TGS

OCTOBER 17, 2023

TGS Insurance » Blog Captive vs Independent Insurance Agency: What’s the Difference? In order to understand the benefits of using an independent insurance agent, it’s essential to recognize what sets them apart. Insurance agencies can be sorted into two categories: captive and independent.

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Final Expense Brokerage

SEPTEMBER 30, 2024

Sep 27, 2024 5:43:12 PM Contact Us Share: Keeping up with trends and industry regulations can make or break your insurance business. As an insurance agent specializing in final expense sales, the world around you is constantly evolving.

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Agency MVP

DECEMBER 13, 2021

Being an insurance agent can be a hard task. Obviously, you do not want to be an agent who annoys their customers to profit off them. To be a good insurance agent, you should mix several professions inside of you. Level Up Your Customer Service Game Insurance sales business is just that - a sales business.

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Distinguished

SEPTEMBER 25, 2024

An increase in construction also means an increase in financial risk. All of which can cost their property or business owners millions of dollars in losses without adequate insurance coverage. This is why the popularity of Builder’s Risk insurance is growing. What Does Distinguished’s Builder’s Risk Cover?

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Redbird Agents

SEPTEMBER 13, 2024

Customer Acquisition Costs (CAC) and Lead Generation One of the most critical metrics in insurance marketing is Customer Acquisition Cost (CAC). By managing CAC, insurance agents can ensure their marketing budget is effectively spent on acquiring quality leads.

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Frankenmuth Insurance

JANUARY 16, 2025

Renewing your business insurance is a chance to ensure your coverage keeps up with your evolving needs. As your business grows, so can your risks, making it essential to review, reassess, and possibly adjust your insurance policy each year. Step 5: Sign and finalize your policy. Youve reviewed your needs and risks.

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Boyle Agency Insurance

DECEMBER 16, 2024

It is basically designed to protect you and your family from financial loss if you should suffer a catastrophic event and your other insurance policies don’t provide enough protection. This is where Umbrella Insurance comes in – to cover you like an umbrella. Do I Need Umbrella Insurance?

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Mark Jackson Insurance Agency

MAY 21, 2024

While operating a business from home offers convenience and flexibility, it also necessitates careful consideration of insurance needs. Traditional home insurance policies often fall short of covering the unique risks associated with running a business from home. Read the full article at www.markjacksoninsurance.com

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Frankenmuth Insurance

NOVEMBER 21, 2024

Hang back further when conditions are slippery and avoid driving directly next to other vehicles to reduce the risk of collisions from hydroplaning or sliding. For more protection and peace of mind, talk to a local, independent agent about our comprehensive auto insurance policies. Plan out your trip.

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Frankenmuth Insurance

NOVEMBER 7, 2024

Reduce the risk of blind spots by placing stickers on the lower parts of your bumper rather than on the windows. Once you’ve tackled these bumper sticker safety concerns, audit your auto insurance policy. Talk to a local, independent agent today. Obstructed view. Damage and maintenance issues.

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Frankenmuth Insurance

OCTOBER 24, 2024

But with some proactive measures, you can significantly reduce the risk of water damage to your home, and prevent future hassles. Reduce the risk of mold. Trees and shrubs can pose a risk to your home’s foundation and plumbing if their roots penetrate the soil around your home. Replace outdated piping. See a crack or hole?

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Jackson & Jackson

APRIL 28, 2024

Mistake 2: Overlooking Additional Necessary Coverages Standard property insurance policies do not cover everything. Specialized risks, such as floods, earthquakes, and business interruptions, require additional coverage, which many investors should pay more attention to.

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Mark Jackson Insurance Agency

SEPTEMBER 25, 2024

Business meeting at a conference table by Fauxels In the complex world of business operations, unforeseen events can lead to liabilities that exceed the limits of your existing insurance policies. Review Your Needs with an Agent The decision to invest in or forego commercial umbrella insurance should not be taken lightly.

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Jackson & Jackson

MAY 23, 2024

Small business insurance covers property damage, liability claims, and employee-related risks. When selecting insurance coverage, assessing your business’s specific needs is essential. While basic coverage can provide a level of protection, your business might have additional risks that warrant extra coverage.

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Frankenmuth Insurance

NOVEMBER 14, 2024

Take photos of the damage for your insurance records. Review your insurance policy. Talk to your insurance agent to evaluate your homeowners insurance policy and coverages. Choose flashlights or lanterns over candles to reduce fire risk. Reach out to professionals. Light the way.

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Paragon Independent Insurance Agencies

SEPTEMBER 30, 2024

Ensure your tiny house is insured against theft and damage. Begin by conducting a comprehensive home assessment, then select residential coverage to include in your insurance policy. Home Insurance Like any other residence, a tiny home is eligible for various types of home insurance coverage.

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Jackson & Jackson

JANUARY 9, 2024

In an era where data is as valuable as currency, the risk of cyber threats looms more significant than ever, particularly for technology companies. Cyber Insurance, encompassing Data Breach and Cyber Liability coverage, is no longer optional but a critical component of a comprehensive risk management strategy.

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TGS

SEPTEMBER 22, 2023

TGS Insurance » Blog What is Homeowners Insurance Non Renewal? Receiving the news that you can’t just automatically renew your home insurance policy can be shocking and stressful. There are a number of reasons why an insurance carrier can decide not to offer you a home insurance policy renewal.

