Smart Insurance Agents

SEPTEMBER 3, 2024

Key Takeaways Eligibility for Medicaid is primarily based on income and socio-economic factors, with specific thresholds set for 2024, allowing for potential dual coverage with private insurance. It is entirely possible to have both Medicaid and private insurance simultaneously.

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Jackson & Jackson

APRIL 10, 2024

Assessing the Value of Your Property Accurately The value of your property directly affects your insurance premiums and the amount you’ll be compensated in case of a claim. Remember, the right insurance policy is not an expense; it’s a vital investment in your business’s future.

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Smart Insurance Agents

AUGUST 28, 2024

Beneficiaries should consider monthly premiums, provider networks, and prescription drug formularies when selecting a Medicare Advantage plan, with resources like Medicare.gov available for assistance. Power ranking Aetna 4 stars A A+ 6th out of 9 Blue Cross Blue Shield 4.5 Higher premium and out-of-network costs.

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Jackson & Jackson

APRIL 28, 2024

This often happens when trying to save on premiums. However, in the event of a claim, this can lead to substantial out-of-pocket expenses due to insufficient coverage limits. How to Avoid It: Regularly review and update your insurance coverage to match the current value of your property and its contents.

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Smart Insurance Agents

AUGUST 19, 2024

Private insurance companies sell these plans, and they follow rules set by the federal government. Even though the coverage is similar, like Plan G from one company being the same as Plan G from another, the premiums can be different. When you pick a Medicare Supplement plan, you help lower your out-of-pocket expenses.

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Bankers Insurance

AUGUST 8, 2024

Businesses may end up with inaccurate ITV calculations for a wide range of reasons — whether it stems from ineffective property valuation methods, intentionally underestimating costs to secure reduced premiums or being impacted by factors outside their control (e.g., For more information, contact your Bankers Insurance agent.

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Jackson & Jackson

MAY 22, 2024

In the event of a loss, property owners with insufficient insurance may face significant out-of-pocket expenses or, in some cases, the loss of the property altogether. Working closely with insurance professionals who can provide guidance on the appropriate coverage amounts is not just important, it’s reassuring.

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