Distinguished

MARCH 6, 2025

In Los Angeles, housing code violations present challenges that affect property safety, compliance, and insurance underwriting. We speak with Katie Vespia, President of Distinguisheds Real Estate program , to discuss common violations, associated fines, the resolution process, and how these issues impact insurance coverage.

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Building Damage Insurance Broker Underwriting 59

Cowbell

AUGUST 20, 2024

where he orchestrated strategic roadmaps, oversaw the integration of API products, and launched and oversaw a new division focused on building a portfolio of specialty insurance products. He expanded API premium across multiple business lines through key partnerships within the insurance ecosystem.

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Cyber Insurance Broker Underwriting Underwriter 105

Distinguished

MARCH 17, 2025

In New York City, housing code violations challenge property owners, tenants, and insurance brokers alike. With infractions ranging from heating failures to illegal conversions, understanding these issues is essential for assessing risk and underwriting policies. Katie is based in Rhode Island.

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Distinguished

MARCH 21, 2025

In Chicago, housing code violations not only affect tenant safety and property values but also play a critical role in insurance risk assessments. Understanding these violationsfrom heating failures to structural hazardsis essential for insurance brokers advising property owners. Insurance brokers are pivotal in this arena.

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Building Insurance Broker Broker Damage 52

ProWriters

JANUARY 3, 2024

The trajectory of average D&O Insurance premiums has been a critical barometer for Cyber Insurance brokers keen on gauging the market’s pulse. After a tumultuous 2021 , the horizon seemed promising as brokers witnessed a stabilization of D&O pricing in 2022.

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Premium Insurance Insurer Insured 52

Distinguished

MARCH 19, 2025

Insurers view these violations as signs of deferred maintenance and increased risk. Even if some violations are eventually addressed, a history of non-compliance can still lead to higher premiums. Are there specific types of insurance that are more sensitive to these housing violations? Katie is based in Rhode Island.

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Building Broker Damage Insurance Broker 52

Distinguished

FEBRUARY 24, 2025

However, for insurance brokers, the wide spectrum of restaurants represents both a challenge and an opportunity. With thousands of restaurants in Charlotte and across North Carolina, the need for comprehensive insurance coverage is vital.

Liability 52

Liability Liability Insurance Insurance Insurer 52

AMAXX

JULY 30, 2024

So this is your premium adjustments, and these are discretionary adjustments that can be given by your underwriter based on how well they perceive you managing your risk, how well they perceive you managing your risk. You’re gonna have to some of these premium adjustments. It’s it’s not showing me that you do.

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Workers Comp Risk Workers Compensation Injury 64

AMAXX

JANUARY 13, 2025

Insurance Company: The Risk Bearer Often referred to as the underwriter, insurer, or carrier, the insurance company provides the workers’ compensation policy and assumes the employers risk. You should consult with your insurance broker, attorney, or qualified professional. All state laws vary.

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Workers Compensation Compensation Workers Comp Broker-Agent 98

Property Insurance Centre

JANUARY 4, 2024

Get a Quote Insurance under one roof We are specialists in many types of insurance GET YOUR QUOTE GET YOUR QUOTE Key Takeaways Consistent rate increases have been experienced in the property insurance market since 2017. Inflation drives up property valuations , construction costs , and insurance premiums.

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Property Insurance Commercial Property Liability Insurance 52

Word & Brown

SEPTEMBER 10, 2024

Our value-added extras – like free COBRA admin and a Premium Only Plan for qualified groups – will help you nurture your client relationships for a long-term connection. Underwriting: Our experienced Underwriting team works directly with carriers to get a faster approval of your cases.

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Broker Underwriting Underwriter Premium 52

Healthinsurance.org

JANUARY 23, 2024

In fact, medical underwriting hasn’t been used for individual/family health insurance policies since 2013. For individual/family major medical policies with effective dates of 2014 or later, the insurer cannot take the applicant’s medical history into consideration. Here’s how income is calculated under the ACA ).

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Premium Policy Insurance Broker Underwriting 52

Property Insurance Centre

NOVEMBER 11, 2024

These are just some of the excuses we hear of from the question of, “ Why can’t I get insurance ?” ” or can’t get the insurance you deserve for that matter – insurance with reasonable premiums and without unnecessary restrictions.

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Insurer Insurance Insured Premium 52

Jackson & Jackson

MAY 22, 2024

From the bustling urban centers of Los Angeles and San Francisco to the scenic coastal towns and sprawling agricultural regions, each location presents its own set of challenges and opportunities for investors seeking insurance coverage. Investors should also consider the impact of climate change on the insurance landscape in California.

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Property Insurance Commercial Property Commercial Insurance 52

Word & Brown

FEBRUARY 4, 2025

Insurance broker success depends on many things. Our value-added extras include free COBRA admin, a Premium Only Plan (POP), and ERISA services for qualified groups. Underwriting Expertise: We work directly with our carrier partners to ensure faster underwriting approval of your cases.