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Jackson & Jackson

AUGUST 16, 2024

The increasing frequency and severity of natural disasters in recent years have made insurance companies more hesitant to take on the risks associated with insuring California homeowners. Wildfires, in particular, have become a significant concern for insurers in California.

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Bankers Insurance

MAY 16, 2024

Sustained losses inflicted by natural disasters spurred some insurance companies to pull out of the homeowners insurance market in high-risk areas, such as California and Florida, leaving residents with fewer options and higher prices. Reduce liability risks. billion each. Not a client of ours?

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Leadsurance

NOVEMBER 19, 2024

Shop for Quotes The best way to shop for quotations from different carriers ensures that you pay cheaper premiums for homeowners’ insurance. Because every company assesses risk differently, this leads to a difference in price over the same coverage. Check with your insurance agent to see where adjustments may be made.

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Protect Commercial Insurance

NOVEMBER 22, 2024

Myth 1: “Commercial Insurance is Too Expensive” Image courtesy: Unsplash Understanding the Costs Many businesses fear that commercial insurance will break the bank, but this myth needs debunking. A single incident can be financially crippling, but insurance shields you from unprecedented risks.

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American Agents Alliance

JUNE 10, 2024

Stay on Top of Future Trends in E&O Insurance As the world continues to evolve, so should insurance coverage. Policies have to change to keep up with technology and other risks and opportunities. Here are some trends likely to affect E&O policies: More cyber coverage will be integrated into E&O policies.

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Jackson & Jackson

MAY 22, 2024

However, with great opportunities come great risks. Investors must understand the importance of securing comprehensive commercial property insurance coverage to protect their investments. For instance, a policy might cover repairing or replacing a roof damaged by a storm or the value of stolen office equipment.

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Maritime Insurance International

MARCH 3, 2020

Relatively few states mandate boat insurance as a requirement for registering a boat of any size or horsepower. That said, the risks that boat owners face are not that different from the risks of owning a car. Given the risks you face, boat insurance can be a wise purchase to help protect your investment.

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Jackson & Jackson

APRIL 10, 2024

For instance, if your commercial property is in an area prone to floods or earthquakes, standard policies might not cover these disasters, and you’ll need additional coverage. Understanding the Claims Process Before signing up for any insurance policy, understand the claims process.

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Protect Commercial Insurance

SEPTEMBER 13, 2024

Their primary role is to offer professional guidance and services to their clients, ensuring they obtain the most suitable and cost-effective insurance coverage. Unlike insurance agents who typically represent the interests of one insurance company, brokers are independent and represent the interests of their clients comparatively.

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Shield Insurance Agency

APRIL 19, 2024

Michigan is a state with unique auto insurance requirements that can sometimes be confusing to navigate. Among these requirements, collision coverage is a significant aspect that drivers should understand in order to make informed decisions about their insurance policies.

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TGS

OCTOBER 3, 2024

Coastal homes in Florida, for example, face higher premiums due to the increased risk of hurricanes, flooding, and wind damage. Conversely, homes further inland or in areas with lower crime rates often benefit from lower insurance costs. The more risks your area poses, the more your insurance company will charge to protect you.

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American Agents Alliance

OCTOBER 24, 2024

The lawsuit, filed in Alameda County Superior Court, argues that the FAIR Plan’s handling of smoke claims falls short of the legal standards for fire insurance policies mandated by state law. This would represent a substantial financial liability for the FAIR Plan and its member insurance carriers, which fund the program.

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Wren Insurance Agency

JULY 8, 2024

Additionally, it may be harder to find a competitive private carrier that will insure that home and take on the inherent risk. Not all carriers will insure a roof with solar, so if you're considering a home with solar, talk to your insurance agent first to verify the home can get good coverage at a competitive price.

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Property Insurance Centre

SEPTEMBER 25, 2024

Accidental damage is not usually covered by a normal building insurance policy. These can be added to your policy for an additional premium. Exclusions Building insurance policies will have exclusions, which are specific events or circumstances that are not covered by your policy.

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Bankers Insurance

AUGUST 8, 2024

Most commercial property insurance policies include coinsurance clauses, which encourage policyholders to carry reasonable and accurate coverage amounts. accountants, contractors, real estate experts, risk managers, insurance professionals and chief financial officers) when making valuation decisions.

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Bankers Insurance

JULY 22, 2024

Westfield’s Legacy of Caring Program Partners with Westfield Insurance Agencies to Support Dozens of Nonprofits Across the Country Westfield partnered with Bankers Insurance to donate $9,500 to the American Red Cross as part of Westfield’s Legacy of Caring program.

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Jackson & Jackson

MARCH 18, 2024

However, just like any valuable possession, protecting them with the right insurance policy is crucial. In this guide, we will explore the importance of luxury handbag insurance, its coverage, how to choose the right policy, and the steps to insure your cherished bags. “Why Insure Your Luxury Handbags?”

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TGS

OCTOBER 28, 2024

Conversely, if you’re someone who drives less frequently and in low-risk areas, you might feel comfortable taking on a higher deductible because the chances of needing to file a claim are reduced. Fewer miles on the road typically mean a lower risk of an accident, which could make a higher deductible and lower premiums a safe bet.

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TGS

SEPTEMBER 11, 2023

Calculating Your Rates With Wind Pool Additional Windstorm Insurance Options With TGS What is the South Carolina Wind Pool? The South Carolina Legislature required insurance to be available to at-risk coastal homes. Your property must have a roof that is in good condition (determined by the insurance provider).

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