Peter J. Fournier

MAY 25, 2021

Becoming a life insurance agent is an appealing career choice for a lot of people. If you are considering a career in life insurance sales, you are probably asking yourself, how much money can I make as a life insurance agent? How Do Insurance Agents Get Paid? What Affects How Much You Can Earn?

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Redbird Agents

JULY 12, 2024

Presenting hospital indemnity with every Medical insurance sale is a choice every agent has and most choose not to. The “1,2,3,4,5 Method” is a methodology that strips away all complexity for insurance agents to remember how simple hospital indemnity is to pair with Medicare Advantage plans. Spoiler Alert!!

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Insurer Insurance Insured Premium 130

American Agents Alliance

AUGUST 4, 2024

Learning effective sales techniques is critical as an independent insurance agent. Effective Sales Techniques For Insurance Agents These sales strategies can help agents become more effective: Combine traditional techniques with digital tools. Use storytelling to make your point.

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Insurance Agents Insurance Agent Agents Insurer 40

Leadsurance

SEPTEMBER 26, 2023

For insurance agents, it offers a unique opportunity to establish trust, provide essential updates, and promote new policy offerings. By embracing these tips and using the right tools, you’ll be able to transform your insurance agent’s outreach, driving growth and deepening client relationships.

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Insurance Agents Insurance Agent Agents Insurer 52

Distinguished

SEPTEMBER 25, 2024

An increase in construction also means an increase in financial risk. All of which can cost their property or business owners millions of dollars in losses without adequate insurance coverage. This is why the popularity of Builder’s Risk insurance is growing. What Does Distinguished’s Builder’s Risk Cover?

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Risk Broker-Agent Insurer Insurance 52

Jackson & Jackson

APRIL 29, 2024

Increase Your Deductible Increasing your deductible is one of the simplest ways to lower your insurance premiums. This means you will pay more out of pocket in case of a claim, but your monthly or annual insurance costs will be lower. Ensure the broker is well-connected with multiple insurers to get various quotes.

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Commercial Property Property Insurance Commercial Deductible 52

Frankenmuth Insurance

JULY 25, 2024

Wondering what is the best type of insurance for a small business like yours? Your local, independent agent is here to help you decide. They’ll get to know you, your operations, and any areas of risk or need. Start a frank conversation by asking these key questions: What types of insurance do I need? affect my coverage?

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Agents Deductible Premium Claim 57

Jackson & Jackson

MAY 23, 2024

Small business insurance covers property damage, liability claims, and employee-related risks. When selecting insurance coverage, assessing your business’s specific needs is essential. While basic coverage can provide a level of protection, your business might have additional risks that warrant extra coverage.

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Small Business Insurance Business Insurance Insurer Insurance 52

TGS

OCTOBER 28, 2024

Simply put, a deductible is the amount you agree to pay out of pocket before your insurance kicks in after a claim. It’s a bit of a balancing act: on one hand, a higher deductible can lower your monthly premiums, but on the other hand, it means you’ll pay more out of pocket in the event of an accident.

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Deductible Auto Insurance Out-Of-Pocket Premium 52

Jackson & Jackson

APRIL 30, 2024

Understanding Location-Based Risk Factors Location plays a pivotal role in determining insurance premiums for commercial properties. Various factors tied to a property’s geographic and socio-economic setting influence insurers’ risk assessments. Here’s how these factors come into play: 1.

Commercial Property 52

Commercial Property Property Insurance Commercial Crime 52

PSM Brokerage

DECEMBER 17, 2024

How It Works and Why Its a Game-Changer for Health Insurance Agents What Is an ACA Subsidy Calculator? Navigating the Affordable Care Act (ACA) marketplace can be complex for both agents and clients, especially when it comes to determining premium subsidies. Location (premiums vary by state and region).

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Premium Agents Insurance Agents Insurance Agent 52

Jackson & Jackson

APRIL 26, 2024

Investing in commercial property in California can be a lucrative venture, but it also comes with its unique set of risks and responsibilities. One of the most crucial aspects to consider is commercial property insurance. Properties in high-risk areas for earthquakes and wildfires may see higher premiums.

