Smart Insurance Agents

SEPTEMBER 2, 2024

While insurance can lower your out-of-pocket expenses, the final cost depends on several factors. Key Takeaways Colonoscopy costs can range from $1,250 to $4,800, with insurance significantly impacting out-of-pocket expenses.

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Smart Insurance Agents

OCTOBER 15, 2024

Top Blue Cross Blue Shield Texas Individual Plans for 2025 Looking for Blue Cross Blue Shield Texas individual plans from a reputable insurance company? Understanding Blue Cross Blue Shield Texas Individual Health Insurance Plans Selecting the appropriate health insurance plan is vital for meeting individual and family health needs.

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Smart Insurance Agents

SEPTEMBER 17, 2024

Insurance companies categorize OB-GYN services differently from primary care, leading to higher reimbursement rates, co-pays, and potential out-of-pocket costs for patients visiting specialists. Patients should verify whether their OB-GYN is in-network to avoid higher out-of-pocket expenses.

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Smart Insurance Agents

AUGUST 28, 2024

This option is offered by private insurance companies. Major Providers of Medicare Advantage Plans in Illinois Illinois residents have access to a variety of Medicare Advantage plans offered by major private insurance companies. Here are the leading companies in the Illinois Medicare Advantage market.

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Smart Insurance Agents

AUGUST 19, 2024

It’s important to compare Medicare Supplement plans to understand coverage, out-of-pocket costs, and how individual plans vary by insurance company and state regulations. Here is where Medicare Supplement Insurance, also known as Medigap policies, is helpful. This means insurance companies cannot deny you coverage.

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Smart Insurance Agents

SEPTEMBER 2, 2024

Key Takeaways Green card holders have diverse health insurance options, including ACA Marketplace plans , employer-sponsored programs, and short-term coverage, crucial for avoiding high medical costs and complying with the Affordable Care Act. Do green card holders face a waiting period for Medicaid and CHIP?

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Smart Insurance Agents

SEPTEMBER 1, 2024

Before you travel, verify your health insurance coverage by consulting with your health insurance company or your insurance agent. This means that a visit to a primary care physician or a routine check-up might not be covered if you’re out of state. Routine care while traveling can be a gray area.

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