TGS

OCTOBER 17, 2023

TGS Insurance » Blog Captive vs Independent Insurance Agency: What’s the Difference? In order to understand the benefits of using an independent insurance agent, it’s essential to recognize what sets them apart. Insurance agencies can be sorted into two categories: captive and independent.

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PSM Brokerage

JANUARY 10, 2025

Introduction to Final Expense Insurance Final Expense Insurance is a small whole life insurance policy designed to cover end-of-life costs, such as funeral expenses, medical bills, and other outstanding debts. These plans are affordable, straightforward, and a valuable addition to any insurance agent's portfolio.

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TGS

SEPTEMBER 14, 2023

TGS Insurance » Blog Additional Insured vs. Additional Interest Explained Additional insured and additional interest are two very different roles that a person can play as a part of your insurance policy. In short, an additional insured is covered by your insurance, while an additional interest is not.

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Final Expense Brokerage

NOVEMBER 30, 2024

In final expense insurance, agents often deal with sensitive questions that touch on the client’s financial worries, family security, and end-of-life concerns. The Concern: When clients bring up the cost of final expense insurance, it’s often rooted in the worry of affording premiums on a fixed income.

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Smart Insurance Agents

OCTOBER 13, 2024

But “no waiting period” dental insurance policies let you use certain dental services right away, starting from the first day of your policy. Understanding dental insurance policies without waiting periods can help you make an informed decision when choosing the right plan for your dental needs.

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TGS

OCTOBER 3, 2023

. >> TGSI TIP: Homeowners insurance quotes should always be free. You only pay when purchasing the policy. What Makes Your Homeowners Insurance Quote High? A lot of factors go into calculating your home insurance premium. Insurance Company 2. Policy Number 3. Name of Insured 4.

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Jackson & Jackson

MAY 23, 2024

Factors such as the dense population, diverse industries, and varying geographical conditions contribute to the complexity of the insurance landscape. As a result, insurance premiums tend to be higher in California compared to other states. Research the insurer’s ratings from independent agencies like A.M.

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TGS

SEPTEMBER 29, 2023

TGS Insurance » Blog What is Electric Vehicle Insurance? Electric vehicles can be complex, but when it comes to auto insurance, they’re surprisingly simple. Auto insurance policies are written in the exact same way for gasoline-powered and electric vehicles alike. Tell your agent!

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TGS

OCTOBER 30, 2024

TGS Insurance » Blog 5 Must-Know Tips for Comparing Home Insurance Quotes Choosing the right home insurance policy can sometimes feel like trying to find the perfect coffee order—it’s a delicate balance between what you need and what works best for your wallet. The same thing happens with insurance. More savings.

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TGS

OCTOBER 28, 2024

Simply put, a deductible is the amount you agree to pay out of pocket before your insurance kicks in after a claim. It’s a bit of a balancing act: on one hand, a higher deductible can lower your monthly premiums, but on the other hand, it means you’ll pay more out of pocket in the event of an accident.

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Jackson & Jackson

APRIL 10, 2024

Assessing the Value of Your Property Accurately The value of your property directly affects your insurance premiums and the amount you’ll be compensated in case of a claim. Understanding the Claims Process Before signing up for any insurance policy, understand the claims process.

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Jackson & Jackson

APRIL 28, 2024

This article outlines the top five mistakes property investors make with insurance and provides practical tips on avoiding them, ensuring your investments are adequately protected. This often happens when trying to save on premiums. How to Avoid It: Carefully read your insurance policy, including the fine print.

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Property Insurance Centre

SEPTEMBER 25, 2024

Accidental damage is not usually covered by a normal building insurance policy. This might seem like an advantage since this saves cost initially, though it might lead to high premium costs later on. – Failure to read particular policy documents. These can be added to your policy for an additional premium.

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P&L Financial Services

DECEMBER 20, 2024

Life insurance often feels like a topic best tackled earlier in life, but its far from being too late for seniors to secure a meaningful policy. As an insurance agent, understanding the needs and concerns of senior clients can open the door to building trust and creating solutions tailored to their unique situations.

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Bankers Insurance

MAY 16, 2024

As insurance companies leave certain markets or refuse to issue policies to certain properties, homeowners may be forced to seek more expensive options, such as state-supported insurers. Even among typical homeowners policies, premiums likely increased year over year. Reduce liability risks. Adjust coverage.

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Maritime Insurance International

MARCH 3, 2020

Learn more about boat insurance requirements below, and request a quote from Maritime Insurance International today. A boat insurance policy could offer you coverage for the following: Property Damage. There may also be size and horsepower restrictions on the watercraft covered under your homeowner’s policy.

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TGS

NOVEMBER 15, 2024

TGS Insurance » Blog Adding a Second Car to Insurance: What to Know Before You Drive Off Whether your family is growing, or you’re just tired of sharing one set of wheels, adding a second car to your insurance policy can bring about both benefits and a few challenges. Why Add a Second Car to an Existing Insurance Policy?

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Paragon Independent Insurance Agencies

JULY 31, 2024

For example, if you have losses estimated at around $5500 after fire damage to your kitchen, your insurance company pays for the amount of damage minus the deductible. Lastly, the lower the deductible you choose when purchasing your homeowner’s policy, the higher your premium payments will be.