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Commercial Property Property Insurance Commercial Business Interruption 52

Jackson & Jackson

MAY 22, 2024

However, with great opportunities come great risks. Investors must understand the importance of securing comprehensive commercial property insurance coverage to protect their investments. It protects against perils like fire, explosions, storms, and other risks outlined in the policy.

Property Insurance 52

Property Insurance Commercial Property Commercial Insurer 52

Smart Insurance Agents

AUGUST 29, 2024

These plans typically offer lower costs due to the risk being spread across a larger group of insured individuals. HDHPs feature high deductibles but lower premiums, making them suitable for pairing with health savings accounts (HSAs). Understanding each plan’s details is crucial for comparing health coverage options.

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TGS

SEPTEMBER 6, 2023

However, for many home renovation projects, you will need to inform your insurance agent. Whether it’s a big project involving reconstruction of part of your home, or a small project that will increase the value of your home or personal property, your renovation will affect your homeowners insurance. New Home Value?

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Insurance Policy Policy Home Insurance Personal Property 52

Bankers Insurance

MAY 16, 2024

Sustained losses inflicted by natural disasters spurred some insurance companies to pull out of the homeowners insurance market in high-risk areas, such as California and Florida, leaving residents with fewer options and higher prices. Even among typical homeowners policies, premiums likely increased year over year.

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Jackson & Jackson

APRIL 28, 2024

This article outlines the top five mistakes property investors make with insurance and provides practical tips on avoiding them, ensuring your investments are adequately protected. This often happens when trying to save on premiums. How to Avoid It: Evaluate the risks associated with your property’s location and type.

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Business Interruption Out-Of-Pocket Expense Out-Of-Pocket Broker-Agent 52

Protect Commercial Insurance

SEPTEMBER 13, 2024

Their primary role is to offer professional guidance and services to their clients, ensuring they obtain the most suitable and cost-effective insurance coverage. Unlike insurance agents who typically represent the interests of one insurance company, brokers are independent and represent the interests of their clients comparatively.

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Maritime Insurance International

MARCH 3, 2020

Relatively few states mandate boat insurance as a requirement for registering a boat of any size or horsepower. That said, the risks that boat owners face are not that different from the risks of owning a car. Given the risks you face, boat insurance can be a wise purchase to help protect your investment.

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TGS

NOVEMBER 5, 2024

These questions help insurers figure out who’s on the property most of the time and for what purpose. After all, a home that’s rented out or left unoccupied part of the year faces different risks than one where you’re living day in and day out. From deadbolts to sprinkler systems, these features can make a difference in your premium.

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Underwriter Underwriting Insurer Insurance 52

Jackson & Jackson

AUGUST 16, 2024

The increasing frequency and severity of natural disasters in recent years have made insurance companies more hesitant to take on the risks associated with insuring California homeowners. Wildfires, in particular, have become a significant concern for insurers in California.

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Insurer Insurance Insured Risk 52

Leadsurance

JANUARY 26, 2024

Insurance agents face the challenge of standing out in a crowded online marketplace. This introduction to interactive content for lead generation will guide insurance agents through the various types, from quizzes to calculators, and offer a step-by-step approach to creating and leveraging these tools effectively.

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Insurance Agent Insurance Agents Agents Life Insurance 52

Jackson & Jackson

APRIL 10, 2024

Assessing the Value of Your Property Accurately The value of your property directly affects your insurance premiums and the amount you’ll be compensated in case of a claim. However, it also comes with risks that must be managed effectively.

Commercial Property 52

Commercial Property Commercial Business Interruption Out-Of-Pocket Expense 52

Freeway Insurance

OCTOBER 26, 2023

Your age, driving record, and the insurance regulations in the state in which you live are among the chief determining factors that will set your premiums. Here’s more information on those and other factors in car insurance calculation. Another way to find cheap car insurance is to reach out to an independent insurance agent.

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Crime Auto Insurance Insurer Insurance 52

TGS

SEPTEMBER 11, 2023

Calculating Your Rates With Wind Pool Additional Windstorm Insurance Options With TGS What is the South Carolina Wind Pool? The South Carolina Legislature required insurance to be available to at-risk coastal homes. Why Would I Have to Get South Carolina Wind Pool Insurance? This program started in 1971.

