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How to Read Homeowners Insurance Quotes

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TGS Insurance ยป Blog What Is a Homeowners Insurance Quote? A homeowners insurance quote is the proposed amount that you would pay an insurance carrier to cover your home. To feel confident in your policy before you sign, make sure you understand how to read a homeowners insurance quote.

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Additional Insured vs. Additional Interest: Understanding Your Policy

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Additional Interest Explained Additional insured and additional interest are two very different roles that a person can play as a part of your insurance policy. In short, an additional insured is covered by your insurance, while an additional interest is not. What Is An Additional Insured?

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How Home Renovations Can Affect Your Homeowners Insurance Policy

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Letโ€™s take a look at some of the most common ways that home renovations will impact your insurance policy. Unreported Renovations Can Cause a Lapse in Coverage For significant home renovations, your insurance carrier may require you to notify them about the project up to 30 days before construction starts.

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Best Auto Insurance for Electric Vehicles

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As electric vehicles gain popularity for their eco-friendly, lower-maintenance features, itโ€™s more important than ever to know how to get the best bang for your buck on your electric vehicle auto insurance. In general, you can expect your electric vehicle insurance premium to fall somewhere between $2,200 and $4,200 in 2023.

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Benefits of an Independent Insurance Agent for Your Personal Insurance Needs

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Insurance agencies can be sorted into two categories: captive and independent. A captive agency is tied to one insurance carrier, which means these agents are biased to make money for their specific carrier. On the flip side, an independent agency works fluidly with several insurance carriers.

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Builderโ€™s Risk Insurance in Tennessee: A Brokerโ€™s Guideย 

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When a project is under construction or renovation, your clients are likely not covered by their homeownerโ€™s insurance or business insurance. Different Builderโ€™s Risk insurance policies vary from one insurance carrier to another.โ€ฏ In many cases, you can receive instant, bindable quotes.

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South Carolina Wind Pool Insurance Explained

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Having windstorm insurance is necessary because many high-risk areas are in danger of damage from windstorms (tornadoes, hurricanes, hail, etc.). Calculating Your Rates With Wind Pool Insurance providers calculate your premium based on many different factors. A lot of this includes the risk of the location of your home.

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