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Broker Building Insurance Broker Underwriting 52

Property Insurance Centre

AUGUST 8, 2024

However, if it goes more long term the insurers can at worst pull cover entirely leaving you to search the market for an alternative, or perhaps apply more stringent conditions and charge a rather large additional premium – usually refundable on a pro-rata basis, assuming you are able to let the property out again!

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Insurer Insurance Insured Premium 52

Word & Brown

AUGUST 16, 2024

Plus, our value-added extras – like free COBRA admin and a Premium Only Plan for qualified groups – will help you nurture your client relationships for a long-term connection. 4: Expert underwriting: Our experienced underwriting team works directly with our carrier partners to get a faster approval of your cases.

Broker 52

Broker Underwriting Underwriter Building 52

Distinguished

MARCH 6, 2025

In Los Angeles, housing code violations present challenges that affect property safety, compliance, and insurance underwriting. We speak with Katie Vespia, President of Distinguisheds Real Estate program , to discuss common violations, associated fines, the resolution process, and how these issues impact insurance coverage.

Building 52

Building Damage Insurance Broker Underwriting 52

Word & Brown

FEBRUARY 18, 2025

and Voluntary coverage from leading insurers and administrators for Small Group and Large Group. If your clients want something more like EAP, COBRA services, a Premium Only Plan, and ERISA services we can help you there, too. W&Bs Underwriting team works directly with carriers to streamline approvals.

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Broker-Agent Broker Agents Underwriting 52

Word & Brown

OCTOBER 31, 2024

The post 5 Strategies to Help Insurance Agents Win Over New Clients appeared first on The Insurance Broker Blog. Or if you’re not already doing business with us, call 800-869-6989 or get started by filling out our online form.

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Insurance Agents Insurance Agent Agents Broker-Agent 52

Word & Brown

MARCH 31, 2025

And, of course, your partnership with us means you can offer clients value-added extras like free COBRA admin, a Premium Only Plan (POP), and ERISA services for qualified groups. Underwriting Expertise: Our underwriting team works directly with our carrier partners to ensure faster approval of your cases.

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Broker Underwriting Underwriter Building 52

Word & Brown

NOVEMBER 12, 2024

For independent insurance agents, Quotit pricing starts at $99 a month, with standard and premium options at $149 and $199 per month, respectively. An FMO provides insurance brokers with support and connects them with a roster of insurance carriers – offering a range of products and services.

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Broker Broker-Agent Insurance Insurer 52

Word & Brown

JANUARY 14, 2025

Our value-added extras include free COBRA admin, a Premium Only Plan (POP), and ERISA services for qualified groups. Underwriting Expertise: We work directly with our carrier partners to ensure faster underwriting approval of your cases. We can help you nurture long-term client relationships and attract new customers, too.

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Broker Underwriting Underwriter Building 52

Word & Brown

OCTOBER 14, 2024

Unparalleled customer service Our experienced Underwriting team works on your behalf directly with carriers to get a faster approval of your cases. We also assist with carrier negotiations on rates, premium holidays, tech credits, wellness credits, and more. Brokers have been working with Word & Brown since 1985.

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Broker Broker-Agent Agents Premium 52

Distinguished

SEPTEMBER 10, 2024

However, every project is different, so underwriters will determine the final cost of a policy based on the following factors: Location : Construction sites near bodies of water, in higher crime areas, or that include some other unique risk factor would increase the cost of the policy.

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Risk General Liability Broker-Agent Insurance 52

Word & Brown

DECEMBER 10, 2024

We offer statewide support in California and Nevada enrollment support, in-house underwriting expertise, online forms 24/7, a WBCompliance team and WBCompliance Wiki to simplify your life, sales and marketing pros, a dedicated client experience crew, and much more. Plus, its all backed by our legendary service of unequalled excellence.

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Broker Insurance Quotes Insurance Insurer 52

Word & Brown

NOVEMBER 7, 2024

Sell the value Make sure you talk with your customer about what makes the product you’re recommending a better choice for their specific situation, as compared to something from another carrier (or another broker). If carrier A has a plan that includes a similar network, but the premiums are lower, it’s okay to sell based on cost.

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Broker-Agent Out-Of-Pocket Insurance Insurer 52

Healthinsurance.org

JUNE 5, 2024

The final rule cites a 2023 report from the National Association of Insurance Commissioners , which indicated that 235,775 people were covered by short-term health plans at the end of 2022. But this will depend on their health status, as the new insurer will be able to use medical underwriting.

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Policy Out-Of-Pocket Premium Insurance 52

Word & Brown

JANUARY 23, 2025

Some may suggest that this is not really the case; however, for many, especially those enrolled in health insurance through the ACA Marketplace, it is true. The premium tax credits available to individuals and families through the ACA help make insurance more affordable for millions of Americans.

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Out-Of-Pocket Insurance Insurer Insured 52