Distinguished

MARCH 20, 2025

These resources are invaluable for both property owners and insurance brokers when assessing risk. How do pending or unresolved housing violations affect a property owners ability to obtain insurance? Landlord insurance which covers both liability and property damageis particularly sensitive to housing violations.

Broker 52

Broker License Insurance Broker Risk 52

Word & Brown

AUGUST 1, 2024

A Health Insurance broker – sometimes called an insurance agent – is a licensed professional who works with individuals and businesses to help them shop for and compare insurance policies. Health Insurance, especially, is something people need, but may not really understand. Act now to learn more.

Broker 52

Broker Insurance Broker Broker-Agent License 52

Elmore

AUGUST 11, 2024

Insurers increase prices after paying out record weather-related claims in 2023 The post Average UK home insurance policy jumps to almost £400 appeared first on Elmore Insurance Brokers.

Home Insurance 40

Home Insurance Insurance Policy Policy Insurance Broker 40

Property Insurance Centre

FEBRUARY 10, 2025

Get a Quote Insurance under one roof We are specialists in many types of insurance GET YOUR QUOTE GET YOUR QUOTE What Perils Are Covered by Commercial Property Insurance? ” If a peril is explicitly listed in the policy, the insurer will cover the damage it causes. Looking for a quote now?

Commercial Property 52

Commercial Property Property Insurance Commercial Boiler and Machinery 52

Word & Brown

APRIL 1, 2025

The post Tax Season Spotlight: Word & Brown Offers Smart Ways Your Clients Can Save Money on Taxes and Elsewhere, Too appeared first on The Insurance Broker Blog. Word & Brown is neither a tax expert nor financial advisor.

Deductible 52

Deductible Premium Out-Of-Pocket Insurance Policy 52

Distinguished

MARCH 19, 2025

Landlord insurance which covers both liability and property damageis particularly sensitive to housing violations. Both resolved and unresolved violations can affect the terms, premiums, and overall coverage of these policies. What role can insurance brokers play in managing these challenges for their clients?

Building 52

Building Broker Damage Insurance Broker 52

Property Insurance Centre

JANUARY 27, 2025

Steps to Take Check the Lease Agreement: This document will outline who is responsible for insuring the building. Speak with the Freeholder or Managing Agent: Ask for details about the current insurance policy and how costs are allocated. Looking for a quote now?

Building 52

Building Broker-Agent Insurer Insurance 52

Property Insurance Centre

JANUARY 30, 2025

Because of these risks, many standard building insurance policies may not fully cover an unoccupied flat for extended periods, typically beyond 30-60 days. Get a Quote Insurance under one roof We are specialists in many types of insurance GET YOUR QUOTE GET YOUR QUOTE What Type of Insurance Do You Need?

Property Insurance 52

Property Insurance Insurer Insurance Insured 52

Property Insurance Centre

MARCH 21, 2025

Insurers view these uses as higher risk, which can lead to increased premiums or the need for specialist insurance policies. Crime Risk in Certain Urban Areas While overall crime in Manchester is lower than in London, some districts still report higher rates of burglary and vandalism, which can affect insurance costs.

Premium 52

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Property Insurance Centre

MARCH 11, 2025

We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership. We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks.

Risk 52

Risk Insurer Insurance Insured 52

Property Insurance Centre

FEBRUARY 24, 2025

We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership. We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks.

Liability 52

Liability Protection Claim Property Insurance 52

Protect Commercial Insurance

JULY 26, 2024

In this article, we will provide you with four essential tips to help you understand your coverage needs, find the best rates, review and update your policy regularly, and work with an experienced insurance broker. Review and Update Your Policy Regularly Securing the right commercial tailors insurance is not a one-time task.

Commercial 52

Commercial Insurance Broker General Liability Business Interruption 52

ProWriters

NOVEMBER 13, 2024

The CrowdStrike attack underscores your need, as a Cyber Insurance broker, to have discussions with your clients about safely and effectively navigating today’s digital security landscape. What’s more, cyber criminals took advantage of the situation to prey on confused individuals and compromised systems.

