Scott Insurance

OCTOBER 28, 2020

Many insurance carriers use third-party crime scores to evaluate their exposure to criminal risk when underwriting general liability insurance policies. The post How Insurance Carriers Use Crime Scores to Assess Risk in the Affordable Housing Industry appeared first on Scott Insurance.

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Boyle Agency Insurance

FEBRUARY 20, 2025

Great Protection – Fair Price Bogle Agency Insurance of Lyndhurst NJ offers Chubb Masterpiece Homeowners Insurance to NJ homeowners. Chubb is a top American insurance carrier that offers a quality product to NJ homeowners to protect their most valuable asset, their home.

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The Property Insurance Law Observer

MAY 21, 2024

The New York Supreme Court recently weighed in on what constitutes “reasonable care” to maintain heat in the context of a first-party insurance policy exclusion requiring such reasonable care. In Michael Zimmerman v.

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Wren Insurance Agency

OCTOBER 23, 2024

Now that we are in the thick of the official hurricane season here in Florida, you may have noticed - if you recently tried to bind a new home insurance policy - that most carriers will stop writing up to a week or two prior to a named storm possibly impacting the state. That annual cap is 14% for 2024 and 15% for 2025.

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Friendly Agent

SEPTEMBER 21, 2020

Deciding which product to sell On your way to becoming the full-fledged insurance agent, among the things you will have to do is to decide which products you will sell. You may find various types of personal insurance and commercial insurance policies. There are Property and Casualty, Life/health insurance, and more.

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Wren Insurance Agency

AUGUST 28, 2024

At Wren, because we are protection minded, we always quote our home insurance policies using Replacement Cost Value (also known as RCV) on contents, versus Actual Cash Value (ACV). RCV is equal to the amount it would take to replace your contents at today's prices. As you can imagine, most items in your home lose value over time.

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ProWriters

OCTOBER 2, 2024

As an insurance broker, you likely recognize that while these technologies drive business operations, they also increase vulnerability to cyber crime, making Cyber Insurance a necessity for your clients. Helping your clients understand cyber risks and Cyber Insurance policy jargon can be challenging.

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TGS

SEPTEMBER 22, 2023

Receiving the news that you can’t just automatically renew your home insurance policy can be shocking and stressful. Unlike a policy cancellation, which can happen at any time, a non renewal can only occur at the end of your contract each year, when your policy is up for renewal. Shop for a new policy with other carriers.

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Bankers Insurance

SEPTEMBER 12, 2023

By: Dwight West | Commercial Insurance Advisor dwest@bankersinsurance.net | (757) 591-3166 WHAT IS SUBROGATION? Depending on the success of your insurance carrier’s efforts in the subrogation process, and the resulting reimbursement amount, the insured may be entitled to receive funds held back from their insurance carrier.

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Redbird Agents

JULY 18, 2024

Because Choice Mutual is an independent agency that partners with over 20 different insurance companies, when using the app, you can rest assured that you’ll be placed with whichever insurance carrier is best for you. Facebook shows a 5-star review average from Choice Mutual clients.

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Risk Management Monitor

AUGUST 9, 2022

In that case, a hotel filed a lawsuit against its insurer for refusing to cover hail-related roof damage under a commercial property insurance policy. Taken together, these decisions can blindside businesses that believe their insurance policies will automatically respond in the event of hail damage.

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Boyle Agency Insurance

DECEMBER 31, 2024

Great Protection – Fair Price Bogle Agency Insurance of Lyndhurst NJ offers Chubb Masterpiece Homeowners Insurance to NJ homeowners. Chubb is a top American insurance carrier that offers a quality product to NJ homeowners to protect their most valuable asset, their home.

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TGS

SEPTEMBER 14, 2023

Additional Interest Explained Additional insured and additional interest are two very different roles that a person can play as a part of your insurance policy. In short, an additional insured is covered by your insurance, while an additional interest is not. What Is An Additional Insured?

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TGS

OCTOBER 6, 2023

Other Ways to Include Someone on Your Homeowners Insurance For unmarried, cohabitating partners, there are other ways to make sure both partners are covered by the homeowners insurance policy. With an Other Members of the Household endorsement, the second person will receive the same coverage as the named insured.

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LexisNexis

AUGUST 27, 2024

Cybersecurity Insurance Analyze types of risk to an enterprise that may be covered by cybersecurity insurance. Cybersecurity Insurance Policies Review Checklist Discover key issues and risks that should be considered when reviewing a cybersecurity insurance policy.

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TGS

OCTOBER 3, 2023

TGS Insurance » Blog What Is a Homeowners Insurance Quote? A homeowners insurance quote is the proposed amount that you would pay an insurance carrier to cover your home. The quote will be based on many factors, including your home’s age, building features, location and size, as well as your insurance score.

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Paragon Independent Insurance Agencies

JANUARY 31, 2025

Can You Buy a Car Without Car Insurance? While you might be able to purchase a car without car insurance, you won’t be able to take it home until you’ve provided proof of a car insurance policy. Typically, auto lenders require proof of full coverage of auto insurance.

