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What is a Loss History Report?

TGS

This is where a loss history report comes inits like a propertys report card for past insurance claims. A loss history report provides a record of insurance claims filed on a property, typically over the past five to seven years. This report includes: Claim Details Dates of past claims, type of loss (e.g.,

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The Real Cumulative Cost of an Auto Insurance Claim

Freeway Insurance

Understanding how much car insurance claims typically cost involves taking a look at the complicated world of car insurance, where many things can affect the numbers. Freeway Insurance is a company well known for making sure that drivers across the United States have good insurance coverage.

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What to Do After a Car Accident: A Step-by-Step Guide

TGS

Knowing exactly what to do after a car accident can make all the difference in ensuring a smooth claims process, protecting your rights, and, most importantly, keeping everyone safe. Plus, having a police report on file can help you later when dealing with insurance claims. When the police arrive, stick to the facts.

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Quick Tips To Prepare Your Home For A Freeze

TGS

TGS Insurance Blog Freezing temperatures might not visit your home often, but when they do, preparation is key to avoiding damage and keeping everyone safe. Lets explore practical, straightforward steps to help you prepare your home for a freezeensuring peace of mind and protection from the cold. The good news?

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Homeowners Insurance Underwriting Questions: What to Expect When Getting a Quote

TGS

Insurers want to know what measures you’ve taken to protect your home. Imagine it this way: an insurance provider wants to know that you’ve taken steps to prevent the kinds of accidents that lead to claims. The History Factor: What’s Your Claim Story? Insurers are going to take a peek into the past here.

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Unlocking a Smart Home Insurance Discount: How Your Gadgets Can Lower Your Premiums

TGS

This added layer of protection is attractive to insurers because it lowers the likelihood of a major fire or carbon monoxide incident, thus potentially qualifying you for a smart home insurance discount. This level of protection is music to an insurance provider’s ears, as it can prevent expensive claims.

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What Does It Mean to Be a No-Fault State?

TGS

In a no-fault state like Florida, every driver is required to carry Personal Injury Protection (PIP) coverage. This coverage is the backbone of the no-fault system, as it ensures that your insurance policy will cover: Medical Expenses: PIP typically covers a portion of your medical bills resulting from an accident, up to a certain limit.

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