Cyber 98

Cyber Insurer Insurance Insured 98

Redbird Agents

JULY 9, 2024

I spoken with thousands of insurance agents, many of whom are venturing out on their own for the first time. They’ve been misled by friends claiming that selling insurance policies as an independent insurance agent is straightforward and profitable. How to sell life insurance from home?

Insurance Agents 130

Insurance Agents Insurance Agent Agents Broker-Agent 130

ProWriters

NOVEMBER 12, 2024

As a Cyber Insurance broker, you can do much to help healthcare clients safeguard sensitive information, reduce their risk of data breaches, and respond effectively should one take place. Watch our Cyber U video about why healthcare organizations need Cyber Insurance.

Cyber 87

Cyber Liability Insurance Protection Risk 87

Property Insurance Centre

MAY 20, 2024

Consequences of Underinsurance In the event of a claim on the block insurance policy , the insurer or its appointed loss adjuster may check to see that the Declared Value is adequate. If it is not, they may rely upon a clause within the insurance policy called Average, Average Condition, or Underinsurance.

Building 52

Building Liability Insurer Insurance 52

Jackson & Jackson

APRIL 28, 2024

Ensure your policy covers replacement costs rather than actual cash value, as this accounts for the depreciation of your assets. Mistake 2: Overlooking Additional Necessary Coverages Standard property insurance policies do not cover everything. How to Avoid It: Shop around and compare policies based on price and coverage.

Business Interruption 52

Business Interruption Out-Of-Pocket Expense Out-Of-Pocket Broker-Agent 52

Protect Commercial Insurance

MAY 13, 2021

This includes recommending a specific insurance policy to a customer. This covers a range of activities – for example, introducing a customer to an insurer or insurance broker, helping someone fill in an application form and sending a customer’s application to an insurer. Arranging investment deals.

Commercial Insurance 52

Commercial Insurance Commercial Insurer Insurance 52

Friendly Agent

SEPTEMBER 21, 2020

Deciding which product to sell On your way to becoming the full-fledged insurance agent, among the things you will have to do is to decide which products you will sell. You may find various types of personal insurance and commercial insurance policies. There are Property and Casualty, Life/health insurance, and more.

Insurance Agents 130

Insurance Agents Insurance Agent Agents Broker-Agent 130

Risk Management Monitor

AUGUST 30, 2021

When it comes to your insurance policies, it is critical to verify that your coverage includes appropriate, up-to-date limits and deductibles. This includes determining if you have adequate insurance based on your location and its respective risk for floods or windstorms. Read the Fine Print.

Risk 74

Risk Damage Building Business Interruption 74

Protect Commercial Insurance

SEPTEMBER 13, 2024

Here is where brokers come in, not merely as middlemen, but as invaluable partners in the quest for the best commercial insurance deals. Let’s delve into the multifaceted roles brokers play and understand the irreplaceable value they bring to the table.

Commercial Insurance 52

Commercial Insurance Broker Commercial Broker-Agent 52

Cowbell

FEBRUARY 6, 2025

At Cowbell, weve long believed that prevention is better than cure , and we strive to deliver more than just an insurance policy to fall back on. The Future of Cyber Insurance and Resiliency By merging proactive security services with responsive cyber insurance , CRS signifies the future direction of the industry.

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Policyholder Cyber Broker Risk 52

Property Insurance Centre

DECEMBER 23, 2024

Do I have the right lock for my insurance ? Being a Commercial Property Owner or Business Owner you will be aware there will be certain conditions within your insurance policy with regard to the Security at the premises. However, the first thing you should ask yourself, is, “Do I have the right lock for my insurance?”

Commercial Property 52

Commercial Property Insurer Insurance Insured 52

Triple-I: Homeowners Insurance

OCTOBER 21, 2024

In a recent episode of the All Eyes on Economics podcast with Triple-I Chief Economist and Data Scientist Dr. Michel Léonard, CBE, Rampersaud discussed the services she provides her clients as both a realtor and insurance broker.

Insurer 40

Insurer Insurance Insured Insurance Broker 40

Jackson & Jackson

MAY 22, 2024

. “Choosing the Right Coverage” Investors should work closely with insurance agents or brokers to understand the available coverage options and customize policies to fit their specific needs. A comprehensive insurance policy that includes essential coverage, such as fire, theft, and liability, is crucial.