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TGS

OCTOBER 17, 2023

Insurance agencies can be sorted into two categories: captive and independent. A captive agency is tied to one insurance carrier, which means these agents are biased to make money for their specific carrier. On the flip side, an independent agency works fluidly with several insurance carriers.

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Redbird Agents

JULY 9, 2024

I spoken with thousands of insurance agents, many of whom are venturing out on their own for the first time. They’ve been misled by friends claiming that selling insurance policies as an independent insurance agent is straightforward and profitable. How to sell life insurance from home?

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Agency MVP

DECEMBER 20, 2021

No matter what is going on globally, there is always a need for many people to shore up their own insurance needs. Instead of meeting face-to-face, it is now possible to demonstrate and sell virtually any type of P&C insurance policy without even needing to see the client in a traditional fashion. It can be lonely at times.

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TGS

SEPTEMBER 29, 2023

TGS Insurance » Blog What is Electric Vehicle Insurance? Electric vehicles can be complex, but when it comes to auto insurance, they’re surprisingly simple. Auto insurance policies are written in the exact same way for gasoline-powered and electric vehicles alike.

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Risk Management Monitor

AUGUST 30, 2021

When it comes to your insurance policies, it is critical to verify that your coverage includes appropriate, up-to-date limits and deductibles. This includes determining if you have adequate insurance based on your location and its respective risk for floods or windstorms. Read the Fine Print.

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American Agents Alliance

OCTOBER 24, 2024

By Mark Robinson In July 2024, a significant class action lawsuit was filed against the California FAIR Plan, accusing the state’s fire insurance backstop of improperly denying smoke damage claims in violation of California Insurance Code Sections 2070 and 2071.

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Redbird Agents

NOVEMBER 1, 2023

They want nothing to do with the traditional way of selling insurance policies, which typically involves an in-person meeting or two. They are savvy with digital tools and expect their insurance providers to be the same. Personalization is a Mandatory for Tech-Savvy Customers Many customers want more personalized experiences.

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Distinguished

SEPTEMBER 25, 2024

When a project is under construction or renovation, your clients are likely not covered by their homeowner’s insurance or business insurance. Different Builder’s Risk insurance policies vary from one insurance carrier to another.  Who Should be Named in a Builder’s Risk Policy?

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TGS

SEPTEMBER 11, 2023

Your property must have a roof that is in good condition (determined by the insurance provider). As with most insurance policies, your property will be inspected to ensure it meets the Southern Building Code and the Federal Flood Construction and Zoning guidelines. Your property must not be used for illegal or immoral purposes.

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Word & Brown

SEPTEMBER 25, 2024

Be Prepared for Health Insurance Claims Handling It is important you understand the claims process generally, and the specific policies and procedures that apply for each of the insurers/carriers/health plans that you represent. They often include a timeline for appeal.

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Neilson Marketing Services

JULY 16, 2024

To help you hone your SEO for insurance company success and get in front of your customer base, we’ve created this guide to the latest trends and best practices in SEO tailored for insurance companies. What Is SEO in Insurance?

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New Jersey Workers' Comp

MARCH 25, 2024

Mr. Joseph sued the tortfeasor and recovered $14,000 in settlement with his uninsured motorist insurance policy in December 2021. NJ Transit paid $7,112.90 in workers’ compensation medical and temporary disability benefits to petitioner, Darshelle Joseph. The workers’ compensation case had not yet been resolved. to Mr. Joseph.

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Tosten Marketing

SEPTEMBER 12, 2023

It allows you to inform them about what is happening in real time in your state insurance market. Simply communicating to your customers that rates are up, underwriting is tightening, or an insurance carrier is pulling out of a state is a great way to be proactive. Perhaps they got married or had a child.

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Scott Insurance

APRIL 21, 2020

Materially modifying production and assembly lines to provide desperately needed PPE products could change risk considerations and impact an organization’s insurability. We have reviewed some policies that may cover loss of income, extra expenses, and/or product/environmental liabilities.

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Smart Insurance Agents

OCTOBER 16, 2024

Furthermore, most broker services are free to consumers since brokers are compensated by insurance carriers. The Role of Health Insurance Brokers in the Market Health insurance brokers play a pivotal role in the health insurance market, acting as a crucial link between consumers and insurance companies.

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Property Insurance Centre

JANUARY 4, 2024

Addressing the Discrepancy To address the discrepancy between outdated property valuations and current market conditions, insurance carriers are implementing measures to ensure that property values are assessed accurately. Why are outdated property valuations a concern for property insurance?

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Friendly Agent

DECEMBER 3, 2020

Becoming an insurance agent checks all boxes. Your earning potential is based on insurance policies. In fact i’ll argue that the best way to get into an insurance agency business is by working part time initially. Generally an agent gets paid 8%-15% of premium for each P&C insurance policy issued.

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Healthinsurance.org

OCTOBER 1, 2024

The new federal rule prevents consumers from relying on short-term health insurance policies for longer periods of time,” Norris said. Insurers enter/exit markets for 2025 Numerous insurance carriers are entering state Marketplaces for 2025. Notably, WellPoint will now be available in Texas, Florida, and Maryland.

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