Jackson & Jackson

APRIL 28, 2024

This article outlines the top five mistakes property investors make with insurance and provides practical tips on avoiding them, ensuring your investments are adequately protected. However, in the event of a claim, this can lead to substantial out-of-pocket expenses due to insufficient coverage limits.

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TGS

SEPTEMBER 6, 2023

However, for many home renovation projects, you will need to inform your insurance agent. Whether it’s a big project involving reconstruction of part of your home, or a small project that will increase the value of your home or personal property, your renovation will affect your homeowners insurance.

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TGS

OCTOBER 3, 2024

TGS Insurance » Blog 10 Factors That Affect Homeowners Insurance Premiums in Florida When it comes to homeowners insurance premiums, several factors come into play, and understanding them can be the key to managing your costs. The more risks your area poses, the more your insurance company will charge to protect you.

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Smart Insurance Agents

SEPTEMBER 17, 2024

Wondering if an OB-GYN is an obgyn considered a specialist for insurance purposes? Most insurance providers classify OB-GYNs as specialists, which can influence your coverage and out-of-pocket costs. Simply put, yes. Women often need both a primary care provider and an OB-GYN to address different aspects of their health.

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Smart Insurance Agents

AUGUST 29, 2024

Offering health insurance enhances employee retention, attracts top talent, and can lead to financial advantages and reduced workplace absenteeism. Through HealthCare.gov, business owners can explore various health insurance choices tailored to their specific needs.

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Bankers Insurance

MAY 16, 2024

TIPS FOR BUYING HOME INSURANCE For millions of Americans, home insurance remains an essential financial safeguard. The homeowners insurance market is complicated and dynamic, and many policyholders have experienced increased rates in recent years despite no changes to their coverage or claims filed. WHAT HAPPENED IN 2023?

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TGS

OCTOBER 25, 2024

Let’s break down the top reasons your home insurance premium increase might have happened, and what you can do about it. Your Home Aged Since Last Year It might not be something you think about regularly, but the age of your home plays a significant role in determining your insurance premiums.

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Smart Insurance Agents

AUGUST 31, 2024

However, understanding your insurance coverage for dental anesthesia is essential to ensure you receive the care you need without breaking the bank. We will discuss the different types of dental anesthesia available, their benefits, and how insurance companies typically handle coverage for these procedures.

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Jackson & Jackson

APRIL 10, 2024

Here are five critical considerations you should keep in mind regarding insurance when buying or investing in commercial property. Understanding the Types of Coverage Available Property Insurance This is the most basic form of insurance you’ll need. However, it also comes with risks that must be managed effectively.

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Shield Insurance Agency

APRIL 19, 2024

Standard Collision Coverage Standard collision coverage is the most basic form of collision insurance available in Michigan. The deductible is the amount you must pay out-of-pocket before your insurance coverage kicks in. Limited Collision Options Limited collision coverage is another option available to Michigan drivers.

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TGS

SEPTEMBER 11, 2023

The South Carolina Wind and Hail Underwriting Association, also known as Wind Pool, is an association of insurance providers. This is a last resort after attempting to obtain coverage through the standard insurance market. The South Carolina Legislature required insurance to be available to at-risk coastal homes.

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Jackson & Jackson

MAY 22, 2024

However, with great opportunities come great risks. Investors must understand the importance of securing comprehensive commercial property insurance coverage to protect their investments. It protects against perils like fire, explosions, storms, and other risks outlined in the policy.

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Smart Insurance Agents

AUGUST 19, 2024

Exploring the Basics of Medicare Supplement Insurance Medicare Supplement plans , known as Medigap, work alongside your Original Medicare Part A and Part B. These Medicare Supplement Insurance plans provide extra help for the costs that Original Medicare does not cover. These plans are sold by private insurance companies.

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Property Insurance Centre

SEPTEMBER 25, 2024

Insure your building at the amount that it will cost to rebuild it and not at the current market value when securing block of flats insurance. This will afford you adequate insurance cover to meet all the costs of rebuilding in case of total destruction. – Not considering inflation. – Ignoring exclusions.

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American Agents Alliance

OCTOBER 24, 2024

By Mark Robinson In July 2024, a significant class action lawsuit was filed against the California FAIR Plan, accusing the state’s fire insurance backstop of improperly denying smoke damage claims in violation of California Insurance Code Sections 2070 and 2071.

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Smart Insurance Agents

JANUARY 11, 2025

The Importance of Small Business Health Insurance in Texas: Protecting Your Employees and Bottom Line As a small business owner in Texas , you know that taking care of your employees is a top priority. One way to do that is by providing health insurance coverage. Moreover, health insurance fosters a sense of security among employees.

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Smart Insurance Agents

OCTOBER 15, 2024

Key Takeaways Penalties for lapses in health insurance coverage still exist in some states, despite the federal repeal of the individual mandate penalty in 2019. Penalties for Lapses in Health Insurance Coverage Health insurance coverage is not just a safety net; it’s a legal requirement in many places.

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Smart Insurance Agents

AUGUST 29, 2024

Lilly Direct is revolutionizing weight management through obesity telehealth. This article explores remote evaluations, customized plans, and constant support that make managing obesity easier. Comprehensive Telehealth Options with Lilly Direct Lilly Direct offers an extensive range of telehealth services tailored to effectively manage obesity.

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Smart Insurance Agents

SEPTEMBER 2, 2024

While insurance can lower your out-of-pocket expenses, the final cost depends on several factors. Key Takeaways Colonoscopy costs can range from $1,250 to $4,800, with insurance significantly impacting out-of-pocket expenses. These include physician fees, anesthesia fees, and facility fees.

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Smart Insurance Agents

SEPTEMBER 3, 2024

Introduction Navigating the complexities of health insurance can be challenging, especially when it comes to understanding your coverage for birth control. Therefore, it’s crucial to review your plan documents carefully or reach out to Blue Cross customer service to get a clear picture of your contraceptive coverage benefits.

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Bankers Insurance

JULY 8, 2024

TRAVEL INSURANCE FOR BUSINESSES Travel insurance offers a broad range of benefits and services, such as worldwide emergency hotline services, medical evacuation, reimbursement for unexpected cancellation or delay and more. For example, insurance for a $2,000 trip may cost $80 to $160. This can otherwise cost up to $50,000.

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Distinguished

MARCH 25, 2025

For insurance professionals, it can be challenging to understand why these seemingly simple objects can command such high valuations. In short, their value is highly subjective and requires expertise and connections beyond most insurance agents or brokers. However, not all antique duck decoys are worth six figures.

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