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How to Read Homeowners Insurance Quotes

TGS

TGS Insurance ยป Blog What Is a Homeowners Insurance Quote? A homeowners insurance quote is the proposed amount that you would pay an insurance carrier to cover your home. To feel confident in your policy before you sign, make sure you understand how to read a homeowners insurance quote.

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How Home Renovations Can Affect Your Homeowners Insurance Policy

TGS

Letโ€™s take a look at some of the most common ways that home renovations will impact your insurance policy. Unreported Renovations Can Cause a Lapse in Coverage For significant home renovations, your insurance carrier may require you to notify them about the project up to 30 days before construction starts.

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E&O vs. EPLI: What Coverage Do Your Clients Need?

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Both types of policies involve legal liabilities and are important. Understanding E&O Insurance Errors and Omissions (E&O) Insurance is liability coverage protecting professionals against claims for negligence, errors, or mistakes made in the course of their work. What does EPLI not cover?

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Additional Insured vs. Additional Interest: Understanding Your Policy

TGS

Additional Interest Explained Additional insured and additional interest are two very different roles that a person can play as a part of your insurance policy. In short, an additional insured is covered by your insurance, while an additional interest is not.

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Builderโ€™s Risk Insurance in Tennessee: A Brokerโ€™s Guideย 

Distinguished

When a project is under construction or renovation, your clients are likely not covered by their homeownerโ€™s insurance or business insurance. Different Builderโ€™s Risk insurance policies vary from one insurance carrier to another.โ€ฏ They require protection against potential losses, including professional liability.

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