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How to Become a Licensed ACA Health Insurance Agent: A Comprehensive Guide

PSM Brokerage

The Affordable Care Act (ACA) has transformed the health insurance landscape, creating a wealth of opportunities for insurance agents to build successful careers. Becoming a licensed ACA health insurance agent allows you to help individuals and families find affordable coverage while building a steady income stream.

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Short Term Health Insurance Illinois

Smart Insurance Agents

Short Term Health Insurance Illinois: No longer available as of January 1, 2025. STLD Plans – As of January 1, 2025, Short-term Limited Duration Plans are no longer permitted to be sold in Illinois, helping to ensure that residents are not misled about whether they are purchasing comprehensive health insurance.

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Can You Have Private Insurance and Medicaid?

Smart Insurance Agents

This raises the question: can you have private insurance and Medicaid? This dual coverage can provide a broader range of medical services and reduce out-of-pocket costs. This article will explain how eligibility works, how benefits coordinate, and what you need to know about combining both types of insurance.

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Medicare Annual Enrollment Period: What Seniors Need to Know for 2025

P&L Financial Services

Why You Should Review Your Medicare Coverage Every Year One of the main reasons to review your plan annually is because insurance providers update their offerings. Medicare Advantage Plans: Premiums and out-of-pocket costs can fluctuate, and new benefits like vision, hearing, and dental care may be added.

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Home Insurance Deductibles: What You Need to Know

Paragon Independent Insurance Agencies

Our knowledgeable agents at Paragon Independent Insurance Agency in Plano, TX, are here to help. We are here to help you fully understand what a home insurance deductible is and which is best for you. What is a Home Insurance Deductible? Reach out to us today! The deductible isn’t just a one-time payment.

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Blue Cross Blue Shield Texas Individual Plans

Smart Insurance Agents

Gold Plans provide the highest coverage but come with higher premiums, Silver Plans balance costs and coverage, and Bronze Plans have lower premiums but higher out-of-pocket expenses, making them suitable for generally healthy individuals. Silver Plans strike a good balance between monthly premiums and out-of-pocket costs.

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Comparing Medicare Supplement Plans: Choosing the Right Coverage

Smart Insurance Agents

It’s important to compare Medicare Supplement plans to understand coverage, out-of-pocket costs, and how individual plans vary by insurance company and state regulations. Here is where Medicare Supplement Insurance, also known as Medigap policies, is helpful. Introduction Navigating Medicare can be confusing.