TGS

NOVEMBER 12, 2024

TGS Insurance » Blog Unlocking a Smart Home Insurance Discount: How Your Gadgets Can Lower Your Premiums If you’ve recently dipped a toe into the world of smart home technology, you’re likely familiar with the benefits of convenience. Well, it all comes down to risk. Here are a few tips to keep in mind: 1.

Home Insurance 52

Home Insurance Premium Insured Insurer 52

Redbird Agents

JULY 12, 2024

The “1,2,3,4,5 Method” is a methodology that strips away all complexity for insurance agents to remember how simple hospital indemnity is to pair with Medicare Advantage plans. In a nut shell, you need ONE insurance company that offers a TWO hundred, THREE hundred, and FOUR hundred daily benefit for a total of FIVE days.

Insured 130

Insured Insurer Insurance Premium 130

Peter J. Fournier

MAY 25, 2021

Becoming a life insurance agent is an appealing career choice for a lot of people. If you are considering a career in life insurance sales, you are probably asking yourself, how much money can I make as a life insurance agent? How Do Insurance Agents Get Paid? What Affects How Much You Can Earn?

Life Insurance 52

Life Insurance Insurance Agent Insurance Agents Agents 52

Smart Insurance Agents

DECEMBER 9, 2024

Affordable Premiums: Short Term Health Insurance Plans typically offer more affordable premiums compared to long-term health insurance plans. Cost: Evaluate the premiums, deductibles, copayments, and out-of-pocket maximums associated with each plan. Agile Health Insurance 5. Pivot Health 4. Everest Prime 9.

Out-Of-Pocket 98

Out-Of-Pocket Insured Insurer Insurance 98

Bankers Insurance

SEPTEMBER 6, 2024

Whole life insurance is the most basic type of permanent coverage, providing lifetime protection while building cash value that you can borrow against, withdraw or use to pay future premiums. While whole life premiums are more expensive than term insurance initially, they remain stable over the life of the policy.

Life Insurance 59

Life Insurance Premium Insured Insurer 59

Smart Insurance Agents

OCTOBER 13, 2024

Understanding dental insurance policies without waiting periods can help you make an informed decision when choosing the right plan for your dental needs. Our editorial team at Smart Insurance Agents uses a data-driven methodology to evaluate insurance companies, ensuring that all companies are measured equally.

Out-Of-Pocket 97

Out-Of-Pocket Deductible Insured Insurer 97

Leadsurance

AUGUST 1, 2023

The role of gamification in the insurance industry Insurance companies can utilize gamification strategies to incentivize customers to participate in activities that align with their business goals. How insurance companies can use gamification to improve their business Gamification can help insurers in various ways.

Insurance Companies 52

Insurance Companies Insurance Agent Insurance Agents Insured 52

Jackson & Jackson

APRIL 29, 2024

Increase Your Deductible Increasing your deductible is one of the simplest ways to lower your insurance premiums. This means you will pay more out of pocket in case of a claim, but your monthly or annual insurance costs will be lower. Strategy: Discuss bundling options with your insurance provider.

Commercial Property 52

Commercial Property Property Insurance Commercial Deductible 52

TGS

OCTOBER 3, 2023

. >> TGSI TIP: Homeowners insurance quotes should always be free. What Makes Your Homeowners Insurance Quote High? A lot of factors go into calculating your home insurance premium. How to Read Your Homeowners Insurance Quote 1. Insurance Company 2. Name of Insured 4. Insured Address 6.

Insurance Quotes 52

Insurance Quotes Deductible Home Insurance Out-Of-Pocket 52

Smart Insurance Agents

AUGUST 29, 2024

HDHPs feature high deductibles but lower premiums, making them suitable for pairing with health savings accounts (HSAs). Offering health insurance helps small businesses attract and keep skilled employees, setting them apart from competitors. Working with a knowledgeable insurance agent can be highly beneficial.

Deductible 52

Deductible Insured Insurer Insurance 52

Bankers Insurance

MAY 16, 2024

Sustained losses inflicted by natural disasters spurred some insurance companies to pull out of the homeowners insurance market in high-risk areas, such as California and Florida, leaving residents with fewer options and higher prices. Even among typical homeowners policies, premiums likely increased year over year.

Home Insurance 52

Home Insurance Policyholder Insured Insurer 52

Jackson & Jackson

MAY 23, 2024

Factors such as the dense population, diverse industries, and varying geographical conditions contribute to the complexity of the insurance landscape. As a result, insurance premiums tend to be higher in California compared to other states. Start by conducting a detailed review of your business operations.

