P&L Financial Services

SEPTEMBER 20, 2024

Medicare Advantage Plans: Premiums and out-of-pocket costs can fluctuate, and new benefits like vision, hearing, and dental care may be added. Part D Prescription Drug Plans: Changes in premiums and the formulary list could impact the cost of your medications. Have your medical needs changed?

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Paragon Independent Insurance Agencies

JULY 31, 2024

Lastly, the lower the deductible you choose when purchasing your homeowner’s policy, the higher your premium payments will be. For instance, taking out a home insurance policy with $500 deductibles would be more expensive than choosing a $1000 deductible on your policy.

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Smart Insurance Agents

OCTOBER 15, 2024

Gold Plans provide the highest coverage but come with higher premiums, Silver Plans balance costs and coverage, and Bronze Plans have lower premiums but higher out-of-pocket expenses, making them suitable for generally healthy individuals. Silver Plans strike a good balance between monthly premiums and out-of-pocket costs.

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Smart Insurance Agents

AUGUST 19, 2024

Some plans also help with bigger dental work, like dentures or implants, but these might cost more in premiums. It’s a good idea to use the online resources from Medicare or talk to a licensed insurance agent. However, you will usually pay separate premiums for these plans. This will help you make a good decision.

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American Agents Alliance

SEPTEMBER 26, 2024

Why Surety Bonds Are a Game-Changer for Your Business In today’s competitive insurance landscape, differentiation is key. Insurance agents who can offer a broader range of products not only meet more of their clients’ needs but also position themselves as indispensable partners in their clients’ success.

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Smart Insurance Agents

AUGUST 19, 2024

Private insurance companies sell these plans, and they follow rules set by the federal government. Even though the coverage is similar, like Plan G from one company being the same as Plan G from another, the premiums can be different. Even though Medigap plans require monthly premiums, the benefits can be worth it.

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PSM Brokerage

NOVEMBER 19, 2024

Why Compliance is Non-Negotiable Compliance is about doing the right thing for your clients while avoiding fines, legal repercussions, or even losing your license. Key Compliance Areas HIPAA Compliance As an insurance agent, you're responsible for safeguarding protected health information (PHI).

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TGS

NOVEMBER 1, 2024

You’ll need their name, contact details, insurance policy number, and driver’s license information. Make sure to capture not just the vehicles, but also the license plates and the general environment. This visual evidence can be pivotal when filing a claim with your insurance provider.

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Smart Insurance Agents

OCTOBER 16, 2024

In addition to helping clients choose the right health insurance plans , brokers also play a significant role in educating consumers about the intricacies of health insurance. They explain the details of different policies, including coverage options, premiums, deductibles, and out-of-pocket expenses.

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Smart Insurance Agents

SEPTEMBER 3, 2024

The Health Insurance Premium Payment (HIPP) program helps families pay for private health insurance when it’s more cost-effective than Medicaid alone. Additionally, Medicaid may cover private insurance costs, including premiums, coinsurance, and deductibles, making it a valuable secondary insurance option for many families.

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Smart Insurance Agents

SEPTEMBER 28, 2024

How to Find a Reliable Broker for Medical Insurance Finding a reliable health insurance broker is crucial to ensuring you receive the best possible guidance and health coverage. Check the credentials and licensing of potential brokers and evaluate online reviews and testimonials to gauge their reliability and expertise.

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Friendly Agent

DECEMBER 3, 2020

I am talking about becoming an insurance agent. Becoming an insurance agent checks all boxes. There are many agents who work part time or started as part time agents and then transitioned to full time. How to become an insurance agent? How do I start a side hustle in Insurance Agency space?

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Smart Insurance Agents

AUGUST 19, 2024

Medicare Supplement Plans, also known as Medigap Plans or Medicare Supplement insurance plans, are standardized. This means they provide the same basic benefits no matter which insurance company you choose. However, the premium costs can vary between different insurers. Consider your own healthcare needs.

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Property Insurance Centre

MARCH 19, 2024

By educating policyholders on the importance of documentation and providing tools to facilitate the process, insurers can help their clients protect their interests and ensure fair compensation. Insurance Agent Advocacy Insurance agents play a crucial role as advocates for policyholders throughout the claims process.

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Agency MVP

DECEMBER 20, 2021

Trends in Property and Casualty Insurance Most insurance companies are making the underwriting and policy issuance process simpler and more streamlined. Overall, premiums have become less expensive as well. This creates a meaningful and significant opportunity for agents today. Working from home is cost-effective.

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Agency MVP

DECEMBER 20, 2021

Where To Start With Your Insurance Agency Before you can think about scaling your insurance agency, you have to start with the basics so you know what to do and how to tackle an issue in the future with your business. Here are some questions you can start with: How do you manage an insurance agency ?

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