Smart Insurance Agents

AUGUST 19, 2024

It’s important to compare Medicare Supplement plans to understand coverage, out-of-pocket costs, and how individual plans vary by insurance company and state regulations. Here is where Medicare Supplement Insurance, also known as Medigap policies, is helpful. Introduction Navigating Medicare can be confusing.

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Jackson & Jackson

APRIL 29, 2024

This article outlines practical tips and strategies to help commercial property owners in California minimize their insurance expenses while maintaining adequate protection for their investments. Increase Your Deductible Increasing your deductible is one of the simplest ways to lower your insurance premiums.

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Paragon Independent Insurance Agencies

SEPTEMBER 30, 2024

Home Insurance Like any other residence, a tiny home is eligible for various types of home insurance coverage. This coverage will cover the cost of repairing your tiny home and reimburse any out-of-pocket expenses you incur as the primary owner. An agent can discuss various add-ons that your tiny home qualifies for.

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Jackson & Jackson

APRIL 28, 2024

This article outlines the top five mistakes property investors make with insurance and provides practical tips on avoiding them, ensuring your investments are adequately protected. However, in the event of a claim, this can lead to substantial out-of-pocket expenses due to insufficient coverage limits.

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TGS

SEPTEMBER 6, 2023

However, for many home renovation projects, you will need to inform your insurance agent. Whether it’s a big project involving reconstruction of part of your home, or a small project that will increase the value of your home or personal property, your renovation will affect your homeowners insurance.

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Smart Insurance Agents

AUGUST 28, 2024

This option is offered by private insurance companies. These plans often feature extensive benefits and low out-of-pocket costs, making them a top choice for beneficiaries looking for the best possible coverage. In 2024, Illinois residents can choose from 158 different plans, each offering unique benefits and coverage options.

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Smart Insurance Agents

AUGUST 23, 2024

This voluntary program for Part D sponsors, including private insurance companies and pharmacy benefit managers, will introduce significant changes that could transform how prescription drug costs are managed, potentially affecting seniors’ access to medications and the future of Medicare Part D.

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Jackson & Jackson

APRIL 10, 2024

It’s not just about choosing the correct location or getting the best price; it’s also about ensuring your investment is protected from the unexpected. Insurance plays a pivotal role in safeguarding your property and your financial future. It protects you from claims arising from accidents or injuries on your property.

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PSM Brokerage

DECEMBER 5, 2024

Why Agents Should Sell Aflac Medicare Supplement Plans When it comes to trusted names in the insurance industry, Aflac stands out as a company synonymous with reliability, innovation, and client-focused solutions. Medicare Supplement plans are also a great way to generate recurring revenue.

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Shield Insurance Agency

APRIL 19, 2024

Standard Collision Coverage Standard collision coverage is the most basic form of collision insurance available in Michigan. The deductible is the amount you must pay out-of-pocket before your insurance coverage kicks in. Limited Collision Options Limited collision coverage is another option available to Michigan drivers.

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Bankers Insurance

MAY 16, 2024

TIPS FOR BUYING HOME INSURANCE For millions of Americans, home insurance remains an essential financial safeguard. These policies can provide critical financial security as homeowners seek to protect their fiscal stability and property. WHAT HAPPENED IN 2023? The inflation spike during 2022 reverberated throughout the U.S.

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TGS

OCTOBER 3, 2024

TGS Insurance » Blog 10 Factors That Affect Homeowners Insurance Premiums in Florida When it comes to homeowners insurance premiums, several factors come into play, and understanding them can be the key to managing your costs. The more risks your area poses, the more your insurance company will charge to protect you.

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TGS

SEPTEMBER 11, 2023

TGS Insurance » Blog With hurricane season in full force, South Carolina residents living on the coast must protect their homes from the upcoming storms. Understanding how windstorm insurance works in these areas is the first step in adequately protecting your home. million in protection.

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Smart Insurance Agents

SEPTEMBER 1, 2024

Key Takeaways Health insurance typically covers emergency services out-of-state, but routine care may not be included; it’s essential to verify coverage details with your insurer before traveling. Before you travel, verify your health insurance coverage by consulting with your health insurance company or your insurance agent.

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Smart Insurance Agents

SEPTEMBER 2, 2024

Eligibility for ACA Marketplace coverage allows green card holders to access premium tax credits and subsidies , significantly lowering premium and out-of-pocket expenses, thus facilitating affordable health insurance. New immigrants need adequate health insurance to navigate the high costs of medical care in the U.S.

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Property Insurance Centre

SEPTEMBER 25, 2024

Insure your building at the amount that it will cost to rebuild it and not at the current market value when securing block of flats insurance. This will afford you adequate insurance cover to meet all the costs of rebuilding in case of total destruction. – Not considering inflation. – Ignoring exclusions.

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Bankers Insurance

JULY 8, 2024

TRAVEL INSURANCE FOR BUSINESSES Travel insurance offers a broad range of benefits and services, such as worldwide emergency hotline services, medical evacuation, reimbursement for unexpected cancellation or delay and more. For example, insurance for a $2,000 trip may cost $80 to $160. This can otherwise cost up to $50,000.

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Smart Insurance Agents

AUGUST 19, 2024

Exploring the Basics of Medicare Supplement Insurance Medicare Supplement plans , known as Medigap, work alongside your Original Medicare Part A and Part B. These Medicare Supplement Insurance plans provide extra help for the costs that Original Medicare does not cover. These plans are sold by private insurance companies.

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Jackson & Jackson

MAY 22, 2024

Investors must understand the importance of securing comprehensive commercial property insurance coverage to protect their investments. “Understanding Multi-Family Property Insurance” Commercial property insurance is a vital safeguard for property owners, protecting their assets against various risks. .

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American Agents Alliance

OCTOBER 24, 2024

By Mark Robinson In July 2024, a significant class action lawsuit was filed against the California FAIR Plan, accusing the state’s fire insurance backstop of improperly denying smoke damage claims in violation of California Insurance Code Sections 2070 and 2071.

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TGS

OCTOBER 25, 2024

Let’s break down the top reasons your home insurance premium increase might have happened, and what you can do about it. Your Home Aged Since Last Year It might not be something you think about regularly, but the age of your home plays a significant role in determining your insurance premiums.

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Smart Insurance Agents

AUGUST 19, 2024

Key Takeaways Texas offers a variety of dental insurance plans, including PPO and DHMO options, that provide financial protection against routine and emergency dental costs. Understanding Dental Insurance Texas Dental insurance Texas is essential for residents to manage the costs of routine and emergency dental care.

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Smart Insurance Agents

OCTOBER 15, 2024

Key Takeaways Penalties for lapses in health insurance coverage still exist in some states, despite the federal repeal of the individual mandate penalty in 2019. Penalties for Lapses in Health Insurance Coverage Health insurance coverage is not just a safety net; it’s a legal requirement in many places.

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Smart Insurance Agents

JANUARY 11, 2025

The Importance of Small Business Health Insurance in Texas: Protecting Your Employees and Bottom Line As a small business owner in Texas , you know that taking care of your employees is a top priority. One way to do that is by providing health insurance coverage.

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Distinguished

MARCH 25, 2025

For insurance professionals, it can be challenging to understand why these seemingly simple objects can command such high valuations. In short, their value is highly subjective and requires expertise and connections beyond most insurance agents or brokers. What are Antique Duck Decoys, and Why are They Valuable?

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