Small Business Insurance 52

Small Business Insurance Business Insurance Insured Insurer 52

TGS

OCTOBER 30, 2024

Don’t Chase the Cheapest Premium—Focus on Coverage We’ve all been there: drawn to the lowest price, only to realize it wasn’t quite the bargain we thought. The same thing happens with insurance. Sure, the premium—the amount you pay for the policy—matters. What’s more important is what that premium gets you. More savings.

Home Insurance 52

Home Insurance Insurance Quotes Deductible Out-Of-Pocket 52

P&L Financial Services

SEPTEMBER 20, 2024

Why You Should Review Your Medicare Coverage Every Year One of the main reasons to review your plan annually is because insurance providers update their offerings. Also, insurance companies often modify costs, benefits, or provider networks, which may impact your decision. This may be a time find a more suitable option.

Out-Of-Pocket 52

Out-Of-Pocket Premium Insurance Agent Insurance Agents 52

Final Expense Brokerage

NOVEMBER 30, 2024

In final expense insurance, agents often deal with sensitive questions that touch on the client’s financial worries, family security, and end-of-life concerns. The Concern: When clients bring up the cost of final expense insurance, it’s often rooted in the worry of affording premiums on a fixed income.

Agents 130

Agents Life Insurance Policy Insured 130

Smart Insurance Agents

AUGUST 19, 2024

It’s important to compare Medicare Supplement plans to understand coverage, out-of-pocket costs, and how individual plans vary by insurance company and state regulations. Here is where Medicare Supplement Insurance, also known as Medigap policies, is helpful. This means insurance companies cannot deny you coverage.

Out-Of-Pocket 52

Out-Of-Pocket Deductible Premium Out-Of-Pocket Expense 52

Freeway Insurance

OCTOBER 26, 2023

Insurance companies take into account things like traffic, crime, frequency of accidents and even the weather. So if you live in a city with a lot of traffic or in an area with more crime, your insurance may cost more than if you live in a quieter, safer place. But that’s only for starters.

Crime 52

Crime Auto Insurance Insured Insurer 52

Shield Insurance Agency

APRIL 19, 2024

For example, if your car is damaged in an accident and the repair costs are $5,000, and you have a $500 deductible, you would pay the $500, and your insurance company would cover the remaining $4,500. Your insurance company would cover the repair costs up to the actual cash value of your vehicle, minus any applicable depreciation.

Auto Insurance 52

Auto Insurance Deductible Out-Of-Pocket Insured 52

Property Insurance Centre

SEPTEMBER 25, 2024

This might seem like an advantage since this saves cost initially, though it might lead to high premium costs later on. For example, you may be able to purchase legal expenses cover or rent guarantee insurance to protect your rental income. These can be added to your policy for an additional premium.

Building 52

Building Insured Insurer Insurance 52

Paragon Independent Insurance Agencies

JULY 31, 2024

A home insurance deductible is the money you must pay out of pocket when filing a claim before your insurance kicks in. To be more clear, you don’t pay the money to the insurance company. Instead, the company pays for the damages for a covered loss minus your portion, which is the deductible.

Deductible 40

Deductible Home Insurance Out-Of-Pocket Damage 40

Smart Insurance Agents

AUGUST 19, 2024

These plans come from private insurance companies. Dental coverage can differ a lot between insurance companies and might have extra costs or rules. Another choice is standalone dental insurance plans made for seniors. You can find these plans through private insurance companies.

Out-Of-Pocket 52

Out-Of-Pocket Deductible Insurance Companies License 52

Smart Insurance Agents

SEPTEMBER 1, 2024

Before you travel, verify your health insurance coverage by consulting with your health insurance company or your insurance agent. It’s a good idea to review your policy’s fine print and discuss coverage details with your insurance company to avoid unexpected costs.

Out-Of-Pocket 52

Out-Of-Pocket Insured Insurer Insurance 52

Neilson Marketing Services

JULY 16, 2024

With market shifts, changing technologies, and increased consumer expectations, what does SEO for insurance companies look like today? To help you hone your SEO for insurance company success and get in front of your customer base, we’ve created this guide to the latest trends and best practices in SEO tailored for insurance companies.

