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Millions Have No Idea Theyre at Risk,shed … The post Underinsured and Unprotected: Are California InsuranceAgents to Blame? appeared first on PropertyInsurance Coverage Law Blog. A recent in-depth investigative report by theSan Francisco Chronicle,A Broken System is Keeping California Homes Underinsured.
Florida authorities have arrested a well-known southwest Florida insuranceagent, charging him with larceny and embezzlement of premiums. Reid McDaniel, 33, who was named the honorary mayor of North Fort Myers last year but who also was facing a negligence …
With six sailboats and a motorboat, I consider myself an enthusiast, though my insuranceagent probably sees me as a … The post Boatowners Beware! Buy a Marine Policy Rather Than Relying Upon a Homeowners Policy For Coverage appeared first on PropertyInsurance Coverage Law Blog.
The duties of an insuranceagent to the policyholder will differ depending on state law. Yesterday’s post about a Michigan coverage case, Order and Bind Insurance Before the Loss—Commercial Policy Covers Water Damage Under Drain Backup Endorsement, noted that there was also an issue with insuranceagent negligence.
Reinsurance in Florida’s long-stressed propertyinsurance market was supposed to have stabilized this year – with moderate rate increases and more availability. But those calmer waters apparently have not reached the mobile home market, and Florida insuranceagents are now …
Florida legislative leaders, facing increasing pressure from the public and the press, this week pledged to investigate propertyinsurers’ financial structures. And bills filed before the 2025 Legislature began this week also would require executive pay disclosure by carriers, along …
Federal courts are creating an almost impossible barrier for policyholders trying to hold their insuranceagents accountable for negligence involving National Flood Insurance Program (NFIP) policies.
The vast majority of policyholders rely upon and trust their licensed insuranceagents to provide them the best coverage at the best affordable price without having … The post The Majority of InsuranceAgents Do Not Read the Policies They SellMany Professionals in the Insurance Service Sector Fail to Read the Full Policy appeared first on Property (..)
When it comes to protecting your home, business, or investment property, theres one essential coverage that many property owners overlook regarding Ordinance or Law (O&L) coverage.
When it comes to protecting your home, business, or investment property, theres one essential coverage that many property owners overlook regarding Ordinance or Law (O&L) coverage.
When your home is damaged, it’s natural for most homeowners to call their insuranceagent. Your agent is usually the first person who comes to mind because they sold you the policy. But insuranceagents don’t handle claims. That job belongs to an adjuster.
As if it were yesterday, I vividly remember going to my first catastrophic fire loss with my dad at the young age of nine. It was a house fire in Sarasota involving a resident falling asleep with a lit cigarette.
I often wonder if insuranceagents read the insurance policies they provide to their clients before selling the product. Why do insuranceagents sell policies with clauses that require disputes to be in faraway places? appeared first on PropertyInsurance Coverage Law Blog.
With six sailboats and a motorboat, I consider myself an enthusiast, though my insuranceagent probably sees me as a … The post Boatowners Beware! Buy a Marine Policy Rather Than Relying Upon a Homeowners Policy For Coverage appeared first on PropertyInsurance Coverage Law Blog.
The movie tackles the lives of stockbrokers and also talks about the life of their partners, insuranceagents. The world of insurance selling can be overwhelming. You may find various types of personal insurance and commercial insurance policies. Is selling life insurance a good job at 20 years old?
In Florida, insuranceagents play a vital role in helping clients navigate the complexities of insurance coverage. The standard of care required of these agents ensures that clients are properly advised and that their insurance needs are met, while also protecting the agents professional integrity.
THE IMPORTANCE OF ACCURATE VALUATION IN COMMERCIAL PROPERTYINSURANCE When purchasing or renewing commercial propertyinsurance , it’s important for businesses to ensure their coverage includes correct property valuations. Additionally, property undervaluation can result in coinsurance penalties.
Investors must understand the importance of securing comprehensive commercial propertyinsurance coverage to protect their investments. This article aims to provide an in-depth overview of ensuring multi-unit commercial properties in California, highlighting key considerations for investors.
Understanding Consumer Education and PropertyInsurance As an informed consumer, education on consumer rights and propertyinsurance is crucial. It empowers individuals to make informed decisions about insurance coverage and understand their policy rights.
One of the most crucial aspects to consider is commercial propertyinsurance. This guide aims to help new investors understand the basics of commercial propertyinsurance in California, ensuring that their investments are protected against unforeseen events.
For property investors and owners, understanding how location impacts insurance rates is crucial for financial planning and investment decisions. This article explores how various location-based factors affect commercial propertyinsurance rates in California and offers insights for managing these costs effectively.
Commercial propertyinsurance is a significant expense for property investors and owners. This article outlines practical tips and strategies to help commercial property owners in California minimize their insurance expenses while maintaining adequate protection for their investments.
The telemarketing industry has become a whole new playing field, especially for insuranceagents, due to the rise and integration of mobile phones into our daily lives. A telemarketing insuranceagent will be put in many different situations.
Google Paid Search For InsuranceAgents – What to Know Before You Get Started Paid search is a great option for many agents who want an additional source of leads that reaches beyond their SEO footprint. The post Everything InsuranceAgents Need To Know About Paid Search appeared first on Tosten Marketing.
Business PropertyInsurance Your servers, laptops, and office equipment are essential for running your IT business. Business propertyinsurance protects your physical assets against risks like fire, theft, or natural disasters. Secure your IT business today—because peace of mind is priceless.
Here are five critical considerations you should keep in mind regarding insurance when buying or investing in commercial property. Understanding the Types of Coverage Available PropertyInsurance This is the most basic form of insurance you’ll need.
Mistake 2: Overlooking Additional Necessary Coverages Standard propertyinsurance policies do not cover everything. The post Top 5 Mistakes Property Investors Make with Insurance – And How to Avoid Them appeared first on Jackson & Jackson InsuranceAgents and Brokers.
Let’s explore some types of coverage you might need and why it’s essential to have insurance during your student years. It is as important as to buy coursework that you should know the reasons to meet the insuranceagent during your educational journey. Student insurance isn’t just about covering medical bills.
For more information, contact your Bankers Insuranceagent. Each of our clients is assigned a personal insuranceagent and provided their email address as well as a phone number that rings right on their desk. They will help determine your risks and advise how to cover them. Not a client of ours?
Their primary role is to offer professional guidance and services to their clients, ensuring they obtain the most suitable and cost-effective insurance coverage. Unlike insuranceagents who typically represent the interests of one insurance company, brokers are independent and represent the interests of their clients comparatively.
You’ll also need to understand your deductible, which is the amount you must pay out of pocket before the insurance company will cover the rest of the costs. If you’re unsure about any aspect of your policy, contact your insuranceagent for assistance. appeared first on PropertyInsurance Centre.
A tech startup, for instance, might prioritise cybersecurity insurance, whereas a café may need more coverage for property and liability. By working closely with an insuranceagent, you can create a policy that fits like a glove, ensuring your business is adequately protected without paying for extraneous coverages.
By Lewis Nibbelin, Contributing Writer, Triple-I The Florida Houses attempt to curtail recent legal system reforms met firm resistance from the state Senate this week, preserving the 2022 and 2023 legislation that stabilized the states propertyinsurance market. percent at the start of this year.
Pet insurance is considered propertyinsurance, and pet coverage and pet wellness programs will soon face new regulations and disclosure requirements under a bill signed into law by Florida Gov. Ron DeSantis. House Bill 655, approved with no opposition in …
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