Scott Insurance

FEBRUARY 7, 2023

is facing higher-than-normal increases to their auto insurance premiums. According to Bankrate , an independent publisher and comparison service, auto insurance in the U.S. Therefore, if the costs associated with an accident increase, insurance premiums will follow suit. appeared first on Scott Insurance.

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Triple-I: Homeowners Insurance

JANUARY 13, 2025

Only 30 percent are aware of premium savings for implementing mitigation measures. Seventy percent revealed they would be willing to pay higher premiums for better protection against future severe weather events. Fifty-four percent reported hiring public adjusters to handle repairs and insurance claims.

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Zywave

MARCH 3, 2025

And when you take into consideration that Direct Premiums Written (DPW) increased by 2.0% While it’s critical insurance carriers, brokers, and policyholders understand the market, its just as important they know what to do about it. .”

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TGS

SEPTEMBER 6, 2023

Let’s take a look at some of the most common ways that home renovations will impact your insurance policy. Unreported Renovations Can Cause a Lapse in Coverage For significant home renovations, your insurance carrier may require you to notify them about the project up to 30 days before construction starts.

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Scott Insurance

JULY 9, 2024

The Cost of water damage According to two of our personal insurance carrier partners, roughly 1 in 60 homeowners suffer water damage inside their homes each year, and approximately 40% of homeowners have experienced water damage at some point. Once installed, the device can be monitored and controlled through an app.

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Property Insurance Centre

JANUARY 4, 2024

In this article, we will explore the key trends that are influencing property insurance rates, coverage limitations, and market outlooks. By understanding these emerging trends, you can better navigate the property insurance landscape and make informed decisions to protect your assets.

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Property Insurance Commercial Property Liability Insurer 52

TGS

SEPTEMBER 11, 2023

TGS Insurance » Blog With hurricane season in full force, South Carolina residents living on the coast must protect their homes from the upcoming storms. Understanding how windstorm insurance works in these areas is the first step in adequately protecting your home. million in protection.

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Distinguished

SEPTEMBER 25, 2024

What Risks Does Distinguished’s Builder’s Risk Insurance Protect Against? When a project is under construction or renovation, your clients are likely not covered by their homeowner’s insurance or business insurance. Different Builder’s Risk insurance policies vary from one insurance carrier to another. 

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Word & Brown

DECEMBER 11, 2024

Some insurers offer Short-Term Disability (STD) coverage. Others offer Long-Term Disability (LTD) insurance. Shorter-term protection typically pays between 40% and 70% of a persons base salary for three to six months. Disabilities that could last longer than a year may be covered by LTD insurance. Some offer both.

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PSM Brokerage

JANUARY 7, 2025

Understanding ACA Basics Before diving in, its essential to understand the key elements of ACA health insurance: Essential Health Benefits: All ACA plans must cover services like preventive care, maternity, mental health, and prescriptions. Subsidies: Many clients qualify for subsidies that lower premiums and out-of-pocket costs.

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Agency MVP

DECEMBER 20, 2021

Trends in Property and Casualty Insurance Most insurance companies are making the underwriting and policy issuance process simpler and more streamlined. Overall, premiums have become less expensive as well. It cuts out many of the traditional costs associated with selling insurance. Working from home is cost-effective.

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Tosten Marketing

SEPTEMBER 12, 2023

It allows you to inform them about what is happening in real time in your state insurance market. Simply communicating to your customers that rates are up, underwriting is tightening, or an insurance carrier is pulling out of a state is a great way to be proactive. This protects your book by diversification of risk.

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HBW Leads

MAY 14, 2024

Price Objections: Prospects may express concerns about the cost of insurance premiums, often comparing them to competitors or questioning the value provided. Coverage Objections: Some prospects may need clarification on your insurance solutions or whether they adequately address their needs.

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Healthinsurance.org

OCTOBER 1, 2024

DACA recipients now qualify for Marketplace coverage and subsidies As a result of a Biden administration rule change, about 100,000 DACA recipients — people in the Deferred Action for Childhood Arrivals program — will be eligible for ACA Marketplace plans and federal premium subsidies, beginning Nov.

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Healthinsurance.org

JUNE 20, 2024

A domestic partnership – officially recognized in some states and municipalities but not by the federal government – represents a committed relationship between two people, but it does not confer the same rights and protections as marriage. An insurance carrier may ask for a domestic partnership affidavit.

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Risk Management Monitor

OCTOBER 25, 2022

With high unemployment and higher costs, this also poses a risk to employment practices liability (EPL) insurers. A strong EPL policy and relationship with insurance carrier and broker can help during this time where unemployment may swing back the other way. Key Action Steps for Risk Managers.

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