Property Insurance 52

Property Insurance Commercial Property Commercial Insurer 52

Property Insurance Centre

SEPTEMBER 25, 2024

Accidental damage is not usually covered by a normal building insurance policy. These can be added to your policy for an additional premium. Exclusions Building insurance policies will have exclusions, which are specific events or circumstances that are not covered by your policy.

Building 52

Building Insurer Insurance Insured 52

Distinguished

OCTOBER 31, 2024

Review Your Insurance Coverage – Take the time to examine your liability insurance policy to confirm that it includes volunteer coverage. Consult your insurance broker for clarity on the specifics and potential additional coverage options.

Protection 52

Protection Broker-Agent Inland Marine Broker 52

ProWriters

NOVEMBER 17, 2024

As a Cyber Insurance broker, you need to help your business clients understand the dangers ransomware poses, how to defend against them, and why Cyber Insurance is an indispensable part of any sound security strategy. They’ve also become incessant. By 2031, that frequency should reach once every two seconds.

Cyber 83

Cyber Insurer Insurance Insured 83

Property Insurance Centre

JANUARY 30, 2024

Freehold Block of Flats Insurance: Top Cover Tips If you own a freehold block of flats , it’s crucial to have the right insurance coverage to protect your investment. Standard home insurance policies may not provide adequate protection for the unique risks associated with a block of flats.

Insurer 52

Insurer Insurance Insured Building 52

Property Insurance Centre

AUGUST 28, 2024

Corner Shop Insurance and BT Redcare Alarm changes Business Owners who have corner shop insurance are all to aware of the benefits an appropriate intruder alarm system will have, both in relation to their insurance premiums (or in being given an insurance policy at all in some cases) and to the physical security of their goods.

Insurer 52

Insurer Insurance Insured Property Insurance 52

ProWriters

JULY 25, 2024

As a Cyber Insurance broker, you can learn from their mistakes to help protect your clients. For Cyber Insurance brokers, ensuring clients have effective data breach response plans isn’t just a good idea—it’s essential. One of the best ways to keep them secure is to offer comprehensive Cyber Insurance.

Protection 53

Protection Cyber Damage Broker 53

Property Insurance Centre

JANUARY 16, 2025

Flood damage can include physical destruction of property, inventory loss, and business interruption costs, making insurance a vital component of risk management. We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership. Looking for a quote now?

Commercial 52

Commercial Commercial Property Insurer Insurance 52

Word & Brown

SEPTEMBER 13, 2024

4: Preauthorization Requirements and Procedures Some health, supplemental, and other types of insurance policies require pre-approval for certain services or procedures. The post 5 Health Insurance Essentials Brokers Should Know appeared first on The Insurance Broker Blog.

Broker 52

Broker Out-Of-Pocket Broker-Agent Insurer 52

Word & Brown

SEPTEMBER 25, 2024

For those that were, insurers upheld the denial in 59% of cases. Nevertheless, as a health insurance broker, you may be called upon by an Individual & Family Plan (IFP) customer, an employee enrolled in an employer-sponsored health plan, or an employer client acting on behalf of themselves or an employee concerning a claims appeal.

Claim 52

Claim Insurance Claim Insurer Insurance 52

Property Insurance Centre

AUGUST 12, 2024

We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership. We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks.

Commercial Property 52

Commercial Property Commercial Property Insurance Building 52

Bankers Insurance

SEPTEMBER 12, 2023

When a contract mandates a waiver of subrogation, it means that you are relinquishing your insurance carrier’s right to seek compensation from another party, typically the party you are under contract with. It’s best to work with a trusted insurance broker to determine how subrogation applies to your various policies.

Insurance Carrier 52

Insurance Carrier Compensation Deductible Claim 52

Cover4LetProperty

OCTOBER 10, 2022

In practice, there may be many variations and additional elements of cover provided by your landlord insurance policy (such as the loss of rental income that we have already mentioned) – and it is typically a broker’s responsibility to help you understand what those additional areas are and how they might benefit you.

Insurer 52

Insurer Insurance Insured Property Insurance 52