Insured 57

Insured Insurer Insurance Insurance Companies 57

Smart Insurance Agents

AUGUST 28, 2024

Beneficiaries should consider monthly premiums, provider networks, and prescription drug formularies when selecting a Medicare Advantage plan, with resources like Medicare.gov available for assistance. This option is offered by private insurance companies. Here are the leading companies in the Illinois Medicare Advantage market.

Out-Of-Pocket 52

Out-Of-Pocket Out-Of-Pocket Expense Premium Deductible 52

TGS

NOVEMBER 1, 2024

This is especially important because your insurance company will use the police report to help determine fault and process your claim. This visual evidence can be pivotal when filing a claim with your insurance provider. What You Can Do: Contact your insurance company as soon as possible.

Injury 52

Injury Home Insurance Claim Damage 52

Protect Commercial Insurance

SEPTEMBER 13, 2024

Understanding the Role of Insurance Brokers Insurance brokers operate as intermediaries between clients and insurance companies. Their primary role is to offer professional guidance and services to their clients, ensuring they obtain the most suitable and cost-effective insurance coverage.

Commercial Insurance 52

Commercial Insurance Broker Commercial Broker-Agent 52

Smart Insurance Agents

SEPTEMBER 2, 2024

If you’re ever in doubt about what qualifies, consult with your insurance agent , HSA provider, or a tax advisor to ensure you’re making the most of your HSA funds. Eligible expenses include: – Scaling and Root Planing: Deep cleaning procedures to treat gum disease.

Deductible 52

Deductible Insurance Companies Insurance Agent Insurance Agents 52

Jackson & Jackson

AUGUST 16, 2024

These events can cause extensive damage to homes and properties, leading insurers to be more cautious in providing coverage. The increasing frequency and severity of natural disasters in recent years have made insurance companies more hesitant to take on the risks associated with insuring California homeowners.

Insured 52

Insured Insurer Insurance Risk 52

TGS

NOVEMBER 5, 2024

Imagine it this way: an insurance provider wants to know that you’ve taken steps to prevent the kinds of accidents that lead to claims. From deadbolts to sprinkler systems, these features can make a difference in your premium. Insurers may ask: Is your home in a flood-prone area? Location is everything.

Underwriter 52

Underwriter Underwriting Insured Insurer 52

InsuredMine

FEBRUARY 2, 2024

I have spent the last couple of months meeting leaders from the Insurtech space as well as traditional insurance companies and here are some of my quick learnings about India Insurance trends in 2024. Today’s customers demand flexibility and customization.

Insured 52

Insured Insurer Insurance Policy 52

Agency MVP

DECEMBER 20, 2021

Insurance leads are connections that have the potential to turn into sales. While all insurance agents know that generating leads is an essential element of running a successful business, few know how to nurture those leads throughout the buying process. The relationship is just beginning once that first premium is paid.

Insured 52

Insured Insurer Insurance Insurance Agent 52

Word & Brown

NOVEMBER 12, 2024

For independent insurance agents, Quotit pricing starts at $99 a month, with standard and premium options at $149 and $199 per month, respectively. There’s also a one-time activation fee of $150. Agency packages start at $199 per month and top-out at $459 per month.

Broker 52

Broker Broker-Agent Insured Insurer 52

Agency MVP

DECEMBER 20, 2021

Continue reading to enhance your efforts to sell P&C insurance right from the comfort of your own home. Trends in Property and Casualty Insurance Most insurance companies are making the underwriting and policy issuance process simpler and more streamlined. Overall, premiums have become less expensive as well.

Insured 52

Insured Insurer Insurance Agents 52

Property Insurance Centre

MARCH 19, 2024

“Insurance companies should prioritize consumer education to build trust and ensure policyholders understand their rights and responsibilities. ” Preventing Claims Disputes through Education One of the main benefits of insurer-led consumer education is the prevention of claims disputes.

Property Insurance 52

Property Insurance Policyholder Insured Insurer 52

Smart Insurance Agents

SEPTEMBER 28, 2024

Understanding the Role of a Medical Insurance Broker Health insurance brokers act as intermediaries between consumers and insurance companies, providing guidance and policy options to help clients find suitable health insurance plans.

Broker 52

Broker Broker-Agent Insurance Broker Insured 52

Friendly Agent

DECEMBER 3, 2020

I am talking about becoming an insurance agent. Becoming an insurance agent checks all boxes. There are many agents who work part time or started as part time agents and then transitioned to full time. How to become an insurance agent? What makes a good side hustle?

Insurance Agent 130

Insurance Agent Insurance Agents Agents Insurance Carrier 130