2,200 and $4,200 in 2023.

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TGS

SEPTEMBER 14, 2023

What Is An Additional Insured? An additional insured is someone who gets coverage from your insurance policy. Their name isn’t on the policy, and they typically aren’t responsible for paying the premium. Additional Insured vs. Additional Interest Which One Will Impact My Premium?

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TGS

DECEMBER 2, 2024

Here’s what you’re looking at: First offense: $150 Second offense (within three years): $250 Third or subsequent offense: $500 SR-22 Filing Requirement : If your insurance lapse is reported, you may need to file an SR-22—a certificate proving you have the required coverage moving forward.

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TGS

DECEMBER 13, 2024

For example, insuring a $5,000 ring might only set you back $50$100 per yeara small price to pay for peace of mind. Factors that influence your premium include: Value of the Jewelry : Higher-value items cost more to insure. Coverage Options : Comprehensive policies with fewer exclusions often have slightly higher premiums.

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TGS

DECEMBER 11, 2024

TGS Insurance Blog Captive Agent vs. Independent Agent: Whats the Difference and Why Does It Matter? When it comes to buying insurance, the options can feel overwhelming. Policies, premiums, deductiblesits a lot to process. Get started with a free home insurance quote today. It depends on what youre looking for.

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TGS

JANUARY 8, 2025

The answers to these questions help determine your coverage limits and premium rates. Types of Home Insurance Inspections Not all inspections are created equal. Required Repairs : The insurer may request certain repairs before finalizing coverage. Are there any structural issues?

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TGS

OCTOBER 17, 2023

TGS Insurance » Blog Captive vs Independent Insurance Agency: What’s the Difference? In order to understand the benefits of using an independent insurance agent, it’s essential to recognize what sets them apart. Insurance agencies can be sorted into two categories: captive and independent.

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Tosten Marketing

MARCH 24, 2025

An insurance agency might target phrases like “affordable home insurance” or “best auto insurance rates.” An insurance agency could run ads targeting “car insurance quotes” in their local area. Keyword research forms a key aspect of SEO.

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TGS

SEPTEMBER 11, 2023

Having windstorm insurance is necessary because many high-risk areas are in danger of damage from windstorms (tornadoes, hurricanes, hail, etc.). Calculating Your Rates With Wind Pool Insurance providers calculate your premium based on many different factors. A lot of this includes the risk of the location of your home.

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TGS

NOVEMBER 22, 2024

Instant Home Insurance Quote Start Typing Your Address GET YOUR QUOTE NOW Recent Home Insurance Articles: How to Plan a Stress-Free Move to Your New Home Does Credit Score Affect Home Insurance? Your new home—and a fresh chapter—is waiting for you.

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TGS

NOVEMBER 15, 2024

If you’re adding a second car to insurance and both vehicles meet the insurer’s criteria, you could end up with a nice reduction in your overall premium. Potential Challenges of Adding a Second Car to Insurance Of course, adding a second car isn’t without its considerations.

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TGS

NOVEMBER 5, 2024

Imagine it this way: an insurance provider wants to know that you’ve taken steps to prevent the kinds of accidents that lead to claims. From deadbolts to sprinkler systems, these features can make a difference in your premium. And if you’ve invested in a few of these safeguards, it might even save you some money.

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TGS

NOVEMBER 29, 2024

Upgrade Your Delivery Service Many companies now offer premium services that ensure items are handed directly to you or a household member. A Closer Look The post Protecting Your Holiday Cheer: Tips to Prevent Package Theft This Season appeared first on TGS Insurance Agency. Heading Out of Town?

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TGS

NOVEMBER 25, 2024

By following these fire safety tips and ensuring your home insurance policy has you covered, you can focus on what really matters—spending time with the people you love most. At TGS Insurance Agency, we’re here to help you find the right coverage so you can celebrate the holidays worry-free. Ready to review your policy?

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TGS

NOVEMBER 1, 2024

In the end, staying calm and taking the right steps will help you recover from the accident with fewer headaches, allowing you to focus on what really matters: getting back to your life.

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TGS

DECEMBER 4, 2024

That’s why having the right home insurance coverage is essential to protect your family and home from unexpected events like fires. At TGS Insurance Agency, we’re here to help you find a home insurance policy that fits your needs and provides peace of mind year-round.

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TGS

NOVEMBER 18, 2024

Cons: Higher Insurance Costs: No-fault states tend to have higher insurance premiums, as insurers take on greater responsibility for covering claims. Instant Home Insurance Quote Start Typing Your Address GET YOUR QUOTE NOW Recent Auto Insurance Articles: What Does It Mean to Be a No-Fault State?

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TGS

SEPTEMBER 6, 2023

Shiny, New Discounts for Home Renovations If your project includes improvements like a new roof or updating old wiring, your carrier may give you a discount on your premium! Make sure you consult your insurance agent to maximize your savings. It all starts with a free, instant quote on your home insurance.

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TGS

DECEMBER 9, 2024

From comparing quotes to tailoring policies that fit your unique needs, weve got you covered every step of the way. Because when it comes to protecting what matters most, you deserve more than cookie-cutter solutions. You deserve peace of mind.

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Word & Brown

NOVEMBER 12, 2024

Here are a few marketing agencies or support options: Engage a marketing services partner like Agency Revolution or Media Logic. These firms (and others) offer marketing solutions for independent insurance agencies and brokers. A second option is an insurance-focused, third-party firm.

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TGS

JANUARY 28, 2025

For instance, upgrading electrical panels, replacing old wiring, or installing hardwired smoke detectors can help prevent accidents and lower your insurance premiums. Plus, insurers may offer discounts for safety upgrades like a new roof or impact-resistant windows.

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Tosten Marketing

FEBRUARY 13, 2025

For instance, when creating a blog post for an insurance agency, it’s not enough to focus solely on informative content. For insurance agencies, terms like “affordable auto insurance” or “home insurance quotes” might prove valuable targets.

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