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Wren Insurance Agency

JULY 8, 2024

Additionally, it may be harder to find a competitive private carrier that will insure that home and take on the inherent risk. Not all carriers will insure a roof with solar, so if you're considering a home with solar, talk to your insurance agent first to verify the home can get good coverage at a competitive price.

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Shield Insurance Agency

APRIL 19, 2024

Michigan is a state with unique auto insurance requirements that can sometimes be confusing to navigate. Among these requirements, collision coverage is a significant aspect that drivers should understand in order to make informed decisions about their insurance policies.

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Jackson & Jackson

FEBRUARY 14, 2025

Erie Insurance offers a unique benefit to customers who have maintained a clean driving record Rate Lock. If you qualify, this benefit can offer you the peace of mind of not worrying about premium increases for the next three years. What Is Erie Insurance Rate Lock? But what happens when that term ends?

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Jackson & Jackson

MAY 22, 2024

From the bustling urban centers of Los Angeles and San Francisco to the scenic coastal towns and sprawling agricultural regions, each location presents its own set of challenges and opportunities for investors seeking insurance coverage. Investors should also consider the impact of climate change on the insurance landscape in California.

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Leadsurance

APRIL 5, 2024

Let’s explore some types of coverage you might need and why it’s essential to have insurance during your student years. It is as important as to buy coursework that you should know the reasons to meet the insurance agent during your educational journey. Student insurance isn’t just about covering medical bills.

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Bankers Insurance

AUGUST 8, 2024

Businesses may end up with inaccurate ITV calculations for a wide range of reasons — whether it stems from ineffective property valuation methods, intentionally underestimating costs to secure reduced premiums or being impacted by factors outside their control (e.g., For more information, contact your Bankers Insurance agent.

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Protect Commercial Insurance

SEPTEMBER 13, 2024

Their primary role is to offer professional guidance and services to their clients, ensuring they obtain the most suitable and cost-effective insurance coverage. Unlike insurance agents who typically represent the interests of one insurance company, brokers are independent and represent the interests of their clients comparatively.

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Agency MVP

DECEMBER 20, 2021

No matter what is going on globally, there is always a need for many people to shore up their own insurance needs. Instead of meeting face-to-face, it is now possible to demonstrate and sell virtually any type of P&C insurance policy without even needing to see the client in a traditional fashion.

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Protect Commercial Insurance

NOVEMBER 22, 2024

The cost of commercial insurance is generally based on several factors, such as the type and size of your business, its location, and the specific risks involved. While it might sound complicated, this actually means your premium is tailored to fit your needs, ensuring you don’t overpay for unnecessary coverage.

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Jackson & Jackson

AUGUST 16, 2024

As a result, insurance companies have had to reassess their strategies for covering properties in high-risk fire zones, leading to higher premiums and coverage limitations for homeowners in these areas. For more information or to obtain an Homeowners Insurance Quote from us here at Jackson & Jackson Insurance in Glendora, CA.

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TGS

SEPTEMBER 11, 2023

Your property must have a roof that is in good condition (determined by the insurance provider). As with most insurance policies, your property will be inspected to ensure it meets the Southern Building Code and the Federal Flood Construction and Zoning guidelines. Your property must not be used for illegal or immoral purposes.

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Distinguished

SEPTEMBER 25, 2024

When a project is under construction or renovation, your clients are likely not covered by their homeowner’s insurance or business insurance. Different Builder’s Risk insurance policies vary from one insurance carrier to another.  Who Should be Named in a Builder’s Risk Policy?

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Property Insurance Centre

MARCH 19, 2024

One effective way insurers can contribute to consumer education is by including educational materials with insurance policies. Furthermore, it is essential for policyholders to understand the role of flood insurance and the specific documentation requirements associated with it.

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American Agents Alliance

SEPTEMBER 26, 2024

Why Surety Bonds Are a Game-Changer for Your Business In today’s competitive insurance landscape, differentiation is key. Insurance agents who can offer a broader range of products not only meet more of their clients’ needs but also position themselves as indispensable partners in their clients’ success.

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TGS

NOVEMBER 1, 2024

You’ll need their name, contact details, insurance policy number, and driver’s license information. Also, take photos of any visible injuries you or your passengers sustained. The more detailed your documentation, the better. Don’t forget to exchange information with the other driver.

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Redbird Agents

APRIL 10, 2025

Author: John Hilton Indexed universal life insurance is a lot of things, depending on who you are talking to. To many beneficiaries, an indexed universal life insurance policy is a multipurpose product that helps them accomplish a variety of financial goals, specifically tax-free retirement income capabilities. Le and Trang H.

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Friendly Agent

DECEMBER 3, 2020

I am talking about becoming an insurance agent. Becoming an insurance agent checks all boxes. There are many agents who work part time or started as part time agents and then transitioned to full time. There are many agents who work part time or started as part time agents and then transitioned to full time.

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Redbird Agents

JUNE 14, 2024

Current Annuity News Getting Licensed to Sell Annuities Annuity Commissions How to Sell Annuities Annuity Basics and Sales Scenarios Top Annuity Companies Frequently Asked Questions We work with two types of life insurance agents Experienced life insurance agents. Life insurance agents that are new to selling annuities.

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Bankers Insurance

SEPTEMBER 6, 2024

Since it provides a death benefit but no cash value, term life insurance is a cost-effective way to protect your beneficiaries for a set period. The term “cash value” refers to the savings component of a permanent life insurance policy, which represents the policy owner’s equity in the plan. Not a client yet?

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