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How a Liability Claim Can Ruin Your Business – And How to Protect Yourself

Property Insurance Centre

How a Liability Claim Can Ruin Your Business And How to Protect Yourself No matter how well you run your business, a single liability claim can have devastating consequences. Get a Quote Insurance under one roof We are specialists in many types of insurance GET YOUR QUOTE GET YOUR QUOTE 1.

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7 Best Manchester Block of Flats Insurance Tips

Property Insurance Centre

This diversity in building age and structure affects insuranceolder buildings may face higher premiums due to maintenance risks, while newer developments may require higher coverage for cutting-edge amenities. Insurers view these uses as higher risk, which can lead to increased premiums or the need for specialist insurance policies.

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Can I Insure a Partially Empty Block of Flats in the UK?

Property Insurance Centre

If some of the flats in your block are empty, you should consider: Unoccupied Property Insurance Covers individual vacant flats within the block against risks like fire, flooding, and vandalism. Block of Flats Insurance with Unoccupied Cover A tailored policy that protects both occupied and vacant flats within the same building.

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What Perils Are Covered by Commercial Property Insurance?

Property Insurance Centre

What Perils Are Covered by Commercial Property Insurance? Commercial property insurance is essential for businesses to protect their assets from unforeseen events. ” If a peril is explicitly listed in the policy, the insurer will cover the damage it causes. Flood Insurance Standard policies do not cover floods.

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Understanding the Two Primary Benefits of Workers’ Compensation for Employers

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Exclusivity: Protection Against Lawsuits One of the most significant benefits of workers compensation for employers is the exclusive remedy provision. Predictability in Costs Workers compensation insurance can transfer a portion of the financial risk associated with workplace injuries to the insurance company.

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Housing Code Violations in Los Angeles: An Interview with Katie Vespia 

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Insurers view these violations as signs of deferred maintenance and increased risk. Even if some violations are eventually addressed, a history of non-compliance can still lead to higher premiums. Landlord insurance which covers both liability and property damageis particularly sensitive to housing violations.

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Restaurant Insurance in Charlotte, North Carolina: A Broker’s Guide

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However, for insurance brokers, the wide spectrum of restaurants represents both a challenge and an opportunity. With thousands of restaurants in Charlotte and across North Carolina, the need for comprehensive insurance coverage is vital. How Much Does Restaurant Insurance Cost in Charlotte?