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Insurer Insurance Insured Out-Of-Pocket 52

American Agents Alliance

NOVEMBER 22, 2024

While there is protection if an agent accurately uses approved tools and procedures provided by insurers, when insurers do not supply an estimator—such as with California FAIR Plan policies—agents who rely on third-party tools risk being held accountable for any discrepancies or inaccuracies.

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Agents Liability Insurance Agents Insurance Agent 40

Bankers Insurance

NOVEMBER 15, 2023

Where are Pipes and Sprinkler Systems Most at Risk of Freezing? Pipes and sprinkler systems face a higher risk of freezing in specific areas of a building or property where temperatures can significantly drop during cold weather. Running water is less likely to freeze, reducing the risk of burst pipes.

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Protection Damage Building Property Damage 52

Protect Commercial Insurance

NOVEMBER 22, 2024

The cost of commercial insurance is generally based on several factors, such as the type and size of your business, its location, and the specific risks involved. While it might sound complicated, this actually means your premium is tailored to fit your needs, ensuring you don’t overpay for unnecessary coverage.

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Commercial Insurance Commercial Cyber Liability 52

Wren Insurance Agency

JULY 8, 2024

Additionally, it may be harder to find a competitive private carrier that will insure that home and take on the inherent risk. Not all carriers will insure a roof with solar, so if you're considering a home with solar, talk to your insurance agent first to verify the home can get good coverage at a competitive price.

Home Insurance 52

Home Insurance Insurer Insurance Insured 52

American Agents Alliance

DECEMBER 14, 2024

Shifting insurance market conditions will bring new risks and opportunities for agents and brokers. The insurance business has always been dynamic, with different lines of business and markets heavily influenced by macroeconomic conditions, changing consumer demands, and cyclical market shifts.

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Property Insurance Centre

SEPTEMBER 25, 2024

This might seem like an advantage since this saves cost initially, though it might lead to high premium costs later on. For example, you may be able to purchase legal expenses cover or rent guarantee insurance to protect your rental income. These can be added to your policy for an additional premium.

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Building Insurer Insurance Insured 52

Bankers Insurance

AUGUST 8, 2024

Businesses may end up with inaccurate ITV calculations for a wide range of reasons — whether it stems from ineffective property valuation methods, intentionally underestimating costs to secure reduced premiums or being impacted by factors outside their control (e.g., For more information, contact your Bankers Insurance agent.

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Commercial Property Property Insurance Commercial Out-Of-Pocket 59

Leadsurance

APRIL 5, 2024

Let’s explore some types of coverage you might need and why it’s essential to have insurance during your student years. It is as important as to buy coursework that you should know the reasons to meet the insurance agent during your educational journey. Student insurance isn’t just about covering medical bills.

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Broker-Agent Insurer Insurance Insured 52

Shield Insurance Agency

APRIL 19, 2024

Broad form collision coverage may be a better option for those who want more comprehensive protection and are willing to pay a higher premium for it. Be sure to review your insurance policy and speak with your insurance agent to ensure you have the coverage that best suits your needs.

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Auto Insurance Deductible Out-Of-Pocket Insurer 52

TGS

NOVEMBER 15, 2024

If you’re adding a second car to insurance and both vehicles meet the insurer’s criteria, you could end up with a nice reduction in your overall premium. Potential Challenges of Adding a Second Car to Insurance Of course, adding a second car isn’t without its considerations.

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Auto Insurance Deductible Policy Insurer 52

Agency Revolution

JUNE 10, 2024

Whether your sharing industry news, tips for lowering their insurance risk, or educating them about various insurance topics, blogging offers the opportunity to build the relationship, trust, and loyalty that leads to retention. When clients know your team by face and by name, the bond can go much deeper than a premium payment.

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Insurance Agency Insurer Insurance Insured 52

Agency Revolution

JUNE 10, 2024

Whether your sharing industry news, tips for lowering their insurance risk, or educating them about various insurance topics, blogging offers the opportunity to build the relationship, trust, and loyalty that leads to retention. When clients know your team by face and by name, the bond can go much deeper than a premium payment.

Insurance Agency 52

Insurance Agency Insurer Insurance Insured 52